MARC GENICOT
ActiveMARC GENICOT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 41.34 against 35.81 in 2024; short-term debt: 2.4% and cash: 13% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.3%
Return on assets
1.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
46 d early
2023
27 d early
2022
39 d early
2021
49 d early
2020
26 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 0.1%
2024 · €155k
2019: €150k
2020: €157k
2021: €151k
2022: €150k
2023: €150k
2024: €155k
2019 → 2025
Total assets
€160k▼ 0.2%
2024 · €160k
2019: €223k
2020: €211k
2021: €203k
2022: €164k
2023: €155k
2024: €160k
2019 → 2025
Net result
€2k▼ 75.9%
2024 · €8k
2019: €27k
2020: €7k
2021: €-6k
2022: €-545
2023: €4k
2024: €8k
2019 → 2025
Working capital
€156k▲ 0.1%
2024 · €155k
2019: €144k
2020: €149k
2021: €142k
2022: €148k
2023: €151k
2024: €155k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€150k▼ 0.4%€150k=€155k▲ 3.3%€155k▲ 0.1%
Operating result€39k-€-3k€3k€4k▲ 32.9%€3k▼ 40.0%
Net result€-6k-€-545▲ 90.2%€4k€8k▲ 112%€2k▼ 75.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €160k
Equity
€155k▲ 0.1%
Debt
€4k▼ 12.3%
The debt ratio falls from 3.0% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
97.3%▲
2024 · 97.0%
Current ratio
41.34▲
2024 · 35.81
Quick ratio
41.34▲
2024 · 35.81
Debt / equity
0.03▼
2024 · 0.03
ROE
1.2%▼
2024 · 5.1%
ROA
1.2%▼
2024 · 4.9%
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €4k
Income taxes
€984▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€160k▼
Current assets29/58€160k€160k▼
Amounts receivable within one year40/41€571€2k▲
Other amounts receivable41€571€2k▲
Current investments50/53€104k€137k▲
Cash at bank and in hand54/58€56k€21k▼
Equity and liabilities
Total equity and liabilities10/49€160k€160k▼
Equity10/15€155k€155k▲
Contributions10/11€19k€19k=
Reserves13€134k€134k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€127k€127k=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€4k€4k▼
Trade debts44€348€0▼
Suppliers440/4€348€0▼
Other amounts payable47/48€4k€4k▼
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-7k€-6k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€-2k€-3k▼
Operating profit (loss)9901€4k€3k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€-3k€2k▲
Recurring financial charges65€-3k€2k▲
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€3k€984▼
Profit (loss) for the period9904€8k€2k▼
Profit (loss) for the period to be appropriated9905€8k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€4k▼
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2€3k€0▼
Transfer to equity691/2€8k€0▼
To other reserves6921€8k€0▼
Profit to be distributed694/7€3k€2k▼
Return on contributions (dividend)694€3k€2k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 38.89
Current ratio from 13.42 to 38.89; short-term debt falls from €12k to €4k.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 13.42
Current ratio from 3.98 to 13.42; short-term debt falls from €48k to €12k.
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €-6k ▼179%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mont 2284820 DisonGround area
6,956 m²
Parcel 63020A0397/00_000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63020A0397/00_000 | Wallonia | 6,955 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300IE40E71I2JSU95
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Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-01-2002
Fiscal year end30-06
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.