Equity
-€20,465
Debts exceed assets in financial year 2025.
MANIOUR
Overview
Lifetime
5 annual accounts with figures on one time axispeak €31,079 (2022)
€216▼ 99.0%
lowest -€17,969 (2023)
-€4,196▲ €4,335
peak €10,231 (2022)
-€20,465▼ €4,196
€30,782▼ 23.7%
Board2 names since 2020
2 directors and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €22,393 to €216Loss of €4,196Equity from -€16,269 to -€20,465Debts from €40,338 to €30,782Cash from €3,485 to €146
Key points
from the 2025 annual accountsLosses
-€30,696 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Turnover
≈ €6,300 estimated
The micro format states no turnover.
Debts
€30,782 298% of the balance sheet
Suppliers 5%Taxes and wages 6%Other 89%
Filings
5 annual accounts 5 late
The 2022 accounts came latest: 122 days after the end of the period.
Position in the sector
-198.4%
Lower solvency than 94% of companies in retail trade. Sector median 33.4% · 25,237 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,007 companies had the same profile as MANIOUR has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,007 companies, not a prediction for MANIOUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 20-08-2020
Director, since 20-08-2020
- founderdeed of 24-08-2020
- founderdeed of 24-08-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0752763649
Incorporation
Founding capital of €3,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 24-08-2020 · Gazette deed
First establishment
Wayezstraat 170, Anderlecht
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as MANIOUR: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €7,690 and €16,500, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 20-08-2020Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 4 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.306.635.1551070 Anderlecht, since 20-08-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- €216▼ 99.0%
- €4,196▼ 50.8%
- -€20,465▼ 25.8%
- €10,317▼ 57.1%
- Filing
- Filed on 31-08-2026
Insights on MANIOUR
MANIOUR files the micro format. That format states no turnover. The gross margin fell from €9,087 in 2021 to €216 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€216
▼ 99.0%
-€3,938
▲ €4,425
-€4,196
▲ €4,335
-€29,465
▼ €2,690
-198.4%
▼ 130.8 percentage points
0.04
▼ 0.29
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €6,300. Estimated: probably between €3,200 and €11,000.
Balance sheet
balance sheet total €10,317 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-198.4%
Higher than 6% of 25,237 companies in 2025.
0.04
Lower than 95% of 24,245 companies in 2025.
-40.7%
Higher than 7% of 24,434 companies in 2025.
MANIOUR
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Staff
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
10,317 | 24,068 | 31,439 | 35,548 | 13,176 | |
21/28 |
9,000 | 10,506 | 9,766 | 10,586 | 6,013 | |
22/27 |
9,000 | 10,506 | 9,766 | 10,586 | 6,013 | |
23 |
- | 139 | 1,514 | - | - | |
24 |
9,000 | 10,366 | 8,253 | 10,586 | 6,013 | |
29/58 |
1,317 | 13,563 | 21,672 | 24,961 | 7,163 | |
3 |
- | - | - | - | 2,490 | |
30/36 |
- | - | - | - | 2,490 | |
40/41 |
1,171 | 10,077 | 20,601 | 5,952 | 662 | |
40 |
857 | 8,510 | 20,000 | 5,952 | - | |
41 |
314 | 1,567 | 601 | - | 662 | |
54/58 |
146 | 3,485 | 1,072 | 18,383 | 4,010 | |
490/1 |
- | - | - | 626 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
10,317 | 24,068 | 31,439 | 35,548 | 13,176 | |
10/15 |
-20,465 | -16,269 | -7,739 | 10,231 | -6,850 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | 3,000 | |
13 |
300 | 300 | 300 | 300 | - | |
130/1 |
300 | 300 | 300 | 300 | - | |
1311 |
300 | 300 | 300 | 300 | - | |
14 |
-23,765 | -19,569 | -11,039 | 6,931 | -9,850 | |
17/49 |
30,782 | 40,338 | 39,177 | 25,317 | 20,026 | |
42/48 |
30,782 | 40,338 | 39,177 | 25,317 | 20,026 | |
44 |
1,481 | 7,640 | 1,148 | - | 9,327 | |
440/4 |
1,481 | 7,640 | 1,148 | - | 9,327 | |
45 |
1,934 | 2,310 | 2,931 | 1,853 | - | |
450/3 |
1,934 | 2,310 | 2,423 | 1,815 | - | |
454/9 |
- | - | 508 | 38 | - | |
47/48 |
27,367 | 30,387 | 35,098 | 23,464 | 10,698 | |
| Income statement | ||||||
9900 |
216 | 22,393 | 12,777 | 31,079 | 9,087 | |
62 |
2,648 | 22,971 | 21,284 | 4,642 | - | |
630 |
1,506 | 7,785 | 8,831 | 4,427 | 487 | |
631/4 |
- | - | - | 2,490 | 18,450 | |
640/8 |
- | - | 451 | 358 | - | |
9901 |
-3,938 | -8,363 | -17,789 | 19,162 | -9,850 | |
75/76B |
- | 0 | - | - | - | |
75 |
- | 0 | - | - | - | |
65/66B |
257 | 167 | 181 | 281 | 0 | |
65 |
257 | 167 | 181 | 281 | 0 | |
9903 |
-4,196 | -8,531 | -17,969 | 18,881 | -9,850 | |
67/77 |
- | - | - | 1,800 | - | |
9904 |
-4,196 | -8,531 | -17,969 | 17,081 | -9,850 | |
9905 |
-4,196 | -8,531 | -17,969 | 17,081 | -9,850 | |
| Appropriation of the result | ||||||
9906 |
-23,765 | -19,569 | -11,039 | 7,231 | -9,850 | |
14P |
-19,569 | -11,039 | 6,931 | -9,850 | - | |
691/2 |
- | - | - | 300 | - | |
6920 |
- | - | - | 300 | - | |
| Social balance sheet | ||||||
9087 |
- | - | 1 | - | - | |
Hours worked1013 |
- | - | 1,500 | - | - | |
| Document | ||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00490962.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00490962 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00469694 | |
| 31-12-2023 | micro format | 31-08-2024 | 2024-00426412 | |
| 31-12-2022 | micro format | 30-11-2023 | 2023-00519154 | |
| 31-12-2021 | micro format | 30-09-2022 | 2022-20446347 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| -2,433 | -578 | -8,958 | 23,589 | -9,363 | ||
| -2,690 | -745 | -9,138 | 21,508 | -9,363 | ||
| 0 | 8,525 | 8,011 | 9,000 | 6,500 | ||
| -3,340 | 2,414 | -17,311 | 14,373 | - | ||
| -29,465 | -26,775 | -17,505 | -355 | -12,863 | ||
| -198.4% | -67.6% | -24.6% | 28.8% | -52.0% | ||
| 0.04 | 0.34 | 0.55 | 0.99 | 0.36 | ||
| 0.04 | 0.34 | 0.55 | 0.99 | 0.23 | ||
| - | - | - | 2.47 | - | ||
| - | - | - | 167.0% | - | ||
| -40.7% | -35.4% | -57.2% | 48.0% | -74.8% | ||
| -9.45 | -3.45 | -49.62 | 83.89 | -62418.93 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2023 |
|---|---|
| 0.8 | |
| Joined | 1 |
| Left | 0 |
Source: social balance sheet in the 2023 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €8,525 | €8,011 | €9,000 | €6,500 |
| €1,506 | €7,785 | €8,831 | €4,427 | €487 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on MANIOUR
The operating result for 2025 is a loss of €3,938, smaller than the loss of €8,363 in 2024.
Equity is negative. Debt (€30,782) exceeds the balance-sheet total (€10,317).
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 20-08-2020
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Director (not named in the articles)
since 20-08-2020
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 24-08-2020
Mandates through the years
2 names, the dashed line is todayDirector (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 20-08-2020 to date
-
- Director (not named in the articles), from 20-08-2020 to date
Control
Founders
,
This company
MANIOUR
Equity -€20,465
Loss €4,196 in 2025
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- -€205 in 2025
- Source
- deed of 24-08-2020
Articles of association
deed of 24-08-2020 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 20:00
Founders
At incorporation
deed of 24-08-2020 ↗
- founder
- founder
Network & group
No group
MANIOUR has no parent and no holdings in its annual accounts. MANIOUR shares no director with another company.
At the same address
Wayezstraat 170, 1070 Anderlecht · 2 other companies| BEIRUT FOOD
registered office since 03-09-2026 |
founded in 2026 1042.068.822 |
| Ouaamari, Mohamed (sole trader)
establishment since 03-10-2012 |
founded in 2012 0849.271.721 |
Timeline
Timeline
10 events since 2020Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0752763649
Annual accounts 2024 filed PDFmicro format · 31 days late
2024
Annual accounts 2023 filed PDFmicro format · 31 days late
2023
Weakest financial year net -€17,969 The net result drops to -€17,969, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 122 days late
2022
Back to profit net €17,081 The net result is €17,081, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 61 days late
2020
IncorporationFounding capital of €3,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 24-08-20206 points ▸
- Founder,
- Founder,
- Founding capital, €3,000, 100 shares
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- Registered office clause, rue Wayez 170, 1070 Anderlecht
First establishment Wayezstraat 170, Anderlecht
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0752.763.649
- VAT number
- BE 0752.763.649
- Peppol ID
- 0208:0752763649
- Other Peppol ID
- 9925:BE0752763649
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-08-2020
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 20:00deed of 24-08-2020 (in French)
- Peppol
- Reachable since 10-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MANIOUR in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-08-2020 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 24-08-2020 (in French)
Activities
NACEBEL 202547110
Non-specialised retail sale with food, beverages or tobacco predominating main activity
43120
Site preparation
43221
Plumbing work
Joint committees annual accounts 2025
JC 200
Auxiliary committee for white-collar workers
Codes under NACEBEL 2008
47112
Retail trade main activity
41201
General construction of buildings
43120
Site preparation
43221
Plumbing
81210
General cleaning of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'exploitation de magasins d'alimentation générale,d'un supermarché; L'achat,la vente,e-commerce,l'import et l'export de tous produits…”deed of 24-08-2020 (in French)
4 activities
- L'exploitation de magasins d'alimentation générale,d'un supermarché.
- L'achat,la vente,e-commerce,l'import et l'export de tous produits directement ou indirectement liés à l'alimentation générale,notamment les produits secs,fruits,légumes,conserves,produits laitiers,produits de la mer,de la confiserie,les boissons,produits congelés et réfrigérés,les produits d'entretien et de nettoyage,d'appareils électroménagers,articles de cadeaux,snacks,confiserie,carte prépayées pour GSM,et cetera.
- L'exploitation de magasins de boulangerie,pâtisserie,boucheries,charcuteries,poissonneries,épicerie,teinturerie,salon-lavoir.
- L'exploitation de salons de dégustation,snacks,friteries,sandwicherie,café,débit de boissons,restaurants,services de traiteur,hôtels,cafétérias tea-room,locations de salles et organisation de fêtes et banquets et en générale toutes activités ayant un rapport avec le secteur de Horeca.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Wayezstraat 170 registered office 1070 Anderlecht | 20-08-2020 | 2.306.635.155 |
Buildings and parcels at the address
- Ground area
- 186 m²
- Buildings
- 90 m²
- Volume, LiDAR
- 789 m³
- Tallest building
- 14.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21001A0602/00D007 | 186 m² | 1 · 90 m² | 14.3 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0752.763.649