MARCO MAINTENANCE
ActiveMARCO MAINTENANCE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €-17k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-75
Solvency62▼-14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 2.02 in 2024; short-term debt: 36.2% and cash: 3.2% of total assets), but 63.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
-10.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
31 d early
2023
70 d late
2022
57 d late
2021
53 d late
2020
44 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 22.0%
2024 · €77k
2018: €16k
2019: €25k
2020: €38k
2021: €45k
2022: €52k
2023: €56k
2024: €77k
2018 → 2025
Total assets
€164k▲ 9.1%
2024 · €151k
2018: €43k
2019: €52k
2020: €74k
2021: €80k
2022: €88k
2023: €82k
2024: €151k
2018 → 2025
Net result
€-17k
2024 · €21k
2018: €9k
2019: €10k
2020: €13k
2021: €7k
2022: €7k
2023: €4k
2024: €21k
2018 → 2025
Working capital
€103k▲ 37.4%
2024 · €75k
2018: €10k
2019: €24k
2020: €33k
2021: €38k
2022: €49k
2023: €54k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€52k▲ 15.8%€56k▲ 6.8%€77k▲ 38.2%€60k▼ 22.0%
Operating result€13k-€12k▼ 8.8%€5k▼ 57.7%€34k▲ 583%€-9k
Net result€7k-€7k▲ 1.1%€4k▼ 50.6%€21k▲ 504%€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €34k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€2k▼ 24.9%
Current assets
€162k▲ 9.6%
Equity and liabilities €164k
Equity
€60k▼ 22.0%
Debt
€104k▲ 41.9%
The debt ratio rises from 48.6% to 63.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €35k
Cash flow
€-16k▼
2024 · €22k
Solvency
36.7%▼
2024 · 51.4%
Current ratio
2.73▲
2024 · 2.02
Quick ratio
1.79▼
2024 · 1.94
Debt / equity
1.72▲
2024 · 0.95
ROE
-28.2%▼
2024 · 27.7%
ROA
-10.3%▼
2024 · 14.2%
Interest coverage
-1.18▼
2024 · 5.35
Debt
€104k▲
2024 · €73k
Debt ≤ 1 year
€60k▼
2024 · €73k
Debt > 1 year
€44k
Income taxes
€752▼
2024 · €6k
Staff costs
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€164k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€1k€429▼
Plant, machinery and equipment23€187-
Furniture and vehicles24€857€429▼
Financial fixed assets28€1k€1k=
Current assets29/58€148k€162k▲
Stocks and contracts in progress3€6k€56k▲
Stocks30/36€6k-
Contracts in progress37-€56k
Amounts receivable within one year40/41€117k€101k▼
Trade receivables40€111k€93k▼
Other amounts receivable41€5k€8k▲
Cash at bank and in hand54/58€875€5k▲
Deferred charges and accrued income490/1€25k-
Equity and liabilities
Total equity and liabilities10/49€151k€164k▲
Equity10/15€77k€60k▼
Contributions10/11€19k€19k=
Reserves13€59k€59k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14-€-17k
Amounts payable17/49€73k€104k▲
Amounts payable after more than one year17-€44k
Other amounts payable178/9-€44k
Amounts payable within one year42/48€73k€60k▼
Financial debts43€55k€46k▼
Credit institutions430/8€55k€46k▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€4k€210▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€647€615▼
Other operating charges640/8€919€3k▲
Gross operating margin9900€38k€-3k▼
Operating profit (loss)9901€34k€-9k▼
Financial income75/76B€50€10▼
Recurring financial income75€50€10▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€28k€-16k▼
Income taxes67/77€6k€752▼
Profit (loss) for the period9904€21k€-17k▼
Profit (loss) for the period to be appropriated9905€21k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-17k▼
Transfer to equity691/2€21k-
To other reserves6921€21k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-17k ▼179%
Net result drops to €-17k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €21k ▲504%
Operating result €34k, net result €21k, both a record.
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dries 151500 HalleGround area
1,556 m²
Building footprint
116 m²
Volume, LiDAR
590 m³
Parcel 23412L0350/00L000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARCO MAINTENANCE
since 19912.052.189.903
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23412L0350/00L000 | Flanders | 1,556 m² | 1 · 116 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-1991
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.