Equity
€51,812 from €91,828 in 2020
Equity fell by 44% in 5 years.
MaPos
Overview
Lifetime
6 annual accounts with figures on one time axispeak €28,235 (2022)
-€13,760▲ €2,142
lowest -€19,304 (2024)
-€16,964▲ €2,340
peak €91,828 (2020)
€51,812▼ 24.7%
€8,406▼ 18.2%
Board1 name since 2016
1 directorMarc POSKIN
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from -€15,902 to -€13,760Loss of €16,964Equity from €68,776 to €51,812Debts from €10,282 to €8,406
Key points
from the 2025 annual accountsLosses
-€36,268 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Position in the sector
-€16,964
Lower net result than 91% of companies in head offices and management consultancy. Sector median €27,138 · 39,392 companies.
Turnover not published (micro format)
Checked score
94
Excellent
Financially stronger than 51% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €16,964, the second in a row (financial year 2025)
lowers risk
Liquidity: current ratio 7.32, cash €52,415
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €60,218
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 93% on liquidity, 4% on profitability and 20% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as MaPos has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MaPos itself is lower: < 0.1% within 12 months. It rests on far more data about MaPos than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for MaPos. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.32 (7.33 in 2024), above the usual 1.5. Short-term debt is 11.9% and cash 87% of total assets. 14% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€16,964
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 days early
2024
19 days late
2023
on the day
2022
on the day
2021
4 days early
2020
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 6 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Marc POSKIN 98 sharesdeed of 21-04-2020
- Anne MARCHAL 2 sharesdeed of 21-04-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0658714033
Change of role: Marc POSKIN, from manager to director
“Conseil; Information; Formation; Études; Expertises; Organisation; Consultance” (deed in French) · Legal-form conversion: from general partnership to private limited company · Marc POSKIN holds 98 shares · General meeting of 23-03-2020 · Gazette deed
First establishment
Rue de Givet 38, Dinant
Incorporation
published on 15-07-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MaPos Dinant | €60,218 | -€13,760 | 86.0% | - |
| RLD Consult Namur | €65,746 | -€6,958 | -3.1% | - |
| AURORA EUROPA Destelbergen | €60,135 | €738 | 44.4% | - |
| V-TRADE EUROPE Lochristi | €61,152 | -€17,793 | 99.9% | - |
| CRESCIAMO Putte | €59,634 | -€39,021 | -15.7% | - |
| Convium Hasselt | €62,378 | -€15,196 | -35.4% | - |
| DE WEG Etterbeek | €63,278 | -€24,063 | -8.8% | - |
These companies have the same main activity as MaPos: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €59,600 and €65,700, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 01-07-2016Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.255.359.1735500 Dinant, since 15-07-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- -€13,760▲ 13.5%
- €16,964▼ 12.1%
- €51,812▼ 24.7%
- €60,218▼ 23.8%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on MaPos
MaPos files the micro format. That format states no turnover. The gross margin fell from €3,207 in 2020 to -€13,760 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-07-2026, 8 days before the deadline-€13,760
▲ €2,142
-€16,208
▲ €2,158
-€16,964
▲ €2,340
€45,434
▼ 25.0%
86.0%
▼ 1.0 percentage points
7.32
▼ 0.01
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €60,218 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
86.0%
Higher than 84% of 39,376 companies in 2025.
7.32
Higher than 85% of 38,058 companies in 2025.
-28.2%
Lower than 95% of 38,530 companies in 2025.
MaPos
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
60,218 | 79,058 | 102,901 | 125,927 | 100,142 | 109,811 | |
21/28 |
7,596 | 8,881 | 10,211 | 15,164 | 22,358 | 17,244 | |
22/27 |
7,596 | 8,881 | 10,211 | 15,164 | 22,358 | 17,244 | |
23 |
7,571 | 8,565 | 9,598 | 11,178 | 12,759 | 14,340 | |
24 |
25 | 317 | 613 | 3,985 | 9,599 | 2,905 | |
29/58 |
52,622 | 70,177 | 92,690 | 110,764 | 77,784 | 92,567 | |
40/41 |
207 | 401 | 3,890 | 4,972 | - | 0 | |
40 |
- | 0 | 3,890 | - | - | - | |
41 |
207 | 401 | 0 | 4,972 | - | 0 | |
54/58 |
52,415 | 69,775 | 88,595 | 105,705 | 77,784 | 92,567 | |
490/1 |
- | 0 | 206 | 87 | - | - | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
60,218 | 79,058 | 102,901 | 125,927 | 100,142 | 109,811 | |
10/15 |
51,812 | 68,776 | 88,080 | 85,459 | 89,508 | 91,828 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
13 |
35,400 | 35,400 | 35,400 | 32,000 | 36,100 | 36,100 | |
130/1 |
100 | 100 | 100 | 100 | 100 | 100 | |
1311 |
100 | 100 | 100 | 100 | 100 | 100 | |
132 |
18,000 | 18,000 | 18,000 | 18,000 | 18,000 | 18,000 | |
133 |
17,300 | 17,300 | 17,300 | 13,900 | 18,000 | 18,000 | |
14 |
15,412 | 32,376 | 51,680 | 52,459 | 52,408 | 54,728 | |
17/49 |
8,406 | 10,282 | 14,821 | 40,468 | 10,634 | 17,984 | |
42/48 |
7,188 | 9,577 | 14,821 | 40,418 | 10,498 | 17,777 | |
44 |
433 | 61 | 212 | 870 | 447 | 115 | |
440/4 |
433 | 61 | 212 | 870 | 447 | 115 | |
45 |
372 | 1,166 | 3,763 | 21,548 | 6,776 | 12,554 | |
450/3 |
372 | 1,166 | 3,763 | 21,548 | 6,776 | 12,554 | |
47/48 |
6,384 | 8,351 | 10,846 | 18,000 | 3,274 | 5,107 | |
492/3 |
1,218 | 705 | 0 | 50 | 137 | 207 | |
| Income statement | |||||||
9900 |
-13,760 | -15,902 | 12,329 | 28,235 | 5,857 | 3,207 | |
630 |
1,285 | 1,329 | 5,842 | 7,194 | 4,474 | 2,795 | |
640/8 |
1,162 | 1,135 | 1,108 | 1,035 | 1,652 | 837 | |
9901 |
-16,208 | -18,366 | 5,379 | 20,006 | -269 | -425 | |
75/76B |
0 | 0 | 206 | 87 | - | - | |
75 |
0 | 0 | 206 | 87 | - | - | |
65/66B |
567 | 756 | 48 | 49 | 687 | 990 | |
65 |
567 | 756 | 48 | 49 | 687 | 990 | |
9903 |
-16,775 | -19,122 | 5,537 | 20,043 | -956 | -1,416 | |
67/77 |
189 | 182 | 2,083 | 6,092 | 564 | 477 | |
9904 |
-16,964 | -19,304 | 3,454 | 13,952 | -1,520 | -1,892 | |
9905 |
-16,964 | -19,304 | 3,454 | 13,952 | -1,520 | -1,892 | |
| Appropriation of the result | |||||||
9906 |
15,412 | 32,376 | 55,913 | 66,359 | 53,208 | 55,528 | |
14P |
32,376 | 51,680 | 52,459 | 52,408 | 54,728 | - | |
791/2 |
- | - | 0 | 18,000 | - | - | |
691/2 |
- | 0 | 3,400 | 13,900 | - | - | |
6921 |
- | 0 | 3,400 | 13,900 | - | - | |
694/7 |
- | 0 | 833 | 18,000 | 800 | 800 | |
694 |
- | 0 | 833 | 18,000 | 800 | 800 | |
| Document | |||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 23-07-2026 | 2026-00321302 | |
| 31-12-2024 | micro format | 19-08-2025 | 2025-00381620 | |
| 31-12-2023 | micro format | 31-07-2024 | 2024-00308593 | |
| 31-12-2022 | micro format | 31-07-2023 | 2023-00295176 | |
| 31-12-2021 | micro format | 27-07-2022 | 2022-20228363 | |
| 31-12-2020 | micro format | 26-08-2021 | 2021-54000315 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| -14,922 | -17,037 | 11,221 | 27,200 | 4,205 | 2,370 | ||
| -15,679 | -17,975 | 9,296 | 21,146 | 2,953 | 903 | ||
| 0 | 0 | 889 | 0 | 9,587 | 431 | ||
| -17,361 | -18,819 | -17,110 | 27,921 | -14,783 | - | ||
| 45,434 | 60,600 | 77,869 | 70,346 | 67,286 | 74,790 | ||
| 86.0% | 87.0% | 85.6% | 67.9% | 89.4% | 83.6% | ||
| 7.32 | 7.33 | 6.25 | 2.74 | 7.41 | 5.21 | ||
| 0.16 | 0.15 | 0.17 | 0.47 | 0.12 | 0.20 | ||
| -32.7% | -28.1% | 3.9% | 16.3% | -1.7% | -2.1% | ||
| -28.2% | -24.4% | 3.4% | 11.1% | -1.5% | -1.7% | ||
| -26.31 | -22.53 | over 100 | over 100 | 6.12 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €889 | - | €9,587 |
| Financial fixed assets | €0 | - | - | - | - |
| €1,285 | €1,329 | €5,842 | €7,194 | €4,474 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on MaPos
The operating result for 2025 is a loss of €16,208, smaller than the loss of €18,366 in 2024.
Debt's share of the balance-sheet total rises from 13.0% to 14.0%. Equity and debt are lower.
Board & ownership
Board
1 director, last change in 2020Director
since 27-06-2016
term without a fixed end
earlier manager, until 21-04-2020
listed in the 2025 annual accounts, filed on 23-07-2026
Mandates through the years
1 name, the dashed line is todayMarc POSKIN
Director
Director
BoardEarliermandate already running before its first mention
Mandates as a list
- Marc POSKIN
- Director, from 27-06-2016 to date
- Manager, until 21-04-2020
Control
Capital
- Contribution
- €1,000
- Source
- 2025 annual accounts
Shareholders
Stated in the deed
deed of 21-04-2020 ↗
- Marc POSKIN 98 shares
- Anne MARCHAL 2 shares
Network & group
No group
MaPos has no parent and no holdings in its annual accounts. Marc POSKIN is the only director.
Board mandates elsewhere
1 board mandateBoard mandates of MaPosMaPos sits on their board1
Connections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
13 events since 2016Board
Filings
Financial
Establishments
201620182020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 8 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0658714033
Annual accounts 2024 filed PDFmicro format · 19 days late
2024
Weakest financial year net -€19,304 The net result drops to -€19,304, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
Liquidity more than doubled current ratio 6.25 The current ratio rises from 2.74 to 6.25. Short-term debt falls from €40,418 to €14,821.
Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
Back to profit net €13,952 The net result is €13,952, after 2 loss-making years.
Annual accounts 2021 filed PDFmicro format · 4 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 26 days late
2020
Change of role: Marc POSKIN, from manager to director“Conseil; Information; Formation; Études; Expertises; Organisation; Consultance” (deed in French) · Legal-form conversion: from general partnership to private limited company · Marc POSKIN holds 98 shares · General meeting of 23-03-202012 points ▸
- General meeting, 23-03-2020
- Purpose change, “Conseil; Information; Formation; Études; Expertises; Organisation; Consultance” (deed in French)
- Net-asset statement, 31-12-2019
- Capital, €1,000
- Legal-form conversion, from general partnership to private limited company
- Accounting effect, 31-12-2019
- Marc POSKIN holds 98 shares
- Anne MARCHAL holds 2 shares
- Director resignation, Marc POSKIN (manager)
- Director appointment, Marc POSKIN
- Director discharge, Marc POSKIN
- Registered office clause, rue de Givet 38, 5500 Dinant
- The deed holds 8 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0658.714.033
- VAT number
- BE 0658.714.033
- Peppol ID
- 0208:0658714033
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 01-07-2016
- Financial year
- ends on 31 December
- Peppol
- Reachable since 18-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MaPos in French
- Entity type
- Legal entity
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La société peut se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société, liée ou non; Elle…”deed of 21-04-2020 (in French)
8 activities
- La société peut se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société, liée ou non.
- Elle peut accomplir toute activité de conseil, d'information, de formation, d'études, d'expertises, d'organisation, et de consultance dans le domaine de la gestion et de tout autre domaine, dès le moment où cela contribue directement ou indirectement au développement de son industrie et de son commerce.
- La gestion au sens large de toutes sociétés ou associations de droit belge ou étranger ainsi que le contrôle de leur gestion ou la participation à celle-ci par la prise de tous mandats au sein desdites sociétés ou associations. A cet effet, elle peut notamment accomplir tous actes généralement quelconques nécessaires ou utiles à la réalisation de l'objet social des sociétés ou associations dont elle exerce ou contrôle la gestion, ou à la gestion desquelles elle participe, ainsi que les actes imposés par la loi auxdites sociétés, eu égard à leur objet social.
- Toutes transactions, promotions, intermédiations, investissements et plus généralement opérations, en rapport avec des biens immobiliers et notamment
- La construction, la démolition, la transformation, la rénovation, l'équipement, la viabilisation, la division, l'urbanisation, la mise en valeur et la mutation sous quelque forme que ce soit de tous biens ou ensembles immobiliers,
- La location, la sous-location, la concession d'exploitation, la cession en location et en sous-location, la mise à disposition d'immeubles,
- L'exploitation et l'entretien d'immeubles et de fonds de commerce,
- La gestion et la coordination de tous projets en rapport avec le logement, le commerce, les affaires sociales et les infrastructures ou opérations publiques, privées ou en partenariat.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de Givet 38 registered office 5500 Dinant | 15-07-2016 | 2.255.359.173 |
Buildings and parcels at the address
- Ground area
- 429 m²
- Buildings
- 62 m²
- Volume, LiDAR
- 738 m³
- Tallest building
- 12.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 91243A0085/00P000 | 429 m² | 1 · 62 m² | 12.8 m · 4 |
Contact
E-mail
marc.poskin@gmail.com establishment in Dinant
Phone
+32 475 47 49 59 establishment in Dinant