Summary
MAPA CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11.5m and a net result of -€102,640. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 2413 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
28 d early
2023
20 d early
2022
20 d early
2021
26 d early
2020
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema, statutory accounts
Equity
€11.5m▼ 0.9%
2024 · €11.6m
Net result
-€102,640
2024 · €2.2m
Total assets
€13.6m▲ 13.5%
2024 · €12.0m
Solvency
84.7%▼ 12.3pp
2024 · 96.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.7m▲ 66.6%€2.8m▲ 63.1%€2.9m▲ 3.0%€2.5m▼ 12.3%
Operating result€1.0m▲ 64.4%€2.3m▲ 121%€2.4m▲ 4.0%€2.0m▼ 15.8%-€100,733
Net result€958,454above the sector's middle half▲ 11.1%€2.9mabove the sector's middle half▲ 205%€1.8mabove the sector's middle half▼ 38.9%€2.2mabove the sector's middle half▲ 20.3%-€102,640below the sector's middle half
Equity€7.7mwithin the sector's middle half▲ 6.3%€9.7mwithin the sector's middle half▲ 24.9%€9.5mwithin the sector's middle half▼ 1.8%€11.6mwithin the sector's middle half▲ 22.7%€11.5mwithin the sector's middle half▼ 0.9%
Total assets€10.2mwithin the sector's middle half▲ 10.3%€11.6mwithin the sector's middle half▲ 13.5%€11.2mwithin the sector's middle half▼ 3.5%€12.0mwithin the sector's middle half▲ 7.1%€13.6mwithin the sector's middle half▲ 13.5%
Debt€2.5m▲ 24.7%€1.9m▼ 21.8%€1.7m▼ 11.7%€366,371▼ 78.7%€2.1m▲ 471%
Working capital€328,160▲ 2,292%€1.4m▲ 318%€1.1m▼ 23.1%€3.1m▲ 190%-€2.1m
Solvency75.6%within the sector's middle half▼ 2.8pp83.2%within the sector's middle half▲ 7.6pp84.7%above the sector's middle half▲ 1.4pp96.9%above the sector's middle half▲ 12.3pp84.7%within the sector's middle half▼ 12.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €100,733 after €2.0m in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.6m
Fixed assets
€13.6m ▲ 58.7%
Current assets
€4,421 ▼ 99.9%
Equity and liabilities €13.6m
Equity
€11.5m ▼ 0.9%
Debt
€2.1m ▲ 471%
Debt's share of the balance-sheet total rises from 3.1% to 15.3%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-0.9%▼
2024 · 18.5%
ROA
-0.8%▼
2024 · 17.9%
Debt ≤ 1 year
€2.1m▲
2024 · €366,371
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €1.7m | €2.8m | €2.9m | €2.6m | €798 | ▼ 100.0% |
| Turnover70 | €1.7m | €2.8m | €2.9m | €2.5m | - | - |
| Other operating income74 | - | - | - | €6,977 | €798 | ▼ 88.6% |
| Operating charges60/66A | €694,611 | €531,518 | €524,427 | €550,905 | €101,531 | ▼ 81.6% |
| Services and other goods61 | €693,681 | €530,538 | €523,405 | €525,876 | €95,668 | ▼ 81.8% |
| Other operating charges640/8 | €930 | €980 | €1,022 | €25,030 | €5,864 | ▼ 76.6% |
| Operating profit (loss)9901 | €1.0m | €2.3m | €2.4m | €2.0m | -€100,733 | ▼ 105% |
| Financial income75/76B | €200,800 | €1.2m | €16,525 | €680,718 | €576 | ▼ 99.9% |
| Recurring financial income75 | €200,800 | €1.2m | €16,525 | €680,718 | €576 | ▼ 99.9% |
| Income from financial fixed assets750 | €199,992 | €1.2m | - | €599,976 | - | - |
| Income from current assets751 | €808 | €2,800 | €16,525 | €80,742 | - | - |
| Other financial income752/9 | - | €1 | - | €1 | €576 | ▲ 57,454% |
| Non-recurring financial income76B | - | €41 | - | - | - | - |
| Financial charges65/66B | €14,729 | €11,656 | €6,685 | €9,070 | €2,482 | ▼ 72.6% |
| Recurring financial charges65 | €14,729 | €11,656 | €6,685 | €9,070 | €2,482 | ▼ 72.6% |
| Debt charges650 | €13,285 | €9,504 | €5,883 | €4,733 | €416 | ▼ 91.2% |
| Other financial charges652/9 | €1,444 | €2,152 | €802 | €4,337 | €2,066 | ▼ 52.4% |
| Profit (loss) for the period before taxes9903 | €1.2m | €3.5m | €2.4m | €2.7m | -€102,640 | ▼ 104% |
| Income taxes67/77 | €262,803 | €580,022 | €602,436 | €523,891 | - | - |
| Taxes670/3 | €262,803 | €580,022 | €602,436 | €523,891 | - | - |
| Profit (loss) for the period9904 | €958,454 | €2.9m | €1.8m | €2.2m | -€102,640 | ▼ 105% |
| Profit (loss) for the period to be appropriated9905 | €958,454 | €2.9m | €1.8m | €2.2m | -€102,640 | ▼ 105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10.2m | €11.6m | €11.2m | €12.0m | €13.6m | ▲ 13.5% |
| Fixed assets21/28 | €8.6m | €8.6m | €8.6m | €8.6m | €13.6m | ▲ 58.7% |
| Financial fixed assets28 | €8.6m | €8.6m | €8.6m | €8.6m | €13.6m | ▲ 58.7% |
| Affiliated companies280/1 | €8.6m | €8.6m | €8.6m | €8.6m | €13.6m | ▲ 58.7% |
| Participating interests280 | €8.6m | €8.6m | €8.6m | €8.6m | €13.6m | ▲ 58.7% |
| Current assets29/58 | €1.6m | €3.0m | €2.6m | €3.4m | €4,421 | ▼ 99.9% |
| Amounts receivable after more than one year29 | €216,126 | €192,679 | €269,905 | - | - | - |
| Other amounts receivable291 | €216,126 | €192,679 | €269,905 | - | - | - |
| Amounts receivable within one year40/41 | €1.0m | €1.0m | €1.1m | €564,460 | €2 | ▼ 100.0% |
| Trade receivables40 | €638,917 | €796,230 | €823,902 | €563,403 | - | - |
| Other amounts receivable41 | €387,745 | €208,810 | €252,510 | €1,058 | €2 | ▼ 99.8% |
| Current investments50/53 | - | - | €493,461 | - | - | - |
| Other investments51/53 | - | - | €493,461 | - | - | - |
| Cash at bank and in hand54/58 | €156,761 | €1.5m | €502,886 | €2.9m | €4,419 | ▼ 99.8% |
| Deferred charges and accrued income490/1 | €243,575 | €280,110 | €280,945 | €2,505 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10.2m | €11.6m | €11.2m | €12.0m | €13.6m | ▲ 13.5% |
| Equity10/15 | €7.7m | €9.7m | €9.5m | €11.6m | €11.5m | ▼ 0.9% |
| Contributions10/11 | €6.0m | €6.0m | €6.0m | €6.0m | €6.0m | = |
| Profit (loss) carried forward14 | €1.7m | €3.7m | €3.5m | €5.6m | €5.5m | ▼ 1.8% |
| Amounts payable17/49 | €2.5m | €1.9m | €1.7m | €366,371 | €2.1m | ▲ 471% |
| Amounts payable after more than one year17 | €1.2m | €292,857 | €150,000 | - | - | - |
| Financial debts170/4 | €1.2m | €292,857 | €150,000 | - | - | - |
| Subordinated loans170 | €150,000 | €150,000 | €150,000 | - | - | - |
| Credit institutions173 | €285,714 | €142,857 | - | - | - | - |
| Other loans174 | €740,016 | - | - | - | - | - |
| Amounts payable within one year42/48 | €1.3m | €1.7m | €1.6m | €366,371 | €2.1m | ▲ 470% |
| Current portion of amounts payable after more than one year42 | €142,857 | €142,857 | €142,857 | - | - | - |
| Trade debts44 | €42,712 | €39,698 | €102,282 | €1,009 | - | - |
| Suppliers440/4 | €42,712 | €39,698 | €102,282 | €1,009 | - | - |
| Taxes, remuneration and social security45 | €144,032 | €472,047 | €424,209 | €365,362 | - | - |
| Taxes450/3 | €144,032 | €472,047 | €424,209 | €365,362 | - | - |
| Other amounts payable47/48 | €985,362 | €1.0m | €900,000 | - | €2.1m | - |
| Accrued charges and deferred income492/3 | €41 | - | - | - | €1,819 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €958,454 | €2.9m | €1.8m | €2.2m | -€102,640 | ▼ 105% |
| Operating cash flow (approximation) | €958,454 | €2.9m | €1.8m | €2.2m | -€102,640 | ▼ 105% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€5.0m | - |
| Change in cash | - | €1.4m | -€1.0m | €2.4m | -€2.9m | ▼ 221% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€102,640
Net result drops to -€102,640, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 6current ratio 9.35
Current ratio from 1.67 to 9.35; short-term debt falls from €1.6m to €366,371.
31-12
Financial
Equity above €10mEq €11.6m ▲22.7%
7 profitable years in a row build equity to €11.6m.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated
2022
31-12
Financial
Highest result since 2018net €2.9m ▲205%
Net result €2.9m, the highest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Show earlier events
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 3 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.02
Current ratio from 0.33 to 1.02.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2017
Ground area
2.1 ha
Building footprint
1.0 ha
Volume, LiDAR
98,658 m³
Parcel 71304E0731/00G003, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
MAPA CONSULTING
since 20172.268.247.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304E0731/00G003 | Flanders | 2.1 ha | 1 · 1.0 ha | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
6 holdings · 7 subsidiaries in the treeOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 6
-
100%
-
100%
-
100%
-
100%
-
100%
-
100%
All subsidiaries, including indirect ones 7
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
- CLEAN MINDS 100%
- DAILY CATERING SERVICES 100%
- DELIVA 100%
- DELIVA IMMO 100%
- UMAMI CATERING 100%
UMAMI HOMEMEALS 100%1 subsidiary
- TRAITEUR RUDI 100%
According to the 2025 annual accounts of MAPA CONSULTING and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 5,652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0681766577
Also
9925:BE0681766577
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.