Turnover
≈ €120,000 estimated
The micro format states no turnover.
MARFA09
Overview
Lifetime
1 annual account with figurespeak €30,838 (2026)
€30,838
peak €23,815 (2026)
€23,815
peak €27,815 (2026)
€27,815
€13,919
Board1 name since 2025
1 director
Documentsfilings and deeds
13-07-2026202 days before the deadline
2026micro format
First year with figures
Key points
from the 2026 annual accountsStarting capital
€4,000 4,000 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 11,278 companies had the same profile as MARFA09 has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,278 companies, not a prediction for MARFA09. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
First establishment
MARFA 09, Rue Jean Borg 88, Fléron
Incorporation
Founding capital of €4,000, 4,000 shares · Founder: · Appointment: (director) · published on 09-09-2025 · Gazette deed
Official details
Source: KBO- Status
- Active since 05-09-2025Normal situation
- Activity
- “L'exercice de l'art infirmier à domicile ou en milieu hospitalier ou en maison médicale…” (deed in French)From the articles, 22 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.377.717.1514624 Fléron, since 01-10-2025
- Financial year end
- 30 June
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-06-2026
- €30,838
- €23,815
- €27,815
- €41,734
- Filing
- Filed on 13-07-2026, 202 days before the end of the filing period
Insights on MARFA09
MARFA09 has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €27,815 and a net result of €23,815.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 13-07-2026, 202 days before the deadline€30,838
€30,838
€23,815
€26,462
66.6%
2.90
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €75,000 and €220,000.
Balance sheet
balance sheet total €41,734 on 30-06-2026What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
41,734 | |
21/28 |
1,353 | |
22/27 |
1,353 | |
24 |
1,353 | |
29/58 |
40,381 | |
54/58 |
40,381 | |
| Balance sheet: equity and liabilities | ||
10/49 |
41,734 | |
10/15 |
27,815 | |
10/11 |
4,000 | |
10 |
4,000 | |
100 |
4,000 | |
13 |
23,000 | |
133 |
23,000 | |
14 |
815 | |
17/49 |
13,919 | |
42/48 |
13,919 | |
44 |
110 | |
440/4 |
110 | |
45 |
6,928 | |
450/3 |
6,928 | |
47/48 |
6,881 | |
| Income statement | ||
9900 |
30,838 | |
9901 |
30,838 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
96 | |
65 |
96 | |
9903 |
30,742 | |
67/77 |
6,928 | |
9904 |
23,815 | |
9905 |
23,815 | |
| Appropriation of the result | ||
9906 |
23,815 | |
691/2 |
23,000 | |
6921 |
23,000 | |
| Document | ||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 13-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2026 | micro format | 13-07-2026 | 2026-00284473 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 |
|---|---|---|
| 1,353 | ||
| 26,462 | ||
| 66.6% | ||
| 2.90 | ||
| 0.50 | ||
| 85.6% | ||
| 57.1% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2026 |
|---|---|
| Tangible fixed assets | €1,353 |
Source: notes to the 2026 annual accounts (statement of fixed assets)
Insights on MARFA09
Debt's share of the balance-sheet total is 33.4%.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 13. Pouvoirs de l’organe d’administration a) L’administrateur unique est investi des pouvoirs les plus étendus pour accomplir tous…”deed of 09-09-2025
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 09-09-2025, still in office
Control
Founder
This company
MARFA09
Equity €27,815
Profit €23,815 in 2026
Capital
- Contribution
- €4,000
- Shares
- 4,000
- Contribution per share
- €1
- Equity per share
- €6.95 in 2026
- Source
- deed of 09-09-2025
Articles of association
deed of 09-09-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of December at 16:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 09-09-2025 ↗
- 4,000 shares (100%) · €4,000 in cash
Network & group
No group
MARFA09 has no parent and no holdings in its annual accounts. is the only director. MARFA09 shares no director with another company.
At the same address
Rue Jean Borg 88, 4624 Fléron · 1 other company| Brepoels, Fanny (sole trader)
establishment since 04-10-2024 |
founded in 2024 1014.604.756 |
Timeline
Timeline
3 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2026 filed NBBmicro format · 202 days before the deadline
2025
First establishment MARFA 09, Rue Jean Borg 88, Fléron
IncorporationFounding capital of €4,000, 4,000 shares · Founder: · Appointment: (director) · published on 09-09-20257 points ▸
- Founder,
- Founding capital, €4,000, 4,000 shares
- Share issue, €4,000
- 4,000 shares
- Registered office clause, rue Jean Borg 88, 4624 FLÉRON (Romsée)
- Director appointment, (director (not named in the articles))
- Pre-incorporation commitments, MARFA09
- The deed holds 5 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1027.288.693
- VAT number
- BE 1027.288.693
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-09-2025
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of December at 16:00deed of 09-09-2025 (in French)
- Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
- “Écrite, par tout moyen de transmission, à toute personne actionnaire ou non, majorité des voix, quel que soit le nombre de titres…”deed of 09-09-2025 (in French)
- Peppol
- Not found in the Peppol Directory
- Name
- MARFA09 in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 09-09-2025 (in French)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'exercice de l'art infirmier à domicile ou en milieu hospitalier ou en maison médicale sur prescription ou conseil médical, en ce compris…”deed of 09-09-2025 (in French)
22 activities
- L'exercice de l'art infirmier à domicile ou en milieu hospitalier ou en maison médicale sur prescription ou conseil médical, en ce compris les activités qui y sont liées directement ou indirectement, entièrement ou partiellement
- L'analyse, l'organisation, la réalisation de soins infirmiers et leur évaluation, la contribution au recueil de données cliniques et épidémiologiques et la participation à des actions de prévention, de dépistage, de formation, de promotion et d'éducation à la santé
- La délivrance de conseils en matière de dispensation de soins et de contrôle de qualité dans le domaine de la santé à l'exclusion formelle de la pratique de la médecine
- La réalisation d'études dans le domaine de l'économie de santé
- La réalisation d'analyses stratégiques et la mise au point de méthodologies dans le domaine de l'encadrement et de la régulation de soins
- La création et la gestion de crèches pour enfants, de maisons de jour pour personnes âgées, de maisons de repos, de maisons pour personnes en situation de handicap, de maladie mentale, de maladie avec addiction, etc. et cela, conformément à la législation en vigueur
- Toutes activités liées de près ou de loin au secteur de la santé humaine (mentale et physique), de la remise en forme prise dans son sens le plus large, du développement de la personne humaine
- Le coaching en bien-être, en hygiène de vie
- Les pratiques dédiées au bien-être, notamment entre autres : toutes thérapies énergétiques et holistiques, la sophrologie, l'hypnose, le yoga, la réflexothérapie, la naturopathie (éco-nutrition, phyto-aromathérapie, hydrothérapie, soin à l'argile, techniques manuelles, réflexes, respiratoires et vibratoires - lumière, couleurs, sons), massages, etc., la présente liste devant être prise dans son sens le plus large
- La formation individuelle, l'organisation, l'animation de stages et de séminaires, la participation à des conférences, à des cours et à des journées d'études dans le cadre des activités précitées ainsi que dans le cadre d'activités relevant du développement de la personne humaine
- La production et l'édition de documents et de supports d'information concernant les matières énumérées ci-dessus
- Le commerce de produits de soins du corps et de beauté, de produits à usage sportif et paramédical, d'agrès sportifs, d'aliments diététiques, de produits naturels et plantes, d'huiles essentielles, de compléments et substituts alimentaires
- L'exploitation, la gestion, la location ou la mise à disposition de centres paramédicaux, de centres de relaxation et/ou de bien-être (sauna, jacuzzi, hammams, solariums, etc.)
- La mise à disposition de personnel aux fins de réaliser les activités précitées
- La constitution, la valorisation et la gestion d'un patrimoine immobilier et foncier
- La prise en location, la (co)location, la sous-location, l'exploitation directe ou en régie, la mise en gestion, le développement, l'entretien, l'exploitation de tous biens immeubles (résidentiels, industriels, commerciaux, de bureaux, de loisirs, à l'usage d'espace culturel, de bâtiments administratifs, d'habitation collective ou de centre d'hébergement collectif, gîtes, chambres d'hôtes, habitats légers, etc.) ou parties d'immeubles, équipés ou non, meublés ou non, avec ou sans prestation de services annexes
- La gestion de centre d'affaires
- La gérance d'immeubles bâtis ou non, meublés ou non
- Se porter caution des engagements contractés par des tiers qui auraient la jouissance des biens immeubles concernés
- S'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés
- Exercer les fonctions d'administrateur ou liquidateur dans d'autres sociétés
- Se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| MARFA 09 registered office Rue Jean Borg 88, 4624 Fléron 86940 Nursing and midwifery | 01-10-2025 | 2.377.717.151 |
Buildings and parcels at the address
- Ground area
- 195 m²
- Buildings
- 41 m²
- Volume, LiDAR
- 332 m³
- Tallest building
- 9.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62089A0264/00S000 | 195 m² | 1 · 41 m² | 9.2 m · 3 |