MARCANTEX
ActiveSummary
MARCANTEX has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,730 and a net result of €1,204. Equity remains stable across the filed fiscal years (±1% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▲+17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
short-term debt: 0.2% and cash: 10.7% of total assets, and 1.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
44 d early
2023
58 d early
2022
68 d early
2021
88 d early
2020
39 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 57 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€69,730▲ 1.8%
2024 · €68,526
Total assets
€71,048▲ 1.9%
2024 · €69,726
Net result
€1,204
2024 · -€3,387
Working capital
€70,930▲ 1.7%
2024 · €69,726
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,585-€1,565▲ 56.3%-€6,553▼ 319%-€3,552▲ 45.8%-€2,034▲ 42.7%
Net result-€3,234-€413▲ 87.2%-€5,710▼ 1,284%-€3,387▲ 40.7%€1,204
Equity€78,036▼ 4.0%€77,623▼ 0.5%€71,913▼ 7.4%€68,526▼ 4.7%€69,730▲ 1.8%
Total assets€79,734▼ 9.1%€79,204▼ 0.7%€76,206▼ 3.8%€69,726▼ 8.5%€71,048▲ 1.9%
Debt€1,698▼ 73.7%€1,581▼ 6.9%€4,293▲ 172%€1,200▼ 72.0%€1,319▲ 9.9%
Working capital€79,036▼ 3.9%€78,823▼ 0.3%€73,113▼ 7.2%€69,726▼ 4.6%€70,930▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,034 in 2025 against €3,552 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €71,048
Equity
€69,730 ▲ 1.8%
Debt
€1,319 ▲ 9.9%
Debt's share of the balance-sheet total rises from 1.7% to 1.9%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.02▲
2024 · 0.02
ROE
1.7%▲
2024 · -4.9%
ROA
1.7%▲
2024 · -4.9%
Debt ≤ 1 year
€119▲
2024 · €0
A ratio outside any meaningful range has been withheld (balance sheet total €71,048, equity €69,730).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €402 | - | €64 | €1,796 | €485 | ▼ 73.0% |
| Gross operating margin9900 | -€3,183 | -€1,565 | -€6,489 | -€1,756 | -€1,549 | ▲ 11.8% |
| Operating profit (loss)9901 | -€3,585 | -€1,565 | -€6,553 | -€3,552 | -€2,034 | ▲ 42.7% |
| Financial income75/76B | €765 | €1,601 | €1,000 | €229 | €3,300 | ▲ 1,340% |
| Recurring financial income75 | €765 | €1,601 | €0 | €229 | €3,300 | ▲ 1,340% |
| Non-recurring financial income76B | - | - | €1,000 | €0 | - | - |
| Financial charges65/66B | €63 | €67 | €64 | €64 | €62 | ▼ 3.0% |
| Recurring financial charges65 | €63 | €67 | €64 | €64 | €62 | ▼ 3.0% |
| Profit (loss) for the period before taxes9903 | -€2,883 | -€32 | -€5,617 | -€3,387 | €1,204 | ▲ 136% |
| Income taxes67/77 | €351 | €381 | €93 | €0 | - | - |
| Profit (loss) for the period9904 | -€3,234 | -€413 | -€5,710 | -€3,387 | €1,204 | ▲ 136% |
| Profit (loss) for the period to be appropriated9905 | -€3,234 | -€413 | -€5,710 | -€3,387 | €1,204 | ▲ 136% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79,734 | €79,204 | €76,206 | €69,726 | €71,048 | ▲ 1.9% |
| Current assets29/58 | €79,734 | €79,204 | €76,206 | €69,726 | €71,048 | ▲ 1.9% |
| Amounts receivable within one year40/41 | €76,355 | €3,567 | €0 | €62,818 | €60,000 | ▼ 4.5% |
| Other amounts receivable41 | €76,355 | €3,567 | €0 | €62,818 | €60,000 | ▼ 4.5% |
| Cash at bank and in hand54/58 | €1,988 | €73,407 | €76,206 | €6,770 | €7,611 | ▲ 12.4% |
| Deferred charges and accrued income490/1 | €1,391 | €2,230 | €0 | €138 | €3,438 | ▲ 2,400% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79,734 | €79,204 | €76,206 | €69,726 | €71,048 | ▲ 1.9% |
| Equity10/15 | €78,036 | €77,623 | €71,913 | €68,526 | €69,730 | ▲ 1.8% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Profit (loss) carried forward14 | €59,444 | €59,031 | €53,321 | €49,934 | €51,138 | ▲ 2.4% |
| Amounts payable17/49 | €1,698 | €1,581 | €4,293 | €1,200 | €1,319 | ▲ 9.9% |
| Amounts payable within one year42/48 | €698 | €381 | €3,093 | €0 | €119 | - |
| Trade debts44 | €348 | - | - | - | €19 | - |
| Suppliers440/4 | €348 | - | - | - | €19 | - |
| Taxes, remuneration and social security45 | €351 | €381 | €93 | €0 | - | - |
| Taxes450/3 | €351 | €381 | €93 | €0 | - | - |
| Other amounts payable47/48 | - | - | €2,999 | €0 | €99 | - |
| Accrued charges and deferred income492/3 | €1,000 | €1,200 | €1,200 | €1,200 | €1,200 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,234 | -€413 | -€5,710 | -€3,387 | €1,204 | ▲ 136% |
| Operating cash flow (approximation) | -€3,234 | -€413 | -€5,710 | -€3,387 | €1,204 | ▲ 136% |
| Change in cash | - | €71,419 | €2,799 | -€69,436 | €841 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €1,204
Net result €1,204 after 4 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 7current ratio 114.17
Current ratio from 16.05 to 114.17; short-term debt falls from €5,465 to €698.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €166,835
Net result €166,835 after 2 loss-making years.
31-12
Financial
Liquidity times 2090current ratio 16.05
Current ratio from 0.01 to 16.05; short-term debt falls from €101,371 to €5,465.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€6,984
Net result drops to -€6,984, the lowest in the series; recovery starts the following year.
Show earlier events
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 1990
Ground area
1,012 m²
Building footprint
213 m²
Volume, LiDAR
1,107 m³
Parcel 24063B0110/00B003, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OUTSET
since 19902.047.546.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063B0110/00B003 | Flanders | 1,012 m² | 1 · 213 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-01-1990
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0440007737
Also
9925:BE0440007737
Registered
23-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.