MAR-HAR
ActiveSummary
The computed 12-month bankruptcy probability of MAR-HAR is 2.8% (moderate). The 2025 annual accounts show negative equity (-€29,422) and a net result of -€3,780. Its solvency ranks better than 22% of 4716 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
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Signals
This company filed its last 2 accounts on average 19 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €34,791 | - | - |
| Other operating charges640/8 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €5,350 | -€3,473 | ▼ 165% |
| Operating profit (loss)9901 | -€29,829 | -€3,873 | ▲ 87.0% |
| Financial charges65/66B | €814 | €291 | ▼ 64.2% |
| Recurring financial charges65 | €814 | €291 | ▼ 64.2% |
| Profit (loss) for the period before taxes9903 | -€30,642 | -€4,164 | ▲ 86.4% |
| Income taxes67/77 | - | -€384 | - |
| Profit (loss) for the period9904 | -€30,642 | -€3,780 | ▲ 87.7% |
| Profit (loss) for the period to be appropriated9905 | -€30,642 | -€3,780 | ▲ 87.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €5,601 | €131,991 | ▲ 2,257% |
| Current assets29/58 | €5,601 | €131,991 | ▲ 2,257% |
| Amounts receivable within one year40/41 | €350 | €42,280 | ▲ 11,986% |
| Trade receivables40 | €350 | €42,280 | ▲ 11,986% |
| Cash at bank and in hand54/58 | €5,251 | €89,712 | ▲ 1,608% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €5,601 | €131,991 | ▲ 2,257% |
| Equity10/15 | -€25,642 | -€29,422 | ▼ 14.7% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€30,642 | -€34,422 | ▼ 12.3% |
| Amounts payable17/49 | €31,244 | €161,414 | ▲ 417% |
| Amounts payable within one year42/48 | €31,244 | €161,414 | ▲ 417% |
| Trade debts44 | - | €318 | - |
| Suppliers440/4 | - | €318 | - |
| Taxes, remuneration and social security45 | €143 | - | - |
| Taxes450/3 | €143 | - | - |
| Other amounts payable47/48 | €31,101 | €161,096 | ▲ 418% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€30,642 | -€3,780 | ▲ 87.7% |
| Operating cash flow (approximation) | -€30,642 | -€3,780 | ▲ 87.7% |
| Change in cash | - | €84,461 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
Linked by address, not proof of ownership
Similar companies · same sector and region
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.