MAOLINE CHOCOLAT
ActiveThe computed 12-month bankruptcy probability of MAOLINE CHOCOLAT is 1.7% (moderate). The 2025 annual accounts show equity of €96k and a net result of €31k. Equity is growing by ~81.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 18237 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency79▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.4 in 2024; short-term debt: 29.5% and cash: 4.6% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
17.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-03-2026, 49 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
49 d early
2024
57 d early
2023
62 d early
2022
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 47.4%
2024 · €65k
2022: €-4k
2023: €18k
2024: €65k
2022 → 2025
Total assets
€178k▲ 35.6%
2024 · €131k
2022: €126k
2023: €116k
2024: €131k
2022 → 2025
Net result
€31k▼ 33.8%
2024 · €46k
2022: €-9k
2023: €23k
2024: €46k
2022 → 2025
Working capital
€15k▼ 15.6%
2024 · €17k
2022: €-56k
2023: €-22k
2024: €17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-4k-€18k€65k▲ 252%€96k▲ 47.4%
Operating result€-6k-€37k€66k▲ 75.9%€42k▼ 35.6%
Net result€-9k-€23k€46k▲ 104%€31k▼ 33.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€110k▲ 58.6%
Current assets
€67k▲ 9.4%
Equity and liabilities €178k
Equity
€96k▲ 47.4%
Debt
€82k▲ 23.9%
The debt ratio falls from 50.5% to 46.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69k▼
2024 · €89k
Cash flow
€57k▼
2024 · €70k
Solvency
53.9%▲
2024 · 49.5%
Current ratio
1.28▼
2024 · 1.40
Quick ratio
0.76▲
2024 · 0.70
Debt / equity
0.86▼
2024 · 1.02
ROE
32.2%▼
2024 · 71.6%
ROA
17.3%▼
2024 · 35.5%
Interest coverage
18.69▼
2024 · 37.76
Debt
€82k▲
2024 · €66k
Debt ≤ 1 year
€52k▲
2024 · €44k
Debt > 1 year
€29k▲
2024 · €22k
Income taxes
€8k▼
2024 · €17k
Staff costs
€118k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€178k▲
Fixed assets21/28€70k€110k▲
Tangible fixed assets22/27€69k€110k▲
Plant, machinery and equipment23-€232
Furniture and vehicles24€29k€78k▲
Other tangible fixed assets26€40k€32k▼
Financial fixed assets28€207€207=
Current assets29/58€61k€67k▲
Stocks and contracts in progress3€30k€27k▼
Stocks30/36€30k€27k▼
Amounts receivable within one year40/41€9k€26k▲
Trade receivables40€5k€4k▼
Other amounts receivable41€4k€21k▲
Cash at bank and in hand54/58€17k€8k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€131k€178k▲
Equity10/15€65k€96k▲
Contributions10/11€5k€5k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€46k€77k▲
Amounts payable17/49€66k€82k▲
Amounts payable after more than one year17€22k€29k▲
Financial debts170/4€22k€29k▲
Amounts payable within one year42/48€44k€52k▲
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€11k€0▼
Remuneration and social security454/9€9k€13k▲
Other amounts payable47/48-€18k
Income statement
Code20242025
Remuneration, social security and pensions62€110k€118k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€27k▲
Other operating charges640/8€757€1k▲
Gross operating margin9900€200k€188k▼
Operating profit (loss)9901€66k€42k▼
Financial income75/76B€7€39▲
Recurring financial income75€7€39▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€63k€39k▼
Income taxes67/77€17k€8k▼
Profit (loss) for the period9904€46k€31k▼
Profit (loss) for the period to be appropriated9905€46k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€77k▲
Profit (loss) brought forward from the previous period14P€0€46k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2022net €46k ▲104%
Operating result €66k, net result €46k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Nivelles 3801420 Braine-l'AlleudGround area
456 m²
Building footprint
478 m²
Volume, LiDAR
3,666 m³
Parcel 25744D0318/00C000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MAOLINE CHOCOLAT
since 20212.319.059.964
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744D0318/00C000 | Wallonia | 456 m² | 1 · 478 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBraine-l'Alleud2.319.059.964
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Of 899 companies in sector 47242 we hold annual accounts for 339. 301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2021
Fiscal year end30-09
Activities, NACEBEL
10820Manufacture of cocoa, chocolate and sugar confectionery
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
10520Manufacture of food products
10712Artisanal bread and fresh pastry making
10720Manufacture of food products
47120Other non-specialised retail sale
56112Limited-service restaurants, excluding mobile food services
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:.choco@maoline.be
Phone:0455127355