MARELLE
ActiveSummary
MARELLE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €58k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 13417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+1
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.19 against 8.75 in 2024; short-term debt: 3.8% and cash: 22.8% of total assets), and 25.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
41 d early
2023
36 d early
2022
18 d early
2021
3 d late
2020
13 d late
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€356k▲ 19.1%
2024 · €299k
2018: €81klowest in 8 years
2019: €93k▲ +14.7% vs 2018
2020: €111k▲ +19.3% vs 2019
2021: €156k▲ +40.6% vs 2020
2022: €197k▲ +25.8% vs 2021
2023: €252k▲ +27.9% vs 2022
2024: €299k▲ +19.0% vs 2023
2025: €356k▲ +19.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€477k▲ 12.0%
2024 · €426k
2018: €320k
2019: €318k▼ -0.7% vs 2018lowest in 8 years
2020: €320k▲ +0.6% vs 2019
2021: €338k▲ +5.5% vs 2020
2022: €355k▲ +5.1% vs 2021
2023: €381k▲ +7.3% vs 2022
2024: €426k▲ +11.7% vs 2023
2025: €477k▲ +12.0% vs 2024highest in 8 years
2018 → 2025
Net result
€58k▲ 21.0%
2024 · €48k
2018: €23k
2019: €12k▼ -48.4% vs 2018lowest in 8 years
2020: €18k▲ +51.3% vs 2019
2021: €45k▲ +150% vs 2020
2022: €40k▼ -10.7% vs 2021
2023: €55k▲ +36.1% vs 2022
2024: €48k▼ -13.0% vs 2023
2025: €58k▲ +21.0% vs 2024highest in 8 years
2018 → 2025
Working capital
€150k▼ 3.2%
2024 · €155k
2018: €-108klowest in 8 years
2019: €8k▲ +107% vs 2018
2020: €-8k▼ -203% vs 2019
2021: €22k▲ +374% vs 2020
2022: €24k▲ +7.1% vs 2021
2023: €94k▲ +296% vs 2022
2024: €155k▲ +64.0% vs 2023highest in 8 years
2025: €150k▼ -3.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€197k▲ 25.8%€252k▲ 27.9%€299k▲ 19.0%€356k▲ 19.1%
2021: €156klowest in 5 years
2022: €197k▲ +25.8% vs 2021
2023: €252k▲ +27.9% vs 2022
2024: €299k▲ +19.0% vs 2023
2025: €356k▲ +19.1% vs 2024highest in 5 years
Operating result€68k-€63k▼ 7.7%€85k▲ 35.5%€79k▼ 7.2%€89k▲ 13.1%
2021: €68k
2022: €63k▼ -7.7% vs 2021lowest in 5 years
2023: €85k▲ +35.5% vs 2022
2024: €79k▼ -7.2% vs 2023
2025: €89k▲ +13.1% vs 2024highest in 5 years
Net result€45k-€40k▼ 10.7%€55k▲ 36.1%€48k▼ 13.0%€58k▲ 21.0%
2021: €45k
2022: €40k▼ -10.7% vs 2021lowest in 5 years
2023: €55k▲ +36.1% vs 2022
2024: €48k▼ -13.0% vs 2023
2025: €58k▲ +21.0% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €477k
Fixed assets
€309k ▲ 23.0%
Current assets
€168k ▼ 3.8%
Equity and liabilities €477k
Equity
€356k ▲ 19.1%
Debt
€120k ▼ 4.9%
Debt's share of the balance-sheet total falls from 29.7% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€109k▲
2024 · €98k
Cash flow
€77k▲
2024 · €67k
Current ratio
9.19▲
2024 · 8.75
Quick ratio
8.77▲
2024 · 8.38
Debt to equity
0.34▼
2024 · 0.42
ROE
16.2%▲
2024 · 15.9%
ROA
12.1%▲
2024 · 11.2%
Interest coverage
9.68▲
2024 · 7.61
Debt ≤ 1 year
€18k▼
2024 · €20k
Debt > 1 year
€97k▼
2024 · €100k
Income taxes
€21k▲
2024 · €19k
Staff costs
€9k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€426k€477k▲
Fixed assets21/28€251k€309k▲
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€251k€309k▲
Land and buildings22€213k€207k▼
Plant, machinery and equipment23€35k€63k▲
Furniture and vehicles24€815€40k▲
Leasing and similar rights25€2k-
Current assets29/58€175k€168k▼
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€29k€46k▲
Trade receivables40€28k€38k▲
Other amounts receivable41€468€9k▲
Cash at bank and in hand54/58€134k€109k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€426k€477k▲
Equity10/15€299k€356k▲
Contributions10/11€19k€19k=
Reserves13€249k€306k▲
Distributable reserves133€249k€306k▲
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€127k€120k▼
Amounts payable after more than one year17€100k€97k▼
Financial debts170/4€0-
Other amounts payable178/9€100k€97k▼
Amounts payable within one year42/48€20k€18k▼
Current portion of amounts payable after more than one year42€5k-
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9€575€586▲
Other amounts payable47/48€4k€4k▼
Accrued charges and deferred income492/3€7k€5k▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€5k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€106k€120k▲
Operating profit (loss)9901€79k€89k▲
Financial income75/76B€204€8▼
Recurring financial income75€204€8▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€66k€78k▲
Income taxes67/77€19k€21k▲
Profit (loss) for the period9904€48k€58k▲
Profit (loss) for the period to be appropriated9905€48k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€90k▲
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer to equity691/2€48k€57k▲
To other reserves6921€48k€57k▲
Profit to be distributed694/7-€500
Directors or managers695-€500
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1k | - |
| Remuneration, social security and pensions62 | €105 | - | - | €5k | €9k | ▲ 78.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €15k | €19k | €19k | €19k | ▼ 0.4% |
| Other operating charges640/8 | €3k | €3k | €4k | €3k | €3k | ▼ 0.3% |
| Gross operating margin9900 | €86k | €81k | €108k | €106k | €120k | ▲ 13.3% |
| Operating profit (loss)9901 | €68k | €63k | €85k | €79k | €89k | ▲ 13.1% |
| Financial income75/76B | €0 | €1 | €14 | €204 | €8 | ▼ 96.3% |
| Recurring financial income75 | €0 | €1 | €14 | €204 | €8 | ▼ 96.3% |
| Financial charges65/66B | €6k | €9k | €9k | €13k | €11k | ▼ 13.2% |
| Recurring financial charges65 | €6k | €9k | €9k | €13k | €11k | ▼ 13.2% |
| Profit (loss) for the period before taxes9903 | €62k | €54k | €76k | €66k | €78k | ▲ 17.9% |
| Income taxes67/77 | €17k | €14k | €21k | €19k | €21k | ▲ 9.8% |
| Profit (loss) for the period9904 | €45k | €40k | €55k | €48k | €58k | ▲ 21.0% |
| Profit (loss) for the period to be appropriated9905 | €45k | €40k | €55k | €48k | €58k | ▲ 21.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €338k | €355k | €381k | €426k | €477k | ▲ 12.0% |
| Fixed assets21/28 | €258k | €284k | €267k | €251k | €309k | ▲ 23.0% |
| Intangible fixed assets21 | €1 | €1 | €1 | €1 | €1 | = |
| Tangible fixed assets22/27 | €258k | €284k | €267k | €251k | €309k | ▲ 23.0% |
| Land and buildings22 | €233k | €226k | €220k | €213k | €207k | ▼ 3.1% |
| Plant, machinery and equipment23 | €11k | €46k | €39k | €35k | €63k | ▲ 77.3% |
| Furniture and vehicles24 | €698 | €1k | €2k | €815 | €40k | ▲ 4,762% |
| Leasing and similar rights25 | €14k | €10k | €6k | €2k | - | - |
| Current assets29/58 | €79k | €72k | €114k | €175k | €168k | ▼ 3.8% |
| Stocks and contracts in progress3 | €6k | €7k | €7k | €7k | €8k | ▲ 5.3% |
| Stocks30/36 | €6k | €7k | €7k | €7k | €8k | ▲ 5.3% |
| Amounts receivable within one year40/41 | €28k | €45k | €39k | €29k | €46k | ▲ 62.1% |
| Trade receivables40 | €25k | €31k | €39k | €28k | €38k | ▲ 34.0% |
| Other amounts receivable41 | €3k | €14k | €243 | €468 | €9k | ▲ 1,754% |
| Cash at bank and in hand54/58 | €42k | €17k | €64k | €134k | €109k | ▼ 18.5% |
| Deferred charges and accrued income490/1 | €3k | €3k | €4k | €5k | €5k | ▼ 1.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €338k | €355k | €381k | €426k | €477k | ▲ 12.0% |
| Equity10/15 | €156k | €197k | €252k | €299k | €356k | ▲ 19.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €106k | €146k | €201k | €249k | €306k | ▲ 23.0% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €104k | €144k | €201k | €249k | €306k | ▲ 23.0% |
| Profit (loss) carried forward14 | €32k | €32k | €32k | €32k | €32k | = |
| Amounts payable17/49 | €181k | €159k | €130k | €127k | €120k | ▼ 4.9% |
| Amounts payable after more than one year17 | €123k | €107k | €104k | €100k | €97k | ▼ 3.0% |
| Financial debts170/4 | €23k | €7k | €4k | €0 | - | - |
| Other amounts payable178/9 | €100k | €100k | €100k | €100k | €97k | ▼ 3.0% |
| Amounts payable within one year42/48 | €57k | €48k | €20k | €20k | €18k | ▼ 8.5% |
| Current portion of amounts payable after more than one year42 | €24k | €18k | €4k | €5k | - | - |
| Financial debts43 | €4k | - | - | - | - | - |
| Other loans439 | €4k | - | - | - | - | - |
| Trade debts44 | €2k | €2k | €4k | €3k | €6k | ▲ 145% |
| Suppliers440/4 | €2k | €2k | €4k | €3k | €6k | ▲ 145% |
| Taxes, remuneration and social security45 | €6k | €11k | €3k | €8k | €8k | ▲ 7.6% |
| Taxes450/3 | €6k | €11k | €3k | €7k | €8k | ▲ 8.1% |
| Remuneration and social security454/9 | - | - | - | €575 | €586 | ▲ 1.9% |
| Other amounts payable47/48 | €22k | €18k | €10k | €4k | €4k | ▼ 13.1% |
| Accrued charges and deferred income492/3 | €1k | €4k | €5k | €7k | €5k | ▼ 23.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45k | €40k | €55k | €48k | €58k | ▲ 21.0% |
| + Depreciation and write-downs630 | €14k | €15k | €19k | €19k | €19k | ▼ 0.4% |
| Operating cash flow (approximation) | €60k | €55k | €74k | €67k | €77k | ▲ 14.9% |
| Investment in fixed assets (approximation) | - | €-40k | €-2k | €-4k | €-77k | ▼ 1,951% |
| Change in cash | - | €-25k | €47k | €69k | €-25k | ▼ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €58k ▲21%
Operating result €89k, net result €58k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 5.66
Current ratio from 1.50 to 5.66; short-term debt falls from €48k to €20k.
31-12
Financial
Equity above €200kEq €252k ▲27.9%
6 profitable years in a row build equity to €252k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Equity above €150kEq €156k ▲40.6%
4 profitable years in a row build equity to €156k.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Equity above €100kEq €111k ▲19.3%
3 profitable years in a row build equity to €111k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €12k ▼48.4%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.15
Current ratio from 0.34 to 1.15; short-term debt falls from €163k to €53k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 2 establishment units since 2005
Ground area
2,416 m²
Building footprint
602 m²
Volume, LiDAR
2,848 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
MARELLE
since 20052.145.911.994
Topslagerij - Traiteur Marelle
since 20082.174.633.892
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0226/00G000 | Flanders | 1,456 m² | 1 · 246 m² | 8.4 m · 2 fl. |
| 72001A0475/00W000 | Flanders | 960 m² | 1 · 357 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHamont-Achel2.174.633.892
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Of 1,351 companies in sector 56220 we hold annual accounts for 406. 245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-03-2005
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
56220Contract catering and other food service activities
Scores and ratios are computed by Checked and are not a credit decision.