MARBUCIER
ActiveMARBUCIER has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €577k and a net result of €71k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+20
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 25.89 against 17.2 in 2024; short-term debt: 2.7% and cash: 21.4% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.3%
Return on assets
11.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
113 d early
2023
64 d early
2022
61 d early
2021
135 d early
2020
37 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€0
Total assets
€593k▲ 12.8%
2024 · €526k
2018: €354k
2019: €414k
2020: €469k
2021: €479k
2022: €407k
2023: €510k
2024: €526k
2018 → 2025
Net result
€71k▲ 28.7%
2024 · €55k
2018: €59k
2019: €64k
2020: €97k
2021: €28k
2022: €58k
2023: €57k
2024: €55k
2018 → 2025
Working capital
€399k▲ 26.5%
2024 · €315k
2018: €75k
2019: €132k
2020: €234k
2021: €273k
2022: €217k
2023: €261k
2024: €315k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€462k-€395k▼ 14.6%€451k▲ 14.4%€506k▲ 12.2%€577k▲ 14.0%
Operating result€30k-€77k▲ 154%€76k▼ 2.0%€81k▲ 6.4%€88k▲ 9.0%
Net result€28k-€58k▲ 110%€57k▼ 1.9%€55k▼ 3.3%€71k▲ 28.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €593k
Fixed assets
€178k▼ 6.7%
Current assets
€415k▲ 23.9%
Equity and liabilities €593k
Equity
€577k▲ 14.0%
Debt
€16k▼ 17.7%
The debt ratio falls from 3.7% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €95k
Cash flow
€86k▲
2024 · €69k
Solvency
97.3%▲
2024 · 96.3%
Current ratio
25.89▲
2024 · 17.20
Quick ratio
25.89▲
2024 · 17.20
Debt / equity
0.03▼
2024 · 0.04
ROE
12.3%▲
2024 · 10.9%
ROA
11.9%▲
2024 · 10.4%
Interest coverage
104.63
Debt
€16k▼
2024 · €19k
Debt ≤ 1 year
€16k▼
2024 · €19k
Income taxes
€33k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€526k€593k▲
Fixed assets21/28€191k€178k▼
Tangible fixed assets22/27€191k€178k▼
Land and buildings22€177k€163k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24-€2k
Current assets29/58€335k€415k▲
Amounts receivable within one year40/41€3k€3k▲
Trade receivables40€2k€594▼
Other amounts receivable41€2k€3k▲
Current investments50/53€220k€284k▲
Cash at bank and in hand54/58€111k€127k▲
Deferred charges and accrued income490/1€236€175▼
Equity and liabilities
Total equity and liabilities10/49€526k€593k▲
Equity10/15€506k€577k▲
Contributions10/11€50k€50k=
Reserves13€72k€143k▲
Distributable reserves133€72k€143k▲
Profit (loss) carried forward14€384k€384k=
Amounts payable17/49€19k€16k▼
Amounts payable within one year42/48€19k€16k▼
Trade debts44€819€3k▲
Suppliers440/4€819€3k▲
Taxes, remuneration and social security45€19k€13k▼
Taxes450/3€19k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€97k€105k▲
Operating profit (loss)9901€81k€88k▲
Financial income75/76B€0€17k▲
Recurring financial income75€0€17k▲
Financial charges65/66B-€983
Recurring financial charges65-€983
Profit (loss) for the period before taxes9903€81k€104k▲
Income taxes67/77€26k€33k▲
Profit (loss) for the period9904€55k€71k▲
Profit (loss) for the period to be appropriated9905€55k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€439k€455k▲
Profit (loss) brought forward from the previous period14P€384k€384k=
Transfer to equity691/2€55k€71k▲
To other reserves6921€55k€71k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 17.20
Current ratio from 5.47 to 17.20; short-term debt falls from €58k to €19k.
30-09
Financial
Equity above €500kEq €506k ▲12.2%
7 profitable years in a row build equity to €506k.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-09
Financial
Weakest financial yearnet €28k ▼71.5%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 17.27
Current ratio from 7.77 to 17.27; short-term debt falls from €35k to €17k.
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2018net €97k ▲52.1%
Operating result €133k, net result €97k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 7.77
Current ratio from 2.90 to 7.77; short-term debt falls from €70k to €35k.
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijvestraat 343520 ZonhovenGround area
2,095 m²
Building footprint
224 m²
Volume, LiDAR
1,307 m³
Parcel 71066B1014/00F005, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20052.150.125.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066B1014/00F005 | Flanders | 2,095 m² | 1 · 224 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CLEGG en GUTTMANN TEAMS en/of LELIEUR
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CREAPOLIS
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Edegem · Eq €577k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 33,461 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2005
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:089/383036