Marcez
ActiveMarcez has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €116k. Its solvency ranks better than 65% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 3.3), and 29.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
68.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€119k
Total assets
€170k
Net result
€116k
Working capital
€117k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €170k
Fixed assets
€3k
Current assets
€168k
Equity and liabilities €170k
Equity
€119k
Debt
€51k
Debt finances 29.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€152k
Cash flow
€117k
Solvency
70.2%
Current ratio
3.30
Quick ratio
3.30
Debt / equity
0.42
ROE
97.2%
ROA
68.2%
Interest coverage
58.39
Debt
€51k
Debt ≤ 1 year
€51k
Income taxes
€33k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€170k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Current assets29/58€168k
Amounts receivable within one year40/41€88k
Trade receivables40€21k
Other amounts receivable41€67k
Cash at bank and in hand54/58€80k
Equity and liabilities
Total equity and liabilities10/49€170k
Equity10/15€119k
Contributions10/11€5k
Reserves13€110k
Distributable reserves133€110k
Profit (loss) carried forward14€4k
Amounts payable17/49€51k
Amounts payable within one year42/48€51k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€43k
Taxes450/3€43k
Other amounts payable47/48€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€450
Gross operating margin9900€152k
Operating profit (loss)9901€152k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€149k
Income taxes67/77€33k
Profit (loss) for the period9904€116k
Profit (loss) for the period to be appropriated9905€116k
Appropriation of the result
Profit (loss) to be appropriated9906€116k
Transfer to equity691/2€110k
To other reserves6921€110k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenewandeling 739031 GentGround area
403 m²
Building footprint
74 m²
Parcel 44017C0513/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Marcez
since 20252.374.438.353
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0513/00H000 | Flanders | 403 m² | 1 · 74 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SOFITECH
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 40,692 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.