Turnover
≈ €600,000 estimated
The micro format states no turnover.
Mar&Co
Lifetime
5 annual accounts with figures on one time axispeak €96,184 (2021)
€75,663▲ 1.9%
lowest -€1,657 (2022)
€8,703▼ 41.5%
peak €31,022 (2025)
€31,022▲ 39.0%
€92,699▼ 9.6%
Board1 name since 2021
1 directorCOPPENS ANN
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Result from €14,886 to €8,703Equity from €22,319 to €31,022
Key points
from the 2025 annual accountsChecked score
71
Healthy
Financially stronger than 61% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,280 companies (NACE 47, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%highest value
01-2025: 1.7%▼ -0.1 percentage points vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 1.7%● unchanged vs 03-2025
05-2025: 1.8%▲ +0.1 percentage points vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 0.9%▼ -0.9 percentage points vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.8%▼ -0.1 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.8%▼ -0.1 percentage points vs 05-2026
07-2026: 0.6%▼ -0.2 percentage points vs 06-2026lowest value
08-2026: 0.6%● unchanged vs 07-2026lowest value
09-2026: 0.6%● unchanged vs 08-2026lowest value
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2020
Size: total assets €123,721
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 0.77, cash €37,764
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 41% of them on solvency, 55% on liquidity, 66% on profitability and 83% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as Mar&Co has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Mar&Co itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for Mar&Co. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.77 (0.76 in 2024), below 1. Short-term debt is 69.9% and cash 30.5% of total assets. 74.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
35 days early
2024
34 days early
2023
33 days early
2022
31 days early
2021
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 34 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0743928731
Incorporation
published on 24-02-2020 · Gazette deed
First establishment
Stationsstraat 86, Landen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Mar&Co Landen | €123,721 | €75,663 | 25.1% | - |
| MARIE KATTO Halle | €159,291 | €53,858 | 41.7% | - |
| NICO DRINK Seraing | €94,404 | €75,712 | 9.3% | - |
| L-SHOP Brussels | €117,192 | €55,039 | 52.4% | - |
| Elise 2.0 Zonhoven | €135,304 | €52,620 | 75.9% | - |
| LEOHUY Huy | €157,557 | €63,981 | 9.5% | - |
| MARINA PRALINES HUY Huy | €121,093 | €102,562 | 11.3% | - |
These companies have the same main activity as Mar&Co: retail sale of chocolate and confectionery (NACE 47242). They are comparable in size and age: total assets between €94,400 and €159,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 20-02-2020Normal situation
- Activity
- Retail sale of chocolate and confectioneryNACE 47242
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.300.044.5013400 Landen, since 20-02-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €123,721▼ 0.9%
- Employeeson 31-12-2025
- 1▼ 66.7%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on Mar&Co
Mar&Co files the micro format. That format states no turnover. The gross margin fell from €96,184 in 2021 to €75,663 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Mar&Co
- What is the company number of Mar&Co?
- The company number of Mar&Co is 0743.928.731. The VAT number is the same number with BE in front: BE 0743.928.731.
- Where is Mar&Co based?
- The registered office is at Stationsstraat 86, 3400 Landen.Company details
- What does Mar&Co do?
- According to the KBO register, the main activity is retail sale of chocolate and confectionery (NACE 47242).
- What is the legal form of Mar&Co?
- Mar&Co is a private limited company (BV).
- When was Mar&Co founded?
- Mar&Co was founded on 20-02-2020.
- Is Mar&Co still active?
- Yes, Mar&Co is an active enterprise in the KBO register.
- How many employees does Mar&Co have?
- Mar&Co had an average of 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Mar&Co fall under?
- In its 2025 annual accounts, Mar&Co states joint committee 201 (Independent retail).
- What is the turnover of Mar&Co?
- The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €75,663 and 45 comparable companies (NACE 472). It probably lies between €340,000 and €810,000.
- Is Mar&Co profitable?
- In financial year 2025, Mar&Co made a profit of €8,703.
- Where can I find the annual accounts of Mar&Co?
- Mar&Co filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Mar&Co due?
- Mar&Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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