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MARETMAT

Active
Private limited companyfounded 20196 yrs activeTrevierenlei 14, 2900 Schoten, BelgiumKBO/BCE: BE 0737.831.191
Summary

The computed 12-month bankruptcy probability of MARETMAT is 2.2% (moderate). The 2026 annual accounts show equity of €10,096 and a net result of €503,872. Equity is shrinking by ~37.6% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Activity not known1 site
How big
€212,048total assets 2026
Equity
€10,096
Profit
€503,872
Turnover not published (abridged schema)
Financially healthy?
57 Fair Checked score 2026
Bankruptcy chance 12 m
2.2%
Who decides
Accounts 146 d early0 of 1 deed read
Why 57- No NACE activity registered- Limited track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2026
Axes · tick = 2025
Profitability100=
Solvency30▼-8
Growth58=
Track record100
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.12 in 2025; short-term debt: 95.2% and cash: 35% of total assets), and 95.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
4.8%
Return on assets
237.6%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 07-09-2026, 146 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2026
146 d early
2025
99 d early
2024
119 d early
2023
47 d early
2022
42 d early
2021
45 d early
2020
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 78 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 24 October (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Highest result since 2020net €503,872 ▲98%
  3. Annual accounts filedfiscal year 2025 · micro…

Financials

Fiscal year 2026Total assets €212,048Profit €503,872Solvency 4.8%Liquidity 1.04
Total assets
€212,048▼ 26.6%
2020 - 2026
Net result
€503,872▲ 98.0%
2020 - 2026
Equity
€10,096▼ 72.1%
2020 - 2026
Solvency
4.8%▼ 7.8pp
2020 - 2026

Financials · fiscal year 2026, micro schema

Trend over the years7 fiscal years
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€153,790▲ 23.3%€217,142▲ 41.2%€287,419▲ 32.4%€324,068▲ 12.8%€661,111▲ 104%
Net result€83,042▼ 15.7%€149,623▲ 80.2%€213,606▲ 42.8%€254,440▲ 19.1%€503,872▲ 98.0%
Equity€303,554▲ 37.7%€93,178▼ 69.3%€31,784▼ 65.9%€36,224▲ 14.0%€10,096▼ 72.1%
Total assets€304,204▲ 37.2%€455,085▲ 49.6%€309,826▼ 31.9%€288,817▼ 6.8%€212,048▼ 26.6%
Debt€649▼ 43.9%€361,908▲ 55,623%€278,042▼ 23.2%€252,594▼ 9.2%€201,953▼ 20.0%
Working capital€251,080▲ 65.3%€56,308▼ 77.6%€10,266▼ 81.8%€29,458▲ 187%€7,129▼ 75.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2026
Result per fiscal year
Operating resultNet result
€0€200,000€400,000€600,000Operating result 2022: €153,790€153,790Net result 2022: €83,042€83,042Operating result 2023: €217,142€217,142Net result 2023: €149,623€149,623Operating result 2024: €287,419€287,419Net result 2024: €213,606€213,606Operating result 2025: €324,068€324,068Net result 2025: €254,440€254,440Operating result 2026: €661,111€661,111Net result 2026: €503,872€503,87220222023202420252026€0€200,000€400,000€600,000Operating result 2024: €287,419€287,000Net result 2024: €213,606Operating result 2025: €324,068€324,000Net result 2025: €254,440Operating result 2026: €661,111€661,000Net result 2026: €503,872€504,000202420252026
The operating result has risen four years in a row; 2026 is 104% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €212,048
Fixed assets €2,966 ▼ 56.2%
Current assets €209,082 ▼ 25.9%
Equity and liabilities €212,048
Equity €10,096 ▼ 72.1%
Debt €201,953 ▼ 20.0%
Debt's share of the balance-sheet total rises from 87.5% to 95.2%. Equity and debt are lower.
Key figures and ratios2026
Key figures and ratios
2026 value · change against 2025
EBITDA
€667,922▲
2025 · €338,820
Cash flow
€510,682▲
2025 · €269,192
Current ratio
1.04▼
2025 · 1.12
Debt to equity
20.00▲
2025 · 6.97
ROA
237.6%▲
2025 · 88.1%
Interest coverage
14744.41▲
2025 · 7454.78
Debt ≤ 1 year
€201,953▼
2025 · €252,594
Income taxes
€161,552▲
2025 · €82,435
A ratio outside any meaningful range has been withheld (balance sheet total €212,048, equity €10,096).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2026
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 40 lines
Balance sheet Code20252026
Assets
Total assets20/58€288,817€212,048▼
Fixed assets21/28€6,766€2,966▼
Tangible fixed assets22/27€6,766€2,966▼
Plant, machinery and equipment23€543€2,966▲
Furniture and vehicles24€6,223€0▼
Current assets29/58€282,051€209,082▼
Amounts receivable within one year40/41€3,072€13,780▲
Other amounts receivable41€3,072€13,780▲
Current investments50/53€64,227€113,000▲
Cash at bank and in hand54/58€207,872€74,276▼
Deferred charges and accrued income490/1€6,881€8,026▲
Equity and liabilities
Total equity and liabilities10/49€288,817€212,048▼
Equity10/15€36,224€10,096▼
Contributions10/11€2,000€2,000=
Reserves13€34,224€8,096▼
Distributable reserves133€34,224€8,096▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€252,594€201,953▼
Amounts payable within one year42/48€252,594€201,953▼
Trade debts44€1,846€1,504▼
Suppliers440/4€1,846€1,504▼
Other amounts payable47/48€250,747€200,449▼
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,752€6,811▼
Other operating charges640/8€1,047€1,197▲
Gross operating margin9900€339,867€669,119▲
Operating profit (loss)9901€324,068€661,111▲
Financial income75/76B€12,853€4,358▼
Recurring financial income75€12,853€4,358▼
Financial charges65/66B€45€45▼
Recurring financial charges65€45€45▼
Profit (loss) for the period before taxes9903€336,875€665,424▲
Income taxes67/77€82,435€161,552▲
Profit (loss) for the period9904€254,440€503,872▲
Profit (loss) for the period to be appropriated9905€254,440€503,872▲
Appropriation of the result
Profit (loss) to be appropriated9906€254,440€503,872▲
Transfer from equity791/2€0€30,000▲
Transfer to equity691/2€4,440€3,872▼
To other reserves6921€4,440€3,872▼
Profit to be distributed694/7€250,000€530,000▲
Return on contributions (dividend)694€250,000€530,000▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,111€15,605€15,352€14,752€6,811▼ 53.8%
Other operating charges640/8€695€1,091€1,253€1,047€1,197▲ 14.4%
Gross operating margin9900€170,596€233,837€304,023€339,867€669,119▲ 96.9%
Operating profit (loss)9901€153,790€217,142€287,419€324,068€661,111▲ 104%
Financial income75/76B€2,219€1,237€1,201€12,853€4,358▼ 66.1%
Recurring financial income75€2,219€1,237€1,201€12,853€4,358▼ 66.1%
Financial charges65/66B€47,360€28,981€2,974€45€45▼ 0.3%
Recurring financial charges65€47,360€28,981€2,974€45€45▼ 0.3%
Profit (loss) for the period before taxes9903€108,649€189,397€285,646€336,875€665,424▲ 97.5%
Income taxes67/77€25,607€39,774€72,040€82,435€161,552▲ 96.0%
Profit (loss) for the period9904€83,042€149,623€213,606€254,440€503,872▲ 98.0%
Profit (loss) for the period to be appropriated9905€83,042€149,623€213,606€254,440€503,872▲ 98.0%
Line20222023202420252026Change
Assets
Total assets20/58€304,204€455,085€309,826€288,817€212,048▼ 26.6%
Fixed assets21/28€52,474€36,870€21,518€6,766€2,966▼ 56.2%
Tangible fixed assets22/27€52,474€36,870€21,518€6,766€2,966▼ 56.2%
Plant, machinery and equipment23€3,095€2,245€1,394€543€2,966▲ 446%
Furniture and vehicles24€49,379€34,625€20,124€6,223€0▼ 100%
Current assets29/58€251,729€418,216€288,308€282,051€209,082▼ 25.9%
Amounts receivable within one year40/41€59€8,097€821€3,072€13,780▲ 349%
Other amounts receivable41€59€8,097€821€3,072€13,780▲ 349%
Current investments50/53€89,405€190,582€91,164€64,227€113,000▲ 75.9%
Cash at bank and in hand54/58€159,172€216,534€193,417€207,872€74,276▼ 64.3%
Deferred charges and accrued income490/1€3,094€3,003€2,907€6,881€8,026▲ 16.6%
Equity and liabilities
Total equity and liabilities10/49€304,204€455,085€309,826€288,817€212,048▼ 26.6%
Equity10/15€303,554€93,178€31,784€36,224€10,096▼ 72.1%
Contributions10/11€2,000€2,000€2,000€2,000€2,000=
Reserves13€301,554€91,178€29,784€34,224€8,096▼ 76.3%
Distributable reserves133€301,554€91,178€29,784€34,224€8,096▼ 76.3%
Profit (loss) carried forward14-€0€0€0€0-
Amounts payable17/49€649€361,908€278,042€252,594€201,953▼ 20.0%
Amounts payable within one year42/48€649€361,908€278,042€252,594€201,953▼ 20.0%
Trade debts44€595€641€1,157€1,846€1,504▼ 18.6%
Suppliers440/4€595€641€1,157€1,846€1,504▼ 18.6%
Other amounts payable47/48€55€361,266€276,886€250,747€200,449▼ 20.1%
Line20222023202420252026Change
Profit (loss) for the period9904€83,042€149,623€213,606€254,440€503,872▲ 98.0%
+ Depreciation and write-downs630€16,111€15,605€15,352€14,752€6,811▼ 53.8%
Operating cash flow (approximation)€99,153€165,228€228,958€269,192€510,682▲ 89.7%
Investment in fixed assets (approximation)-€0€0€0-€3,011-
Change in cash-€57,362-€23,116€14,454-€133,596▼ 1,024%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline

12 eventsLatest 07-09-2026Next filing 31-01-2028

History

On 19 November 2019, MARETMAT was incorporated as a Private limited company.1 Total assets went from €140,787 in 2020 to €212,048 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2026

Acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
07-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
30-06
Financial Highest result since 2020net €503,872 ▲98%
Operating result €661,111, net result €503,872, both a record.
2025
24-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
04-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
15-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Weakest financial yearnet €83,042 ▼15.7%
Net result drops to €83,042, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity triplescurrent ratio 387.59
Current ratio from 132.22 to 387.59; short-term debt falls from €1,158 to €649.
2021
17-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Liquidity times 18current ratio 132.22
Current ratio from 7.21 to 132.22; short-term debt falls from €18,744 to €1,158.
30-06
Financial Equity above €200,000Eq €220,512 ▲80.7%
2 profitable years in a row build equity to €220,512.
2020
15-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Support & recognitions

1 register with a recognitionLEI issued
LEI
active
254900E1TRL0KTN3CV65
Recognitions · licences · registrations1

Legal Entity Identifier

254900E1TRL0KTN3CV65
live in the LEI register

Company details

Private limited company · founded 19-11-2019Year ends 30-06Peppol not found1 site

Register details

Identification
Legal formPrivate limited company
Founded19-11-2019
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,997 m²
Building footprint
196 m²
Volume, LiDAR
1,231 m³
Parcel 11040D0189/00C003, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARETMAT
Trevierenlei 14, 2900 SchotenSpecialist medical practice
since 2019unit no. 2.295.892.604
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11040D0189/00C003 Flanders 1,997 m² 1 · 196 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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