MARCO SCHOUPS
ActiveMARCO SCHOUPS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €969k and a net result of €213k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+30
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 4.51 against 17.83 in 2023; short-term debt: 21.4% and cash: 7.6% of total assets), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.5%
Return on assets
17.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
20 d early
2022
21 d early
2021
41 d early
2020
134 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€969k▲ 11.9%
2023 · €866k
2018: €431k
2019: €591k
2020: €725k
2021: €735k
2022: €807k
2023: €866k
2018 → 2024
Total assets
€1.23M▲ 35.0%
2023 · €914k
2018: €531k
2019: €631k
2020: €778k
2021: €789k
2022: €969k
2023: €914k
2018 → 2024
Net result
€213k▲ 154%
2023 · €84k
2018: €112k
2019: €160k
2020: €134k
2021: €165k
2022: €183k
2023: €84k
2018 → 2024
Working capital
€929k▲ 13.3%
2023 · €820k
2018: €324k
2019: €485k
2020: €682k
2021: €694k
2022: €765k
2023: €820k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€725k-€735k▲ 1.5%€807k▲ 9.7%€866k▲ 7.3%€969k▲ 11.9%
Operating result€186k-€231k▲ 24.4%€318k▲ 37.5%€84k▼ 73.7%€375k▲ 349%
Net result€134k-€165k▲ 23.2%€183k▲ 10.7%€84k▼ 54.0%€213k▲ 154%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 349% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.23M
Fixed assets
€40k▼ 11.5%
Current assets
€1.19M▲ 37.4%
Equity and liabilities €1.23M
Equity
€969k▲ 11.9%
Debt
€265k▲ 444%
The debt ratio rises from 5.3% to 21.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€380k▲
2023 · €88k
Cash flow
€219k▲
2023 · €88k
Solvency
78.5%▼
2023 · 94.7%
Current ratio
4.51▼
2023 · 17.83
Quick ratio
4.51▼
2023 · 17.83
Debt / equity
0.27▲
2023 · 0.06
ROE
22.0%▲
2023 · 9.7%
ROA
17.3%▲
2023 · 9.2%
Interest coverage
6.05▲
2023 · -5.72
Debt
€265k▲
2023 · €49k
Debt ≤ 1 year
€264k▲
2023 · €49k
Income taxes
€118k▲
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€914k€1.23M▲
Fixed assets21/28€45k€40k▼
Tangible fixed assets22/27€45k€40k▼
Land and buildings22€21k€20k▼
Plant, machinery and equipment23€20k€19k▼
Furniture and vehicles24€5k€1k▼
Current assets29/58€869k€1.19M▲
Amounts receivable after more than one year29€349k€608k▲
Other amounts receivable291€349k€608k▲
Amounts receivable within one year40/41€151k€122k▼
Trade receivables40€89k€121k▲
Other amounts receivable41€61k€1k▼
Current investments50/53€267k€345k▲
Cash at bank and in hand54/58€83k€94k▲
Deferred charges and accrued income490/1€20k€26k▲
Equity and liabilities
Total equity and liabilities10/49€914k€1.23M▲
Equity10/15€866k€969k▲
Contributions10/11€19k€19k=
Reserves13€847k€951k▲
Tax-exempt reserves132€9k€9k=
Distributable reserves133€838k€941k▲
Amounts payable17/49€49k€265k▲
Amounts payable within one year42/48€49k€264k▲
Trade debts44€9k€16k▲
Suppliers440/4€9k€16k▲
Taxes, remuneration and social security45€14k€69k▲
Taxes450/3€14k€69k▲
Other amounts payable47/48€25k€179k▲
Accrued charges and deferred income492/3-€495
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€89k€382k▲
Operating profit (loss)9901€84k€375k▲
Financial income75/76B€16k€19k▲
Recurring financial income75€16k€19k▲
Financial charges65/66B€-15k€63k▲
Recurring financial charges65€-15k€63k▲
Profit (loss) for the period before taxes9903€115k€331k▲
Income taxes67/77€31k€118k▲
Profit (loss) for the period9904€84k€213k▲
Profit (loss) for the period to be appropriated9905€84k€213k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€213k▲
Transfer from equity791/2€25k€110k▲
Transfer to equity691/2€84k€213k▲
To other reserves6921€84k€213k▲
Profit to be distributed694/7€25k€110k▲
Return on contributions (dividend)694€25k€110k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €213k ▲154%
Operating result €375k, net result €213k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €84k ▼54%
Net result drops to €84k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 17.83
Current ratio from 5.72 to 17.83; short-term debt falls from €162k to €49k.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 13.01
Current ratio from 4.26 to 13.01; short-term debt falls from €99k to €40k.
31-12
Financial
Equity above €500kEq €591k ▲37%
2 profitable years in a row build equity to €591k.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
10-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Schoonbekestraat 1002018 AntwerpenGround area
621 m²
Building footprint
205 m²
Volume, LiDAR
1,738 m³
Parcel 11810K1624/00L004, Flanders · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Marco Schoups
since 20042.185.712.480
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1624/00L004 | Flanders | 621 m² | 1 · 204 m² | 16.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900V9PX9YG39M7790
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 4,361 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2004
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.