Equity
€43,236 from €107,442 in 2024
Equity fell by 60% in 1 year.
MARBL
Lifetime
10 annual accounts with figures on one time axispeak €91,149 (2019)
-€38,808▼ €69,114
lowest -€64,206 (2025)
-€64,206▼ €66,265
peak €107,442 (2024)
€43,236▼ 59.8%
€106,313▼ 5.0%
Board3 names since 2021
2 directorsAdd Skills and 1 other
Owners2 names in the annual accounts
100%RADAR CONSULT
Documentsfilings and deeds
16-03-202645 days before the deadline
2025abbreviated format
Gross margin from €30,307 to -€38,808Loss of €64,206Equity from €107,442 to €43,236
Key points
from the 2025 annual accountsResult
-€64,206 -€64,206
From profit to loss in 2025, after a profit of €2,059 in 2024.
Debts
€106,313 71% of the balance sheet
Financial debts 21%Suppliers 73%Taxes and wages 7%
Liquidity
0.70 was 1.22 in 2024
Short-term debts fell from €111,864 to €106,313.
Filings
10 annual accounts 2 late
The 2017 accounts came latest: 52 days after the end of the period.
Position in the sector
-€64,206
Lower net result than 93% of companies in head offices and management consultancy. Sector median €37,500 · 10,856 companies.
Turnover not published (abbreviated format)
Checked score
53
Fair
Financially stronger than 14% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.8%▲ +0.7 percentage points vs 03-2026highest value
05-2026: 0.8%● unchanged vs 04-2026highest value
06-2026: 0.8%● unchanged vs 05-2026highest value
07-2026: 0.8%● unchanged vs 06-2026highest value
08-2026: 0.8%● unchanged vs 07-2026highest value
09-2026: 0.8%● unchanged vs 08-2026
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Liquidity: current ratio 0.70
Loss of €64,206 (financial year 2025)
lowers risk
Size: total assets €149,549
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 30% of them on solvency, 10% on liquidity, 4% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,294 companies had the same profile as MARBL has now. Each dot stands for 4 companies, two years later.
89.6%
were still trading
5.9%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MARBL itself is lower: 0.8% within 12 months. It rests on far more data about MARBL than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for MARBL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.7 (1.22 in 2024), below 1. Short-term debt is 71.1% of total assets. 71.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 days early
2024
36 days early
2023
43 days early
2022
34 days early
2021
25 days early
2020
26 days late
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 25 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Board and ownership
- RADAR CONSULT 100%score 93equity €77,673 (2025) · 30-06-2025 annual accounts of RADAR CONSULT
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0506815991
2 directors resigning, 2 reappointments
Resignations: RADAR CONSULT and ADD SKILLS · Permanent representatives: STEENBEKE Katrijn Maria Hubert and DEPREZ Ann Sophie Germaine Estelle · Reappointments: RADAR CONSULT (director) and ADD SKILLS (director) · General meeting of 03-11-2022 · Gazette deed
1 director resigning
Think M · Permanent representatives: Isabelle Mullenders and Katrijn Steenbeke · General meeting of 01-07-2021 · Gazette deed
Registered office moved from Sint-Gillis-Waas to Evergem
New registered office: Kromveldstraatje 4, 9940 Evergem · Previous registered office: Bareel 13, 9170 Sint-Gillis-Waas · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MARBL Evergem | €149,549 | -€38,808 | 28.9% | - |
| TJM Ghent | €139,875 | -€29,797 | -443.1% | 0 |
| CODECREA Destelbergen | €146,328 | -€1,348 | 46.5% | - |
| AQUA LIBRE INVEST Lochristi | €154,331 | -€5,963 | 7.9% | 0 |
| PROOFCONSULT Destelbergen | €171,444 | -€27,129 | 99.0% | - |
| ViaCognito Lokeren | €114,755 | -€5,225 | 44.8% | - |
| Your Company Support Haacht | €150,064 | -€46,576 | 94.9% | - |
These companies have the same main activity as MARBL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €115,000 and €171,000, founded between 2013 and 2015.
Official details
Source: KBO- Status
- Active since 12-12-2014Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment units
- 2.246.502.4798710 Wielsbeke, since 12-12-2014
- 2.246.502.6779940 Evergem, since 12-12-2014
- Financial year end
- 30 September
- Peppol
- Reachable since 24-11-2023
Annual accounts to 30-09-2025
- €149,549▼ 31.8%
- Filing
- Filed on 16-03-2026, 45 days before the end of the filing period
Insights on MARBL
MARBL files the abbreviated format. That format states no turnover. The gross margin fell from €35,208 in 2016 to -€38,808 in 2025.
RADAR CONSULT holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MARBL
- What is the company number of MARBL?
- The company number of MARBL is 0506.815.991. The VAT number is the same number with BE in front: BE 0506.815.991.
- Where is MARBL based?
- The registered office is at Kromveldstraatje 4, 9940 Evergem.Company details
- What does MARBL do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of MARBL?
- MARBL is a private limited company (BV).
- When was MARBL founded?
- MARBL was founded on 12-12-2014.
- Is MARBL still active?
- Yes, MARBL is an active enterprise in the KBO register.
- What is the turnover of MARBL?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is MARBL profitable?
- In financial year 2025, MARBL made a loss of €64,206.
- Where can I find the annual accounts of MARBL?
- MARBL filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MARBL due?
- MARBL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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