Mar Jaen
ActiveSummary
Mar Jaen has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €8k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency84▲+5
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.33 in 2024; short-term debt: 41.3% of total assets), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
11.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
31 d late
2023
118 d late
2022
109 d late
2021
60 d late
2020
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 24.1%
2024 · €32k
2020: €37k
2021: €15k
2022: €21k
2023: €30k
2024: €32k
2020 → 2025
Total assets
€68k▲ 14.6%
2024 · €59k
2020: €54k
2021: €30k
2022: €37k
2023: €41k
2024: €59k
2020 → 2025
Net result
€8k▲ 269%
2024 · €2k
2020: €34k
2021: €-22k
2022: €6k
2023: €9k
2024: €2k
2020 → 2025
Working capital
€8k▼ 11.9%
2024 · €9k
2020: €28k
2021: €7k
2022: €2k
2023: €12k
2024: €9k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€21k▲ 38.8%€30k▲ 42.9%€32k▲ 7.0%€40k▲ 24.1%
Operating result€-21k-€7k€13k▲ 95.3%€25k▲ 89.4%€16k▼ 36.1%
Net result€-22k-€6k€9k▲ 53.4%€2k▼ 76.7%€8k▲ 269%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€32k ▲ 38.2%
Current assets
€36k ▼ 0.5%
Equity and liabilities €68k
Equity
€40k ▲ 24.1%
Debt
€28k ▲ 3.2%
Debt's share of the balance-sheet total falls from 45.8% to 41.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €27k
Cash flow
€9k▲
2024 · €3k
Current ratio
1.28▼
2024 · 1.33
Debt to equity
0.70▼
2024 · 0.85
ROE
19.4%▲
2024 · 6.5%
ROA
11.4%▲
2024 · 3.5%
Interest coverage
4.69▼
2024 · 10.08
Debt ≤ 1 year
€28k▲
2024 · €27k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€59k€68k▲
Fixed assets21/28€23k€32k▲
Tangible fixed assets22/27€23k€32k▲
Furniture and vehicles24€4k€5k▲
Other tangible fixed assets26€19k€27k▲
Current assets29/58€36k€36k▼
Amounts receivable within one year40/41€34k€33k▼
Trade receivables40€17k€7k▼
Other amounts receivable41€16k€26k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€59k€68k▲
Equity10/15€32k€40k▲
Contributions10/11€3k€3k=
Reserves13€34k€37k▲
Distributable reserves133€34k€37k▲
Profit (loss) carried forward14€-5k-
Amounts payable17/49€27k€28k▲
Amounts payable within one year42/48€27k€28k▲
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€13k€22k▲
Taxes450/3€13k€22k▲
Other amounts payable47/48€5k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€30k€18k▼
Operating profit (loss)9901€25k€16k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€14k€4k▼
Recurring financial charges65€3k€4k▲
Non-recurring financial charges66B€11k-
Profit (loss) for the period before taxes9903€13k€14k▲
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€2k€8k▲
Profit (loss) for the period to be appropriated9905€2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€3k▲
Profit (loss) brought forward from the previous period14P€-7k€-5k▲
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
2023
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 109 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Weakest financial yearnet €-22k ▼163%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wapenstilstandlaan 592600 AntwerpenGround area
214 m²
Building footprint
99 m²
Volume, LiDAR
789 m³
Parcel 11302A0032/00K010, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mar Jaen
since 20192.296.108.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0032/00K010 | Flanders | 213 m² | 1 · 98 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TYGLAR
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Docteur Stefan CONSTANTINESCU
BE 0546.822.454
Sint-Pieters-Woluwe · Eq €40,458
Ergotrics
BE 0506.642.480
Turnhout · Eq €39,085
EUROPHARMEDTECH
BE 0685.431.593
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DEDAL
BE 1001.005.158
Elsene · Eq €38,533
Of 761 companies in sector 72101 we hold annual accounts for 481. 223 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
72101Research and development on biotechnology
31009Manufacture of furniture
47551Retail sale of household furniture
71209Other technical testing and analysis
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.