Financials
- Financial year
- 2025
- Total assets
- €85,412
- Profit
- €22,067
- Solvency
- 50.9%
Total assets▲ 236%
Net result
20242025
MARDAC
ActiveSummary
The computed 12-month bankruptcy probability of MARDAC is 3.5% (moderate). The 2025 annual accounts show equity of €43,511 and a net result of €22,067. Its solvency ranks better than 68% of 16,833 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Cafés and bars
NACE 56301
1 site
Size
€85,412total assets 2025
- Equity
- €43,511
- Profit
- €22,067
Turnover not published (micro format)
Structure
- Parent
- CALLEBAUT CONSULTING, ENGINEERING & EVENTING · 100%
- CALLEBAUT David GabyDirector
- JANSSENS Martine Marella MariaDirector
2025 accounts filed 57 days late
Why 52raises riskFounded in 2024Sector: Food and beverage service activities (NACE 56)Last filed accounts filed 57 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 1.08, cash €36,712Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 83% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency
76-24
equity 50.9% of total assets
Liquidity
76-20
short-term debt 49.1% · cash 43.0%
Profitability
100+24
return on assets 25.8%
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 7.0%
03-2025: 7.0%● unchanged vs 02-2025
04-2025: 7.2%▲ +0.2 percentage points vs 03-2025
05-2025: 7.4%▲ +0.2 percentage points vs 04-2025
06-2025: 7.6%▲ +0.2 percentage points vs 05-2025
07-2025: 8.0%▲ +0.4 percentage points vs 06-2025highest value
08-2025: 1.5%▼ -6.5 percentage points vs 07-2025lowest value
09-2025: 1.6%▲ +0.1 percentage points vs 08-2025
10-2025: 1.6%● unchanged vs 09-2025
11-2025: 1.6%● unchanged vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.9%▲ +0.3 percentage points vs 03-2026
05-2026: 2.4%▲ +0.5 percentage points vs 04-2026
06-2026: 2.4%● unchanged vs 05-2026
07-2026: 2.7%▲ +0.3 percentage points vs 06-2026
08-2026: 3.5%▲ +0.8 percentage points vs 07-2026
09-2026: 3.5%● unchanged vs 08-2026
10-2026: 3.5%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.08, compared with 4.25 in 2024, below the usual 1.5; short-term debt: 49.1% and cash: 43% of total assets), and 49.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 69% on solvency, 79% on liquidity, 93% on profitability and 89% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 57 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-09-2026, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
57 days late
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 28 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: Janssens Martine (director)Director discharge
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 2 members
- Parent
- CALLEBAUT CONSULTING, ENGINEERING &… · 100%
- CALLEBAUT David GabyDirector
- JANSSENS Martine Marella MariaDirector
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 31-07-2027
- 14-01-2025Registered office
- 29-01-2024Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 25-01-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 16
- Purpose
- “De uitbating en in uitbating geven van alle mogelijke horecabedrijven en in het bijzonder…” (deed in Dutch)
Key facts about MARDAC
- What is the company number of MARDAC?
- 1005.182.096. In Belgium the VAT number is the company number with BE in front: BE 1005.182.096.
- Where is MARDAC based?
- The registered office is at Vredeplein 9, 9300 Aalst.Company details
- What does MARDAC do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of MARDAC?
- Private limited company (BV).
- When was MARDAC founded?
- On 25-01-2024.
- Is MARDAC still active?
- Yes, MARDAC is an active enterprise in the KBO register.
- What is the turnover of MARDAC?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is MARDAC profitable?
- In financial year 2025, MARDAC made a profit of €22,067.
- Where can I find the annual accounts of MARDAC?
- MARDAC filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MARDAC due?
- By 31-07-2027, for financial year 2026.Timeline
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Parent and group
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