Maravenne
ActiveMaravenne has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €6k. Equity is growing by ~56.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency100▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
short-term debt: 0.7% and cash: 86.5% of total assets, and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
5.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
20 d late
2023
23 d early
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 5.7%
2024 · €103k
2022: €105
2023: €50k
2024: €103k
2022 → 2025
Total assets
€109k▼ 29.4%
2024 · €155k
2022: €2k
2023: €105k
2024: €155k
2022 → 2025
Net result
€6k▼ 92.0%
2024 · €73k
2022: €-2k
2023: €49k
2024: €73k
2022 → 2025
Working capital
€109k▲ 12.7%
2024 · €96k
2022: €206
2023: €44k
2024: €96k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€105-€50k▲ 47,298%€103k▲ 107%€109k▲ 5.7%
Operating result€-2k-€62k€91k▲ 48.0%€7k▼ 92.2%
Net result€-2k-€49k€73k▲ 47.9%€6k▼ 92.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€20▼ 99.9%
Current assets
€109k▼ 13.8%
Equity and liabilities €109k
Equity
€109k▲ 5.7%
Debt
€777▼ 98.5%
The debt ratio falls from 33.7% to 0.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €101k
Cash flow
€6k▼
2024 · €83k
Solvency
99.3%▲
2024 · 66.3%
Debt / equity
0.01▼
2024 · 0.51
ROE
5.4%▼
2024 · 71.2%
ROA
5.4%▼
2024 · 47.2%
Interest coverage
106.72▼
2024 · 883.40
Debt
€777▼
2024 · €52k
Debt ≤ 1 year
€777▼
2024 · €31k
Debt > 1 year
€0▼
2024 · €22k
Income taxes
€2k▼
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €109k, equity €109k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€109k▼
Fixed assets21/28€28k€20▼
Tangible fixed assets22/27€28k€20▼
Furniture and vehicles24€28k€20▼
Current assets29/58€127k€109k▼
Amounts receivable within one year40/41€19k€14k▼
Trade receivables40€18k€0▼
Other amounts receivable41€1k€14k▲
Current investments50/53€0-
Cash at bank and in hand54/58€108k€95k▼
Deferred charges and accrued income490/1€62€425▲
Equity and liabilities
Total equity and liabilities10/49€155k€109k▼
Equity10/15€103k€109k▲
Contributions10/11€2k€2k=
Reserves13€101k€107k▲
Distributable reserves133€101k€107k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€52k€777▼
Amounts payable after more than one year17€22k€0▼
Financial debts170/4€22k€0▼
Amounts payable within one year42/48€31k€777▼
Financial debts43€10k€0▼
Other loans439€10k€0▼
Trade debts44€2k€777▼
Suppliers440/4€2k€777▼
Taxes, remuneration and social security45€11k€0▼
Taxes450/3€11k€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€8k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€432▼
Other operating charges640/8€489€659▲
Gross operating margin9900€101k€8k▼
Operating profit (loss)9901€91k€7k▼
Financial income75/76B€878€418▼
Recurring financial income75€878€418▼
Financial charges65/66B€114€70▼
Recurring financial charges65€114€70▼
Profit (loss) for the period before taxes9903€92k€7k▼
Income taxes67/77€19k€2k▼
Profit (loss) for the period9904€73k€6k▼
Profit (loss) for the period to be appropriated9905€73k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€6k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€20k€0▼
Transfer to equity691/2€73k€6k▼
To other reserves6921€73k€6k▼
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€20k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity times 34current ratio 140.91
Current ratio from 4.15 to 140.91; short-term debt falls from €31k to €777.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2022net €73k ▲47.9%
Operating result €91k, net result €73k, both a record.
31-12
Financial
Equity above €100kEq €103k ▲107%
2 profitable years in a row build equity to €103k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.86
Current ratio from 1.11 to 2.86.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijdebroeken 239051 GentGround area
1,119 m²
Building footprint
195 m²
Volume, LiDAR
1,275 m³
Parcel 44062B0183/00B000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maravenne
since 20222.339.859.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0183/00B000 | Flanders | 1,119 m² | 1 · 195 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,732 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.