MANNAT & HR
ActiveThe computed 12-month bankruptcy probability of MANNAT & HR is 3.2% (moderate). The 2024 annual accounts show equity of €22k and a net result of €21k. Its solvency ranks better than 35% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability87
Solvency40
Growth-
Track record79
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.75; short-term debt: 54.7% and cash: 37.5% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.3%
Return on assets
14.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k
Total assets
€147k
Net result
€21k
Working capital
€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €147k
Fixed assets
€87k
Current assets
€60k
Equity and liabilities €147k
Equity
€22k
Debt
€125k
Debt finances 84.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€30k
Solvency
15.3%
Current ratio
0.75
Quick ratio
0.75
Debt / equity
5.55
ROE
93.3%
ROA
14.2%
Interest coverage
29.89
Debt
€125k
Debt ≤ 1 year
€80k
Debt > 1 year
€44k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€147k
Fixed assets21/28€87k
Intangible fixed assets21€21k
Tangible fixed assets22/27€66k
Furniture and vehicles24€66k
Current assets29/58€60k
Amounts receivable within one year40/41€5k
Other amounts receivable41€5k
Cash at bank and in hand54/58€55k
Equity and liabilities
Total equity and liabilities10/49€147k
Equity10/15€22k
Contributions10/11€2k
Reserves13€21k
Distributable reserves133€21k
Amounts payable17/49€125k
Amounts payable after more than one year17€44k
Financial debts170/4€44k
Amounts payable within one year42/48€80k
Current portion of amounts payable after more than one year42€14k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€17k
Taxes450/3€14k
Remuneration and social security454/9€4k
Other amounts payable47/48€42k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k
Other operating charges640/8€11k
Gross operating margin9900€50k
Operating profit (loss)9901€30k
Financial income75/76B€11
Recurring financial income75€11
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€29k
Income taxes67/77€8k
Profit (loss) for the period9904€21k
Profit (loss) for the period to be appropriated9905€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k
Transfer to equity691/2€21k
To other reserves6921€21k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weg naar Zwartberg 4323660 OudsbergenGround area
757 m²
Building footprint
326 m²
Volume, LiDAR
1,644 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
MANNAT & HR
since 20232.343.523.958
MANNAT & HR
since 20232.343.524.057
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502B0980/00X002 | Flanders | 620 m² | 1 · 236 m² | 10.9 m · 1 fl. |
| 71562B0904/00H011 | Flanders | 137 m² | 1 · 90 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHeusden-Zolder2.343.524.057
Oudsbergen2.343.523.958
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2023
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.