MARAMA
ActiveMARAMA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-15k) and a net result of €-26k. Its solvency ranks better than 5% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-73
Solvency0▼-64
Growth32
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 1.41 in 2023; short-term debt: 146.3% and cash: 20.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-46.3%
Return on assets
-80.6%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-15k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-11-2025, 104 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
104 d late
2023
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-15k
2023 · €11k
2023: €11k
2023 → 2024
Total assets
€32k▲ 14.0%
2023 · €28k
2023: €28k
2023 → 2024
Net result
€-26k
2023 · €905
2023: €905
2023 → 2024
Working capital
€-17k
2023 · €7k
2023: €7k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€11k-€-15k
Operating result€903-€-25k
Net result€905-€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €25k after €903 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €32k
Fixed assets
€3k▼ 34.4%
Current assets
€29k▲ 22.1%
Key figures and ratios
EBITDA
€-24k▼
2023 · €1k
Cash flow
€-24k▼
2023 · €1k
Solvency
-46.3%▼
2023 · 39.1%
Current ratio
0.63▼
2023 · 1.41
Quick ratio
0.61▼
2023 · 1.41
Debt / equity
-3.16▼
2023 · 1.56
ROA
-80.6%▼
2023 · 3.2%
Interest coverage
-234.25▼
2023 · 427.39
Debt
€46k▲
2023 · €17k
Debt ≤ 1 year
€46k▲
2023 · €17k
Income taxes
€128▼
2023 · €511
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€28k€32k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€24k€29k▲
Stocks and contracts in progress3-€1k
Stocks30/36-€1k
Amounts receivable within one year40/41€21k€22k▲
Trade receivables40-€2k
Other amounts receivable41€21k€20k▼
Cash at bank and in hand54/58€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€28k€32k▲
Equity10/15€11k€-15k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€905€-25k▼
Amounts payable17/49€17k€46k▲
Amounts payable within one year42/48€17k€46k▲
Trade debts44€16k€38k▲
Suppliers440/4€16k€38k▲
Taxes, remuneration and social security45€511€639▲
Taxes450/3€511€639▲
Other amounts payable47/48-€8k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€165€1k▲
Other operating charges640/8€655-
Gross operating margin9900€2k€-24k▼
Operating profit (loss)9901€903€-25k▼
Financial income75/76B€516-
Recurring financial income75€516-
Financial charges65/66B€3€103▲
Recurring financial charges65€3€103▲
Profit (loss) for the period before taxes9903€1k€-25k▼
Income taxes67/77€511€128▼
Profit (loss) for the period9904€905€-26k▼
Profit (loss) for the period to be appropriated9905€905€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€905€-25k▼
Profit (loss) brought forward from the previous period14P-€905
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 104 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trou du Renard 34671 BlégnyGround area
956 m²
Building footprint
160 m²
Volume, LiDAR
770 m³
Parcel 62095B0139/00F000, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARAMA SRL
since 20232.345.533.838
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095B0139/00F000 | Wallonia | 956 m² | 1 · 160 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 23,907 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sophievaesen24@gmail.com
Phone:+32477925222