MARCHAND ROEL
ActiveSummary
MARCHAND ROEL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 53% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+24
Solvency75▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 2.99 in 2024; short-term debt: 35.2% and cash: 14% of total assets), but 50.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
11.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
26 d early
2024
24 d early
2023
22 d early
2022
7 d early
2021
26 d early
2020
4 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▲ 0.3%
2024 · €88k
2019: €-2k
2020: €-12k
2021: €13k
2022: €20k
2023: €87k
2024: €88k
2019 → 2025
Total assets
€177k▼ 1.7%
2024 · €180k
2019: €492k
2020: €539k
2021: €458k
2022: €411k
2023: €232k
2024: €180k
2019 → 2025
Net result
€20k▲ 1,893%
2024 · €1k
2019: €-9k
2020: €-10k
2021: €13k
2022: €7k
2023: €107k
2024: €1k
2019 → 2025
Working capital
€86k▼ 10.4%
2024 · €96k
2019: €-51k
2020: €-63k
2021: €-14k
2022: €-4k
2023: €107k
2024: €96k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€20k▲ 56.9%€87k▲ 329%€88k▲ 1.2%€88k▲ 0.3%
Operating result€30k-€14k▼ 53.1%€154k▲ 985%€1k▼ 99.1%€31k▲ 2,188%
Net result€13k-€7k▼ 41.6%€107k▲ 1,351%€1k▼ 99.0%€20k▲ 1,893%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,188% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€29k ▼ 19.6%
Current assets
€149k ▲ 2.7%
Equity and liabilities €177k
Equity
€88k ▲ 0.3%
Debt
€89k ▼ 3.7%
Debt's share of the balance-sheet total falls from 51.1% to 50.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €13k
Cash flow
€28k▲
2024 · €13k
Current ratio
2.38▼
2024 · 2.99
Quick ratio
2.27▼
2024 · 2.64
Debt to equity
1.00▼
2024 · 1.05
ROE
22.9%▲
2024 · 1.2%
ROA
11.4%▲
2024 · 0.6%
Interest coverage
15.22▲
2024 · 4.74
Debt ≤ 1 year
€62k▲
2024 · €48k
Debt > 1 year
€26k▼
2024 · €44k
Income taxes
€12k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€180k€177k▼
Fixed assets21/28€36k€29k▼
Tangible fixed assets22/27€34k€27k▼
Plant, machinery and equipment23€452€0▼
Furniture and vehicles24€34k€27k▼
Financial fixed assets28€1k€1k=
Current assets29/58€145k€149k▲
Amounts receivable after more than one year29€110k€96k▼
Other amounts receivable291€110k€96k▼
Stocks and contracts in progress3€17k€7k▼
Stocks30/36€3k€7k▲
Contracts in progress37€14k€0▼
Amounts receivable within one year40/41€17k€18k▲
Trade receivables40€9k€5k▼
Other amounts receivable41€8k€13k▲
Cash at bank and in hand54/58€1k€25k▲
Deferred charges and accrued income490/1€0€3k▲
Equity and liabilities
Total equity and liabilities10/49€180k€177k▼
Equity10/15€88k€88k▲
Contributions10/11€19k€19k=
Reserves13€70k€70k▲
Distributable reserves133€70k€70k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€92k€89k▼
Amounts payable after more than one year17€44k€26k▼
Financial debts170/4€44k€26k▼
Amounts payable within one year42/48€48k€62k▲
Current portion of amounts payable after more than one year42€22k€31k▲
Trade debts44€20k€30k▲
Suppliers440/4€20k€30k▲
Taxes, remuneration and social security45€71€2k▲
Taxes450/3€71€2k▲
Other amounts payable47/48€6k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€8k▼
Other operating charges640/8€6k€2k▼
Gross operating margin9900€19k€41k▲
Operating profit (loss)9901€1k€31k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€2k€32k▲
Income taxes67/77€1k€12k▲
Profit (loss) for the period9904€1k€20k▲
Profit (loss) for the period to be appropriated9905€1k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€20k▲
Transfer from equity791/2-€20k
Transfer to equity691/2€1k€20k▲
To other reserves6921€1k€20k▲
Profit to be distributed694/7€0€20k▲
Return on contributions (dividend)694€0€20k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €107k ▲1351%
Operating result €154k, net result €107k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 1.95
Current ratio from 0.92 to 1.95.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2016
Ground area
720 m²
Building footprint
111 m²
Parcel 31012A0397/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
MARCHAND ROEL
since 20162.260.378.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31012A0397/00A002 | Flanders | 720 m² | 1 · 111 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,255 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end30-06
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.