MARC SIMOENS
ActiveMARC SIMOENS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €325k and a net result of €44k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+1
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 15.72 against 6.59 in 2023; short-term debt: 2.2% and cash: 23.9% of total assets), and 2.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.5%
Return on assets
13.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
27 d late
2022
89 d early
2021
3 d late
2020
23 d late
2019
94 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€325k▲ 15.7%
2023 · €281k
2018: €113k
2019: €139k
2020: €168k
2021: €208k
2022: €246k
2023: €281k
2018 → 2024
Total assets
€333k▲ 15.7%
2023 · €288k
2018: €269k
2019: €262k
2020: €268k
2021: €274k
2022: €287k
2023: €288k
2018 → 2024
Net result
€44k▲ 27.5%
2023 · €35k
2018: €41k
2019: €26k
2020: €29k
2021: €40k
2022: €38k
2023: €35k
2018 → 2024
Working capital
€107k▲ 159%
2023 · €41k
2018: €40k
2019: €18k
2020: €-29k
2021: €6k
2022: €45k
2023: €41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€168k-€208k▲ 23.7%€246k▲ 18.4%€281k▲ 14.1%€325k▲ 15.7%
Operating result€31k-€64k▲ 105%€59k▼ 7.7%€60k▲ 2.6%€67k▲ 10.3%
Net result€29k-€40k▲ 38.7%€38k▼ 3.8%€35k▼ 9.5%€44k▲ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 10% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €333k
Fixed assets
€219k▼ 8.7%
Current assets
€115k▲ 135%
Equity and liabilities €333k
Equity
€325k▲ 15.7%
Debt
€8k▲ 13.0%
The debt ratio falls from 2.6% to 2.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€91k▲
2023 · €85k
Cash flow
€69k▲
2023 · €59k
Solvency
97.5%▲
2023 · 97.4%
Current ratio
15.72▲
2023 · 6.59
Quick ratio
15.72▲
2023 · 6.59
Debt / equity
0.03▼
2023 · 0.03
ROE
13.6%▲
2023 · 12.3%
ROA
13.3%▲
2023 · 12.0%
Interest coverage
521.75▲
2023 · 94.92
Debt
€8k▲
2023 · €7k
Debt ≤ 1 year
€7k▼
2023 · €7k
Income taxes
€22k▼
2023 · €25k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€288k€333k▲
Fixed assets21/28€239k€219k▼
Tangible fixed assets22/27€239k€219k▼
Land and buildings22€103k€214k▲
Plant, machinery and equipment23€8k-
Furniture and vehicles24€9k€4k▼
Other tangible fixed assets26€120k-
Current assets29/58€49k€115k▲
Amounts receivable within one year40/41€23k€34k▲
Trade receivables40€15k€17k▲
Other amounts receivable41€8k€17k▲
Cash at bank and in hand54/58€24k€80k▲
Deferred charges and accrued income490/1€2k€727▼
Equity and liabilities
Total equity and liabilities10/49€288k€333k▲
Equity10/15€281k€325k▲
Contributions10/11€20k€19k▼
Reserves13€120k€165k▲
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Tax-exempt reserves132-€21k
Distributable reserves133€120k€142k▲
Profit (loss) carried forward14€140k€142k▲
Amounts payable17/49€7k€8k▲
Amounts payable within one year42/48€7k€7k▼
Trade debts44€293€592▲
Suppliers440/4€293€592▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€5k€4k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€7k€2k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€92k€97k▲
Operating profit (loss)9901€60k€67k▲
Financial income75/76B€0€33▲
Recurring financial income75€0€33▲
Financial charges65/66B€897€175▼
Recurring financial charges65€897€175▼
Profit (loss) for the period before taxes9903€60k€67k▲
Income taxes67/77€25k€22k▼
Profit (loss) for the period9904€35k€44k▲
Profit (loss) for the period to be appropriated9905€35k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€154k€186k▲
Profit (loss) brought forward from the previous period14P€119k€142k▲
Transfer to equity691/2€14k€44k▲
To other reserves6921€14k€44k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €44k ▲27.5%
Operating result €67k, net result €44k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 15.72
Current ratio from 6.59 to 15.72; short-term debt falls from €7k to €7k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 6.59
Current ratio from 2.13 to 6.59; short-term debt falls from €40k to €7k.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.12
Current ratio from 0.51 to 1.12; short-term debt falls from €59k to €46k.
31-12
Financial
Equity above €200kEq €208k ▲23.7%
4 profitable years in a row build equity to €208k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Equity above €150kEq €168k ▲20.6%
3 profitable years in a row build equity to €168k.
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
2019
31-12
Financial
Weakest financial yearnet €26k ▼35.1%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weverij 2/20029890 GavereGround area
1,918 m²
Building footprint
376 m²
Volume, LiDAR
1,611 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARC SIMOENS BVBA
since 19982.060.831.712
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45022A0338/00D000 | Flanders | 1,489 m² | 1 · 282 m² | 7.5 m · 1 fl. |
| 44020A1114/00W000 | Flanders | 429 m² | 1 · 94 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,709 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-1993
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.