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MARCHAL ASSURANCES

Active
Private limited companyfounded 2017active for 9 yearsRoute d'Obourg 101, 7000 Mons, BelgiumKBO/BCE: BE 0681.985.818
Summary

MARCHAL ASSURANCES has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,984 and a net result of €20,241. Equity fluctuates too strongly from year to year to read a trend from it. The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 02-10-2017 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.268.440.317 7000 Mons, since 06-10-2017
Financial year end
31 December
Peppol
Reachable since 14-01-2026

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€21,118
▲ 192%
Turnover
≈ €160,000
estimated
Profit
€20,241
▲ 203%
Equity
€7,984
Total assets
€33,588
▲ 78.8%
Filed on 17-07-2026, 14 days before the deadline
Score breakdownraises riskNo main activity registeredlowers riskSize: total assets €33,588Liquidity: current ratio 1.22, cash €22,144Figures for financial year 2025 (filed on 17-07-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 49+49
equity 23.8% of total assets
Liquidity 59+9
short-term debt 76.2% · cash 65.9%
Profitability 100=
return on assets 60.3%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▼ -0.1 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.9%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 1.2%▼ -0.7 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 0.9%▼ -0.3 percentage points vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22 (0.61 in 2024), below the usual 1.5. Short-term debt is 76.2% and cash 65.9% of total assets. 76.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 30% of them on solvency, 55% on liquidity, 90% on profitability and 95% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €33,588
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
lowers risk · Liquidity: current ratio 1.22, cash €22,144
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 17-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
14 days early
2024
22 days late
2023
13 days late
2022
28 days late
2021
on the day
2020
39 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 5 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Change of role: Marchal Charles, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Key facts about MARCHAL ASSURANCES

What is the company number of MARCHAL ASSURANCES?
The company number of MARCHAL ASSURANCES is 0681.985.818. The VAT number is the same number with BE in front: BE 0681.985.818.
Where is MARCHAL ASSURANCES based?
The registered office is at Route d'Obourg 101, 7000 Mons.Company details
What is the legal form of MARCHAL ASSURANCES?
The legal form of MARCHAL ASSURANCES is Private limited company (BV).
When was MARCHAL ASSURANCES founded?
MARCHAL ASSURANCES was founded on 02-10-2017.
Is MARCHAL ASSURANCES still active?
Yes, MARCHAL ASSURANCES is an active enterprise in the KBO register.
What is the turnover of MARCHAL ASSURANCES?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €21,118 and 6,321 comparable companies of the same size. It probably lies between €74,000 and €390,000. It is a rough estimate.Financials
Is MARCHAL ASSURANCES profitable?
In financial year 2025, MARCHAL ASSURANCES made a profit of €20,241.
Where can I find the annual accounts of MARCHAL ASSURANCES?
MARCHAL ASSURANCES filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MARCHAL ASSURANCES due?
MARCHAL ASSURANCES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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