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Marc Bels

Active
Private limited companyfounded 20233 yrs activeKriktestraat 14, 9160 Lokeren, BelgiumKBO/BCE: BE 0803.481.979
Summary

The computed 12-month bankruptcy probability of Marc Bels is 3.1% (moderate). The 2024 annual accounts show equity of €84k and a net result of €81k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record79
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.4; short-term debt: 15% and cash: 38.2% of total assets), and 17.3% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
12 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Marc Bels was incorporated on 3 July 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Financials · fiscal year 2024, micro schema

Equity
€84k
Total assets
€102k
Net result
€81k
Working capital
€67k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €102k
Fixed assets €20k
Current assets €82k
Equity and liabilities €102k
Equity €84k
Debt €18k
Debt finances 17.3% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€123k
Cash flow
€88k
Current ratio
5.40
Debt to equity
0.21
ROE
96.4%
ROA
79.8%
Interest coverage
1170.99
Debt ≤ 1 year
€15k
Income taxes
€35k
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€102k
Fixed assets21/28€20k
Tangible fixed assets22/27€20k
Plant, machinery and equipment23€697
Furniture and vehicles24€19k
Current assets29/58€82k
Amounts receivable after more than one year29€22k
Other amounts receivable291€22k
Cash at bank and in hand54/58€39k
Deferred charges and accrued income490/1€21k
Equity and liabilities
Total equity and liabilities10/49€102k
Equity10/15€84k
Contributions10/11€3k
Reserves13€81k
Distributable reserves133€81k
Amounts payable17/49€18k
Amounts payable within one year42/48€15k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Accrued charges and deferred income492/3€2k
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€1k
Gross operating margin9900€124k
Operating profit (loss)9901€116k
Financial charges65/66B€105
Recurring financial charges65€105
Profit (loss) for the period before taxes9903€116k
Income taxes67/77€35k
Profit (loss) for the period9904€81k
Profit (loss) for the period to be appropriated9905€81k
Appropriation of the result
Profit (loss) to be appropriated9906€81k
Transfer to equity691/2€81k
To other reserves6921€81k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€1k
Gross operating margin9900€124k
Operating profit (loss)9901€116k
Financial charges65/66B€105
Recurring financial charges65€105
Profit (loss) for the period before taxes9903€116k
Income taxes67/77€35k
Profit (loss) for the period9904€81k
Profit (loss) for the period to be appropriated9905€81k
Line2024
Assets
Total assets20/58€102k
Fixed assets21/28€20k
Tangible fixed assets22/27€20k
Plant, machinery and equipment23€697
Furniture and vehicles24€19k
Current assets29/58€82k
Amounts receivable after more than one year29€22k
Other amounts receivable291€22k
Cash at bank and in hand54/58€39k
Deferred charges and accrued income490/1€21k
Equity and liabilities
Total equity and liabilities10/49€102k
Equity10/15€84k
Contributions10/11€3k
Reserves13€81k
Distributable reserves133€81k
Amounts payable17/49€18k
Amounts payable within one year42/48€15k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Accrued charges and deferred income492/3€2k
Line2024
Profit (loss) for the period9904€81k
+ Depreciation and write-downs630€7k
Operating cash flow (approximation)€88k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,073 m²
Building footprint
105 m²
Volume, LiDAR
594 m³
Parcel 46004A0331/00F000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Marc Bels
Kriktestraat 14, 9160 LokerenSpecialist medical practice
since 20232.347.021.896
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46004A0331/00F000 Flanders 1,073 m² 1 · 105 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

6488NLI9S2378IB71P75
live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded03-07-2023
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.