MARC
ActiveMARC has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-18k) and a net result of €-38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42=
Solvency20▼-10
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.65 in 2024; short-term debt: 52.9% and cash: 3.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.1%
Return on assets
-10.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
18 d late
2023
125 d early
2022
83 d early
2021
38 d early
2020
2 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-18k
2024 · €20k
2018: €175k
2019: €103k
2020: €46k
2021: €-2k
2022: €21k
2023: €49k
2024: €20k
2018 → 2025
Total assets
€359k▼ 15.7%
2024 · €426k
2018: €432k
2019: €341k
2020: €257k
2021: €162k
2022: €154k
2023: €232k
2024: €426k
2018 → 2025
Net result
€-38k▼ 35.8%
2024 · €-28k
2018: €-29k
2019: €-72k
2020: €-57k
2021: €-48k
2022: €22k
2023: €28k
2024: €-28k
2018 → 2025
Working capital
€-108k▼ 104%
2024 · €-53k
2018: €68k
2019: €2k
2020: €-34k
2021: €-50k
2022: €-15k
2023: €19k
2024: €-53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€21k€49k▲ 136%€20k▼ 58.3%€-18k
Operating result€-45k-€24k€30k▲ 24.6%€-19k€-26k▼ 35.6%
Net result€-48k-€22k€28k▲ 25.1%€-28k€-38k▼ 35.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €19k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359k
Fixed assets
€277k▼ 15.7%
Current assets
€82k▼ 15.6%
Key figures and ratios
EBITDA
€53k▲
2024 · €33k
Cash flow
€41k▲
2024 · €24k
Solvency
-5.1%▼
2024 · 4.8%
Current ratio
0.43▼
2024 · 0.65
Quick ratio
0.43▼
2024 · 0.65
Debt / equity
-20.76▼
2024 · 19.98
ROA
-10.7%▼
2024 · -6.7%
Interest coverage
4.44▲
2024 · 3.78
Debt
€377k▼
2024 · €406k
Debt ≤ 1 year
€190k▲
2024 · €150k
Debt > 1 year
€187k▼
2024 · €256k
Income taxes
€352▲
2024 · €320
Staff costs
€428k▲
2024 · €366k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€359k▼
Fixed assets21/28€329k€277k▼
Tangible fixed assets22/27€329k€277k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€320k€271k▼
Other tangible fixed assets26€0-
Current assets29/58€97k€82k▼
Amounts receivable within one year40/41€63k€66k▲
Trade receivables40€4k€46k▲
Other amounts receivable41€59k€20k▼
Cash at bank and in hand54/58€27k€13k▼
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€426k€359k▼
Equity10/15€20k€-18k▼
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€12k€12k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-20k€-58k▼
Amounts payable17/49€406k€377k▼
Amounts payable after more than one year17€256k€187k▼
Financial debts170/4€256k€187k▼
Amounts payable within one year42/48€150k€190k▲
Current portion of amounts payable after more than one year42€63k€68k▲
Financial debts43-€13k
Credit institutions430/8-€13k
Trade debts44€35k€44k▲
Suppliers440/4€35k€44k▲
Taxes, remuneration and social security45€52k€64k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€50k€60k▲
Other amounts payable47/48€0€228▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62€366k€428k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€79k▲
Other operating charges640/8€19k€12k▼
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€423k€494k▲
Operating profit (loss)9901€-19k€-26k▼
Financial income75/76B€85€105▲
Recurring financial income75€85€105▲
Financial charges65/66B€9k€12k▲
Recurring financial charges65€9k€12k▲
Profit (loss) for the period before taxes9903€-28k€-38k▼
Income taxes67/77€320€352▲
Profit (loss) for the period9904€-28k€-38k▼
Profit (loss) for the period to be appropriated9905€-28k€-38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-100k€-58k▲
Profit (loss) brought forward from the previous period14P€-72k€-20k▲
Transfer from equity791/2€81k€0▼
Social balance
Average headcount (FTE)90878.810.7▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €28k ▲25.1%
Operating result €30k, net result €28k, both a record.
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after 4 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westkapellestraat 4258300 Knokke-HeistGround area
458 m²
Building footprint
568 m²
Volume, LiDAR
3,362 m³
Parcel 31039F0083/00T003, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARC BVBA
since 19852.027.418.774
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0083/00T003 | Flanders | 458 m² | 1 · 567 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,686 companies in sector 49330 we hold annual accounts for 2,284. 1,975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-1985
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.