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Marcel DE PANDELAERE

Active
Private limited companyfounded 2004active for 22 yearsEdward Dekosterstraat 62E, 1140 Evere, BelgiumKBO/BCE: BE 0865.829.423

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Marcel DE PANDELAERE has been active since 2004 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show negative equity (-€72,163) and a net result of €22,288. Equity is shrinking by about 4.8% per year across the filed financial years. Its solvency ranks better than 5% of 15,743 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
Marcel DE PANDELAEREActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 17-06-2004 Normal situation
Legal form
Private limited company
Registered office
Edward Dekosterstraat 62E, 1140 Evere
Activity
Activities of lawyers NACE 69101
Establishment unit
2.225.020.543 1140 Evere, since 17-06-2004
Financial year end
31 December
Peppol
Reachable since 13-01-2026
Company details

Who decides

Board
  • De Pandelaere MarcelDirector
Board & ownership

How it is doing

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€49,387
▲ 11.9%
Turnover
≈ €140,000
estimated
Profit
€22,288
▲ 26.9%
Equity
-€72,163
▲ 23.6%
Total assets
€195,900
▲ 0.8%
2025 accounts filed 31 days late
Filed on 31-08-2026at the National Bank
Financials
Why 54raises riskCapped at 59: negative equityNegative equity -€72,163Ex-officio strike-off in the KBOlowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €195,900Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 28% of its sector peers (NACE 69, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -36.8% of total assets
Liquidity 14+13
short-term debt 114.9% · cash 11.4%
Profitability 83+3
return on assets 11.4%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.5%▲ +0.2 percentage points vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.3%▼ -0.8 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.1, compared with 0.02 in 2024, below 1; short-term debt: 114.9% and cash: 11.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 1% on solvency, 3% on liquidity, 39% on profitability and 68% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €195,900
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€72,163
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 15743 sector peers (2025).
NBB · sector comparison
Position among 15743 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
20 days early
2023
26 days late
2022
30 days late
2021
23 days late
2020
24 days late
2019
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€72,163 View
  • Caution: Among the weakest 5% on solvencysector median 56.9% · 15,743 companies -36.8% View

Documents

Annual accounts at the NBB

All 21 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Marcel DE PANDELAERE

What is the company number of Marcel DE PANDELAERE?
0865.829.423. In Belgium the VAT number is the company number with BE in front: BE 0865.829.423.
Where is Marcel DE PANDELAERE based?
The registered office is at Edward Dekosterstraat 62E, 1140 Evere.Company details
What does Marcel DE PANDELAERE do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of Marcel DE PANDELAERE?
Private limited company (BV).
When was Marcel DE PANDELAERE founded?
On 17-06-2004.
Is Marcel DE PANDELAERE still active?
Yes, Marcel DE PANDELAERE is an active enterprise in the KBO register.
What is the turnover of Marcel DE PANDELAERE?
≈ €140,000 in financial year 2025. Estimated from the gross margin of €49,387: probably between €88,000 and €170,000, based on 68 comparable companies, NACE 69.Financials
Is Marcel DE PANDELAERE profitable?
In financial year 2025, Marcel DE PANDELAERE made a profit of €22,288.
Where can I find the annual accounts of Marcel DE PANDELAERE?
Marcel DE PANDELAERE filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Marcel DE PANDELAERE due?
By 31-07-2027, for financial year 2026.Timeline

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