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Marga

Active
Private limited companyfounded 1972active for 54 yearsAntwerpsestraat 2, 2640 Mortsel, BelgiumKBO/BCE: BE 0412.622.657
Summary

Marga has been active since 1972 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,459 and a net result of €2,204. Equity is shrinking by about 4.6% per year across the filed financial years. Its solvency ranks better than 64% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow ReportCompare
MargaActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47722
5th oldest company in Mortsel, Wholesale and retail trade sector2 sites
Size
€183,879total assets 2025
Equity
€91,459
Profit
€2,204
Turnover not published (micro format)
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts 34 days early
Why 82raises riskSector: Retail trade (NACE 47)Liquidity: current ratio 1.56, cash €5,819lowers riskFounded in 1972Figures for financial year 2025 (filed 27-03-2026)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 75-7
equity 49.7% of total assets
Liquidity 29-4
short-term debt 50.3% · cash 3.2%
Profitability 45+2
return on assets 1.2%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024highest value 02-2025: 0.5%● unchanged vs 01-2025highest value 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.56, compared with 2.25 in 2024, above the usual 1.5; short-term debt: 50.3% and cash: 3.2% of total assets), but 50.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 64% on solvency, 26% on liquidity, 33% on profitability and 46% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 1.56, cash €5,819
NBB · annual accounts
lowers risk · Founded in 1972
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 27-03-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €91,459
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
34 days early
2024
44 days early
2023
4 days early
2022
46 days early
2021
2 days early
2020
99 days early
2019
115 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 March (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end25-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: 5th oldest company in Mortsel, Wholesale and retail trade sectorin the Checked rankings No. 5 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1972founded 05-09-1972 54 years View

By topic

Financials

Financial year
2025
Total assets
€183,879
Profit
€2,204
Solvency
49.7%
Total assets▲ 17.3%
Net result
20192025
Go to Financials

Timeline

Events
53
Since
1979
Next accounts
by 30-04-2027
  1. 22-01-2024Appointment: VERMAELEN Bruno (statutory director)
  2. 30-09-2023Highest result from 2019 to 2025
  3. 15-03-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail tradeNACE 47722
Founded
05-09-1972
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Marga

What is the company number of Marga?
0412.622.657. In Belgium the VAT number is the company number with BE in front: BE 0412.622.657.
Where is Marga based?
The registered office is at Antwerpsestraat 2, 2640 Mortsel.Company details
What does Marga do?
According to the KBO register, the main activity is retail trade (NACE 47722).
What is the legal form of Marga?
Private limited company (BV).
When was Marga founded?
On 05-09-1972.
Is Marga still active?
Yes, Marga is an active enterprise in the KBO register.
What is the turnover of Marga?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Marga profitable?
In financial year 2025, Marga made a profit of €2,204.
Where can I find the annual accounts of Marga?
Marga filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Marga due?
By 30-04-2027, for financial year 2026.Timeline

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