MARCO SAMPERMANS
ActiveMARCO SAMPERMANS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €19k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency69▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.59 in 2024; short-term debt: 52.8% and cash: 5.7% of total assets), but 56.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.8%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
5 d early
2022
31 d late
2021
2 d late
2020
26 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 68.9%
2024 · €28k
2018: €13k
2019: €20k
2020: €20k
2021: €11k
2022: €-29k
2023: €-28k
2024: €28k
2018 → 2025
Total assets
€106k▲ 42.5%
2024 · €75k
2018: €262k
2019: €188k
2020: €197k
2021: €179k
2022: €5k
2023: €84k
2024: €75k
2018 → 2025
Net result
€19k▼ 66.1%
2024 · €56k
2018: €14k
2019: €8k
2020: €104
2021: €-10k
2022: €-16k
2023: €124
2024: €56k
2018 → 2025
Working capital
€50k▲ 82.2%
2024 · €28k
2018: €-44k
2020: €-57k
2021: €-61k
2022: €-29k
2023: €-28k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€-29k€-28k▲ 0.4%€28k€47k▲ 68.9%
Operating result€2k-€-11k€2k€69k▲ 3,781%€28k▼ 59.3%
Net result€-10k-€-16k▼ 61.4%€124€56k▲ 44,922%€19k▼ 66.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €106k
Equity
€47k▲ 68.9%
Debt
€60k▲ 27.0%
The debt ratio falls from 63.1% to 56.2%. Equity and debt are higher.
Key figures and ratios
Solvency
43.8%▲
2024 · 36.9%
Current ratio
1.90▲
2024 · 1.59
Quick ratio
1.90▲
2024 · 1.59
Debt / equity
1.28▼
2024 · 1.71
ROE
40.8%▼
2024 · 203.0%
ROA
17.9%▼
2024 · 75.0%
Debt
€60k▲
2024 · €47k
Debt ≤ 1 year
€56k▲
2024 · €47k
Income taxes
€7k▼
2024 · €12k
Staff costs
€50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€106k▲
Fixed assets21/28-€0
Tangible fixed assets22/27-€0
Land and buildings22-€0
Plant, machinery and equipment23-€0
Furniture and vehicles24-€0
Current assets29/58€75k€106k▲
Amounts receivable within one year40/41€70k€86k▲
Trade receivables40-€6k
Other amounts receivable41€70k€79k▲
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1-€15k
Equity and liabilities
Total equity and liabilities10/49€75k€106k▲
Equity10/15€28k€47k▲
Contributions10/11€6k€6k=
Reserves13€30k€40k▲
Distributable reserves133€30k€40k▲
Profit (loss) carried forward14€-8k-
Amounts payable17/49€47k€60k▲
Amounts payable within one year42/48€47k€56k▲
Current portion of amounts payable after more than one year42€25k€28k▲
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€12k€22k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9-€9k
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62-€50k
Other operating charges640/8-€858
Gross operating margin9900€69k€78k▲
Operating profit (loss)9901€69k€28k▼
Financial income75/76B€697€0▼
Recurring financial income75€697€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€68k€26k▼
Income taxes67/77€12k€7k▼
Profit (loss) for the period9904€56k€19k▼
Profit (loss) for the period to be appropriated9905€56k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€11k▲
Profit (loss) brought forward from the previous period14P€-64k€-8k▲
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €56k ▲44922%
Operating result €69k, net result €56k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.59
Current ratio from 0.75 to 1.59; short-term debt falls from €113k to €47k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €124
Net result €124 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 188 days late
2018
12-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 196 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschopsweyerstraat 383570 AlkenGround area
1,437 m²
Building footprint
492 m²
Volume, LiDAR
2,583 m³
Parcel 73302G0708/00Y000, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MARCO SAMPERMANS
since 20072.204.238.985
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302G0708/00Y000 | Flanders | 1,437 m² | 1 · 492 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 570 EUR awarded · 570 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 570 EUR | 570 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,454 companies in sector 86995 we hold annual accounts for 885. 677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2007
Fiscal year end31-12
Activities, NACEBEL
86961Non-conventional therapeutic services
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.