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MANIMA

Active
Public limited companyfounded 201510 yrs activeAalstsesteenweg(Sme) 253, 9506 Geraardsbergen, BelgiumKBO/BCE: BE 0639.861.488
Summary

MANIMA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €5.6m and a net result of -€17,536. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability37=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €360,000 at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.7 in 2025; short-term debt: 17.9% and cash: 0.1% of total assets), and 17.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
82.1%
Return on assets
-0.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 19-08-2026, 12 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
12 d early
2025
38 d early
2024
39 d early
2023
6 d early
2022
27 d late
2021
on the day
2020
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 19 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-01-2027 close31-08-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MANIMA was incorporated on 2 October 2015.1 Total assets rose from EUR 6 million in 2019 to EUR 6.8 million in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€17,536▼ 10.7%
2025 · -€15,843
Working capital
-€391,999▼ 4.7%
2025 · -€374,463
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result-€5,785▼ 16.5%-€8,157▼ 41.0%-€8,091▲ 0.8%-€6,960▲ 14.0%-€7,129▼ 2.4%
Net result-€17,607▼ 143%-€20,217▼ 14.8%-€12,912▲ 36.1%-€15,843▼ 22.7%-€17,536▼ 10.7%
Equity€5.7m▼ 0.3%€5.6m▼ 0.4%€5.6m▼ 0.2%€5.6m▼ 0.3%€5.6m▼ 0.3%
Total assets€6.9m▲ 14.9%€6.8m▼ 0.9%€6.8m▲ 0.1%€6.8m▲ 0.2%€6.8m▼ 0.4%
Debt€1.2m▲ 284%€1.2m▼ 3.3%€1.2m▲ 1.5%€1.2m▲ 2.3%€1.2m▼ 0.9%
Working capital-€325,492▼ 5.7%-€345,709▼ 6.2%-€358,621▼ 3.7%-€374,463▼ 4.4%-€391,999▼ 4.7%
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2022: -€5,785-€5,785Net result 2022: -€17,607-€17,607Operating result 2023: -€8,157-€8,157Net result 2023: -€20,217-€20,217Operating result 2024: -€8,091-€8,091Net result 2024: -€12,912-€12,912Operating result 2025: -€6,960-€6,960Net result 2025: -€15,843-€15,843Operating result 2026: -€7,129-€7,129Net result 2026: -€17,536-€17,53620222023202420252026-€20,000-€15,000-€10,000-€5,000€0Operating result 2024: -€8,091-€8,090Net result 2024: -€12,912-€12,900Operating result 2025: -€6,960-€6,960Net result 2025: -€15,843-€15,800Operating result 2026: -€7,129-€7,130Net result 2026: -€17,536-€17,500202420252026
The operating result stays negative: a loss of €7,129 in 2026 against €6,960 in 2025; the loss grows.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €6.8m
Fixed assets €6.0m =
Current assets €832,275 ▼ 3.3%
Equity and liabilities €6.8m
Equity €5.6m ▼ 0.3%
Debt €1.2m ▼ 0.9%
Debt's share of the balance-sheet total falls from 18.0% to 17.9%. Equity and debt are lower.
Key figures and ratios
2026 value · change against 2025
Current ratio
0.68▼
2025 · 0.70
Debt to equity
0.22▼
2025 · 0.22
ROE
-0.3%▼
2025 · -0.3%
ROA
-0.3%▼
2025 · -0.2%
Debt ≤ 1 year
€1.2m▼
2025 · €1.2m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 38 lines
Balance sheet Code20252026
Assets
Total assets20/58€6.8m€6.8m▼
Fixed assets21/28€6.0m€6.0m=
Financial fixed assets28€6.0m€6.0m=
Affiliated companies280/1€6.0m€6.0m=
Participating interests280€6.0m€6.0m=
Current assets29/58€860,791€832,275▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€798,675€822,636▲
Other amounts receivable41€798,675€822,636▲
Cash at bank and in hand54/58€62,116€9,640▼
Equity and liabilities
Total equity and liabilities10/49€6.8m€6.8m▼
Equity10/15€5.6m€5.6m▼
Contributions10/11€5.8m€5.8m=
Capital10€5.8m€5.8m=
Issued capital100€5.8m€5.8m=
Profit (loss) carried forward14-€177,166-€194,702▼
Amounts payable17/49€1.2m€1.2m▼
Amounts payable within one year42/48€1.2m€1.2m▼
Trade debts44€365€383▲
Suppliers440/4€365€383▲
Other amounts payable47/48€1.2m€1.2m▼
Income statement Code20252026
Operating charges60/66A€6,960€7,129▲
Services and other goods61€5,654€5,987▲
Other operating charges640/8€1,305€1,143▼
Operating profit (loss)9901-€6,960-€7,129▼
Financial income75/76B€23,331€23,960▲
Recurring financial income75€23,331€23,960▲
Income from current assets751€23,331€23,960▲
Other financial income752/9€0-
Financial charges65/66B€32,213€34,367▲
Recurring financial charges65€32,213€34,367▲
Debt charges650€32,140€34,292▲
Other financial charges652/9€74€75▲
Profit (loss) for the period before taxes9903-€15,843-€17,536▼
Profit (loss) for the period9904-€15,843-€17,536▼
Profit (loss) for the period to be appropriated9905-€15,843-€17,536▼
Appropriation of the result
Profit (loss) to be appropriated9906-€177,166-€194,702▼
Profit (loss) brought forward from the previous period14P-€161,324-€177,166▼

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Operating charges60/66A€5,785€8,157€8,091€6,960€7,129▲ 2.4%
Services and other goods61€4,797€7,168€6,999€5,654€5,987▲ 5.9%
Other operating charges640/8€988€990€1,092€1,305€1,143▼ 12.5%
Operating profit (loss)9901-€5,785-€8,157-€8,091-€6,960-€7,129▼ 2.4%
Financial income75/76B-€8,055€15,719€23,331€23,960▲ 2.7%
Recurring financial income75-€8,055€15,719€23,331€23,960▲ 2.7%
Income from current assets751-€8,055€15,384€23,331€23,960▲ 2.7%
Other financial income752/9--€335€0--
Financial charges65/66B€11,821€20,114€20,539€32,213€34,367▲ 6.7%
Recurring financial charges65€11,821€20,114€20,539€32,213€34,367▲ 6.7%
Debt charges650€11,755€20,045€20,470€32,140€34,292▲ 6.7%
Other financial charges652/9€67€69€69€74€75▲ 2.0%
Profit (loss) for the period before taxes9903-€17,607-€20,217-€12,912-€15,843-€17,536▼ 10.7%
Profit (loss) for the period9904-€17,607-€20,217-€12,912-€15,843-€17,536▼ 10.7%
Profit (loss) for the period to be appropriated9905-€17,607-€20,217-€12,912-€15,843-€17,536▼ 10.7%
Line20222023202420252026Change
Assets
Total assets20/58€6.9m€6.8m€6.8m€6.8m€6.8m▼ 0.4%
Fixed assets21/28€6.0m€6.0m€6.0m€6.0m€6.0m=
Financial fixed assets28€6.0m€6.0m€6.0m€6.0m€6.0m=
Affiliated companies280/1€6.0m€6.0m€6.0m€6.0m€6.0m=
Participating interests280€6.0m€6.0m€6.0m€6.0m€6.0m=
Current assets29/58€904,138€843,665€849,042€860,791€832,275▼ 3.3%
Stocks and contracts in progress3€0€0€0€0€0-
Amounts receivable within one year40/41-€769,340€782,096€798,675€822,636▲ 3.0%
Trade receivables40-€52€0---
Other amounts receivable41-€769,288€782,096€798,675€822,636▲ 3.0%
Cash at bank and in hand54/58€904,138€74,326€66,946€62,116€9,640▼ 84.5%
Equity and liabilities
Total equity and liabilities10/49€6.9m€6.8m€6.8m€6.8m€6.8m▼ 0.4%
Equity10/15€5.7m€5.6m€5.6m€5.6m€5.6m▼ 0.3%
Contributions10/11€5.8m€5.8m€5.8m€5.8m€5.8m=
Capital10€5.8m€5.8m€5.8m€5.8m€5.8m=
Issued capital100€5.8m€5.8m€5.8m€5.8m€5.8m=
Profit (loss) carried forward14-€128,195-€148,412-€161,324-€177,166-€194,702▼ 9.9%
Amounts payable17/49€1.2m€1.2m€1.2m€1.2m€1.2m▼ 0.9%
Amounts payable within one year42/48€1.2m€1.2m€1.2m€1.2m€1.2m▼ 0.9%
Trade debts44€43€0€393€365€383▲ 5.0%
Suppliers440/4€43€0€393€365€383▲ 5.0%
Other amounts payable47/48€1.2m€1.2m€1.2m€1.2m€1.2m▼ 0.9%
Line20222023202420252026Change
Profit (loss) for the period9904-€17,607-€20,217-€12,912-€15,843-€17,536▼ 10.7%
Operating cash flow (approximation)-€17,607-€20,217-€12,912-€15,843-€17,536▼ 10.7%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€829,813-€7,380-€4,831-€52,476▼ 986%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-08-2027
2026
19-08
NBB filing Annual accounts filed
fiscal year 2026 · full schema
2025
24-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2024
23-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2023
25-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema
31-01
Financial Weakest financial yearnet -€20,217
Net result drops to -€20,217, the lowest in the series; recovery starts the following year.
2022
27-09
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 27 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2020
30-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 60 days late
2019
30-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 30 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
26-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1,982 m²
Building footprint
160 m²
Volume, LiDAR
842 m³
Parcel 41065B0358/00G000, Flanders · tallest building 20.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Manima
Aalstsesteenweg(Sme) 253, 9506 GeraardsbergenFinancial service activities, except insurance and pension funding
since 20152.278.801.796
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41065B0358/00G000 Flanders 1,982 m² 1 · 160 m² 20.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

5 holdings

Owners 0

The accounts to 31-01-2026 list no shareholders, and no other source names one.

Holdings 5

According to the annual accounts to 31-01-2026 of MANIMA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded02-10-2015
Fiscal year end31-01
E-invoicing
Reachable via Peppol
Peppol ID 0208:0639861488
Also 9925:BE0639861488
Registered 10-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.