Turnover
≈ €130,000 estimated
The micro format states no turnover.
MARBLE 55
Overview
Lifetime
1 annual account with figurespeak €68,967 (2025)
€68,967
peak €51,920 (2025)
€51,920
peak €54,920 (2025)
€54,920
€5,745
Board1 name since 2025
1 directorWELKENHUYZEN Wim Luk
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Incorporation 14-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Position in the sector
90.5%
Higher solvency than 88% of companies in computer programming and consultancy. Sector median 60.0% · 21,217 companies.
Checked score
97
Excellent
Financially stronger than 80% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.4%
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 10.52, cash €18,218
Equity €54,920 (90.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 73% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as MARBLE 55 has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of MARBLE 55 itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for MARBLE 55. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.52, above the usual 1.5. Short-term debt is 9.3% and cash 30% of total assets. 9.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018563247
Incorporation
Founding capital of €3,000, 100 shares · Founder: WELKENHUYZEN Wim Luk · Appointment: WELKENHUYZEN Wim Luk (director) · published on 14-01-2025 · Gazette deed
First establishment
Guldensporenlaan 71, Houthalen-Helchteren
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MARBLE 55 Houthalen-Helchteren | €60,665 | €68,967 | 90.5% | - |
| MH Software Heusden-Zolder | €65,528 | €71,214 | 87.1% | - |
| RHQA Hasselt | €72,177 | €67,081 | 73.9% | - |
| NIVIO Pelt | €67,608 | €79,834 | 99.2% | - |
| Hulens Consulting Oud-Heverlee | €62,254 | €67,193 | 86.2% | - |
| DATA.IA Bassenge | €61,363 | €65,254 | 88.4% | - |
| Distinct Grey Antwerp | €63,892 | €64,814 | 86.2% | - |
These companies have the same main activity as MARBLE 55: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €61,400 and €72,200, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 10-01-2025Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.368.407.5273530 Houthalen-Helchteren, since 10-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 14-01-2025
Annual accounts 2025
- €68,967
- €51,920
- €54,920
- €60,665
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on MARBLE 55
MARBLE 55 has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,920 and a net result of €51,920.
Its solvency ranks better than 89% of 21,217 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-07-2026, 8 days before the deadline€68,967
€64,976
€51,920
€53,547
90.5%
10.52
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €120,000 and €170,000.
Balance sheet
balance sheet total €60,665 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
90.5%
Higher than 89% of 21,217 companies in 2025.
10.52
Higher than 89% of 20,581 companies in 2025.
85.6%
Higher than 95% of 20,756 companies in 2025.
MARBLE 55
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
60,665 | |
21/28 |
1,492 | |
22/27 |
1,492 | |
23 |
1,492 | |
29/58 |
59,173 | |
40/41 |
40,814 | |
40 |
38,864 | |
41 |
1,950 | |
54/58 |
18,218 | |
490/1 |
142 | |
| Balance sheet: equity and liabilities | ||
10/49 |
60,665 | |
10/15 |
54,920 | |
10/11 |
3,000 | |
13 |
51,920 | |
133 |
51,920 | |
17/49 |
5,745 | |
42/48 |
5,626 | |
44 |
80 | |
440/4 |
80 | |
45 |
5,546 | |
450/3 |
5,546 | |
492/3 |
119 | |
| Income statement | ||
9900 |
68,967 | |
630 |
251 | |
640/8 |
159 | |
66A |
3,581 | |
9901 |
64,976 | |
75/76B |
43 | |
75 |
43 | |
65/66B |
48 | |
65 |
48 | |
9903 |
64,970 | |
67/77 |
13,050 | |
9904 |
51,920 | |
9905 |
51,920 | |
| Appropriation of the result | ||
9906 |
51,920 | |
691/2 |
51,920 | |
6921 |
51,920 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 23-07-2026 | 2026-00325623 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 65,227 | ||
| 52,171 | ||
| 1,743 | ||
| 53,547 | ||
| 90.5% | ||
| 10.52 | ||
| 0.10 | ||
| 94.5% | ||
| 85.6% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €1,743 |
| €251 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on MARBLE 55
Debt's share of the balance-sheet total is 9.5%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
director (not named in the articles) since 07-01-2025
director (not named in the articles) appointed by deed of 14-01-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 23-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “EXTERNE VERTEGENWOORDIGINGSMACHT: Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder…”deed of 14-01-2025
Mandates through the years
1 name, the dashed line is todayWELKENHUYZEN Wim Luk
Director (not named in the articles)
Director (not named in the articles)
BoardOther function
Mandates as a list
- WELKENHUYZEN Wim Luk
- Director (not named in the articles), from 07-01-2025 to date
- Director (not named in the articles), appointed by deed of 14-01-2025, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €549 in 2025
- Source
- deed of 14-01-2025
Articles of association
deed of 14-01-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Daily managementDay-to-day management handles the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“De algemene vergadering beslist of het mandaat van de bestuurder al dan niet ten kosteloze titel wordt uitgeoefend”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “Hernieuwbare termijn van drie jaar, Wanneer het door de wet vereist is en binnen de wettelijke grenzen”
Shareholders
At incorporation
deed of 14-01-2025 ↗
- WELKENHUYZEN Wim Luk 100 shares (100%) · €3,000 in cash
Network & group
No group
MARBLE 55 has no parent and no holdings in its annual accounts. WELKENHUYZEN Wim Luk is the only director. MARBLE 55 shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 8 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1018563247
IncorporationFounding capital of €3,000, 100 shares · Founder: WELKENHUYZEN Wim Luk · Appointment: WELKENHUYZEN Wim Luk (director) · published on 14-01-20255 points ▸
- Founder, WELKENHUYZEN Wim Luk
- WELKENHUYZEN Wim Luk holds all the shares
- Founding capital, €3,000, 100 shares
- Capital, €3,000
- Director appointment, WELKENHUYZEN Wim Luk (director (not named in the articles))
- The deed holds 4 more points.
First establishment Guldensporenlaan 71, Houthalen-Helchteren
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1018.563.247
- VAT number
- BE 1018.563.247
- Peppol ID
- 0208:1018563247
- Other Peppol ID
- 9925:BE1018563247
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 10-01-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 14-01-2025 (in Dutch)
- Meeting accessThe articles set who may attend the meeting and what is needed to be admitted.
- “Indien enkel de stemrechten geschorst zijn, mag hij nog steeds deelnemen aan de algemene vergadering zonder te kunnen deelnemen aan de…”deed of 14-01-2025 (in Dutch)
- Proxy ruleThe articles set whether a shareholder may be represented at the meeting by someone else.
- “Elke aandeelhouder kan aan iedere andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…”deed of 14-01-2025 (in Dutch)
- Written votingThe articles set whether shareholders may vote in writing in advance, without attending.
- “Een aandeelhouder die niet aanwezig kan zijn, heeft tevens de mogelijkheid om zijn stem vooraf schriftelijk uit te brengen, Een schriftelijk…”deed of 14-01-2025 (in Dutch)
- Peppol
- Reachable since 14-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MARBLE 55 in Dutch
- Name in the Peppol Directory
- Marble55 BV
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 14-01-2025 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- MARBLE 55deed of 14-01-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 14-01-2025 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
63910
Web portal activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle mogelijke advies- en/of dienstenfuncties op het vlak van software-ontwikkeling, elektrotechniek, multimedia, signaalverwerking…”deed of 14-01-2025 (in Dutch)
4 activities
- Alle mogelijke advies- en/of dienstenfuncties op het vlak van software-ontwikkeling, elektrotechniek, multimedia, signaalverwerking
- Consultancy, opleiding, technische expertise en bijstand op voornoemd(e) gebied(en)
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven die op dit (die) domein(en) actief zijn, de vertegenwoordiging en het optreden als commercieel tussenpersoon
- Alle mogelijke advies- en dienstenfuncties in het kader van het uitvoeren, creëren en opnemen van muziek. Voorbeelden hiervan zijn: (deelnemen aan) optredens; componeren, arrangeren of zetten van muziekpartituren; registreren, mixen en masteren van live optredens en opnames
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Guldensporenlaan 71 registered office 3530 Houthalen-Helchteren | 10-01-2025 | 2.368.407.527 |
Buildings and parcels at the address
- Ground area
- 1,618 m²
- Buildings
- 231 m²
- Volume, LiDAR
- 1,215 m³
- Tallest building
- 10.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72015B0739/00V000 | 1,618 m² | 1 · 231 m² | 10.8 m · 2 |