MANO
ActiveMANO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €633k and a net result of €82k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 10877 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.59 against 9.92 in 2024), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
11%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
70 d early
2023
40 d early
2022
59 d early
2021
58 d early
2020
47 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€633k▲ 14.9%
2024 · €551k
2021: €377k
2022: €438k
2023: €485k
2024: €551k
2021 → 2025
Total assets
€746k▲ 21.5%
2024 · €614k
2021: €459k
2022: €501k
2023: €578k
2024: €614k
2021 → 2025
Net result
€82k▲ 24.5%
2024 · €66k
2021: €62k
2022: €61k
2023: €47k
2024: €66k
2021 → 2025
Working capital
€633k▲ 14.6%
2024 · €552k
2021: €376k
2022: €437k
2023: €484k
2024: €552k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€377k-€438k▲ 16.3%€485k▲ 10.7%€551k▲ 13.6%€633k▲ 14.9%
Operating result€84k-€85k▲ 1.9%€65k▼ 23.4%€93k▲ 41.5%€115k▲ 24.7%
Net result€62k-€61k▼ 1.2%€47k▼ 23.6%€66k▲ 41.2%€82k▲ 24.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €746k
Fixed assets
€173▼ 54.8%
Current assets
€746k▲ 21.5%
Equity and liabilities €746k
Equity
€633k▲ 14.9%
Debt
€113k▲ 78.2%
The debt ratio rises from 10.3% to 15.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€116k▲
2024 · €93k
Cash flow
€82k▲
2024 · €66k
Solvency
84.8%▼
2024 · 89.7%
Current ratio
6.59▼
2024 · 9.92
Quick ratio
0.51▼
2024 · 1.08
Debt / equity
0.18▲
2024 · 0.12
ROE
13.0%▲
2024 · 12.0%
ROA
11.0%▲
2024 · 10.8%
Interest coverage
137.02▲
2024 · 82.77
Debt
€113k▲
2024 · €64k
Debt ≤ 1 year
€113k▲
2024 · €62k
Income taxes
€33k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€614k€746k▲
Fixed assets
21/28€383€173▼
Tangible fixed assets
22/27€383€173▼
Current assets
29/58€614k€746k▲
Stocks & contracts in progress
3€547k€688k▲
Amounts receivable within one year
40/41€7k€8k▲
Cash & bank
54/58€60k€48k▼
Total equity & liabilities
10/49€614k€746k▲
Equity
10/15€551k€633k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€532k€614k▲
Accumulated profits (losses)
14€427€433▲
Amounts payable
17/49€64k€113k▲
Amounts payable within one year
42/48€62k€113k▲
Trade debts payable within one year
44€23k€60k▲
Income statement
Code20242025
Gross operating margin
9900€94k€116k▲
Operating result
9901€93k€115k▲
Financial income
75€14€295▲
Financial charges
65€1k€844▼
Result before taxes
9903€91k€115k▲
Income taxes
67/77€25k€33k▲
Net result for the period
9904€66k€82k▲
Result to be appropriated
9905€66k€82k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €82k ▲24.5%
Operating result €115k, net result €82k, both a record.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €551k ▲13.6%
4 profitable years in a row build equity to €551k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
20-02
State Gazette act
Capital & shares
Frank Liesse
2023
31-12
Financial
Weakest financial yearnet €47k ▼23.6%
Net result drops to €47k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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NEUE MODE
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DE MODECOUPON
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SPINNING WHEEL
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Of 684 companies in sector 46412 we hold annual accounts for 487. 364 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-1986
Fiscal year end31-12
Activities, NACEBEL
46412Wholesale of household textiles and bedding
51410
47512Retail sale of household textiles and bedding
52410
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 05-08-2026. Scores and ratios are computed by Checked and are not a credit decision.