MANDSON
ActiveMANDSON has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-9k) and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
0
/ 100
Critical▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency41▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 0.79 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.8%
Return on assets
2.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17987 sector peers (2025).
NBB · sector comparisonPosition among 17987 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
30 d late
2024
53 d late
2023
30 d late
2022
58 d late
2021
37 d late
2020
215 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-9k▲ 21.3%
2024 · €-12k
2018: €21k
2019: €23k
2020: €27k
2021: €-21k
2022: €-26k
2023: €-19k
2024: €-12k
2018 → 2025
Total assets
€84k▲ 24.3%
2024 · €68k
2018: €64k
2019: €92k
2020: €87k
2021: €67k
2022: €23k
2023: €34k
2024: €68k
2018 → 2025
Net result
€2k▼ 66.4%
2024 · €7k
2018: €-225
2019: €1k
2020: €4k
2021: €-48k
2022: €-6k
2023: €7k
2024: €7k
2018 → 2025
Working capital
€-15k▲ 4.4%
2024 · €-16k
2018: €9k
2019: €11k
2020: €17k
2021: €-45k
2022: €-14k
2023: €-15k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-21k-€-26k▼ 26.8%€-19k▲ 27.4%€-12k▲ 38.9%€-9k▲ 21.3%
Operating result€-51k-€8k€16k▲ 92.5%€11k▼ 28.5%€6k▼ 48.7%
Net result€-48k-€-6k▲ 88.4%€7k€7k▲ 3.0%€2k▼ 66.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€6k=
Current assets
€78k▲ 26.8%
Key figures and ratios
Solvency
-10.8%▲
2024 · -17.1%
Current ratio
0.83▲
2024 · 0.79
Quick ratio
0.60▲
2024 · 0.41
Debt / equity
-10.24▼
2024 · -6.85
ROE
-27.1%▲
2024 · -63.6%
ROA
2.9%▼
2024 · 10.9%
Debt
€94k▲
2024 · €80k
Debt ≤ 1 year
€94k▲
2024 · €78k
Income taxes
€-581
Staff costs
€34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€84k▲
Fixed assets21/28€6k€6k=
Financial fixed assets28€6k€6k=
Current assets29/58€62k€78k▲
Stocks and contracts in progress3€29k€22k▼
Stocks30/36€29k€22k▼
Amounts receivable within one year40/41€20k€34k▲
Trade receivables40€19k€33k▲
Other amounts receivable41€462€1k▲
Cash at bank and in hand54/58€13k€21k▲
Deferred charges and accrued income490/1€37€883▲
Equity and liabilities
Total equity and liabilities10/49€68k€84k▲
Equity10/15€-12k€-9k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-32k€-30k▲
Amounts payable17/49€80k€94k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€78k€94k▲
Current portion of amounts payable after more than one year42€9k€2k▼
Trade debts44€25k€57k▲
Suppliers440/4€25k€57k▲
Taxes, remuneration and social security45€15k€15k▼
Taxes450/3€153-
Remuneration and social security454/9€15k€15k▼
Other amounts payable47/48€29k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€34k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€207-
Other operating charges640/8€3k€5k▲
Gross operating margin9900€15k€45k▲
Operating profit (loss)9901€11k€6k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€7k€2k▼
Income taxes67/77-€-581
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-30k▲
Profit (loss) brought forward from the previous period14P€-39k€-32k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Highest result since 2018net €7k ▲3%
Net result €7k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
03-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 215 days late
2021
31-12
Financial
Weakest financial yearnet €-48k ▼1250%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Havré 1317000 MonsGround area
426 m²
Building footprint
329 m²
Volume, LiDAR
586 m³
2 parcels, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Librairie Saint Nicolas
since 20162.258.876.810
BET SHOP
since 20242.372.042.750
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0582/00R008 | Wallonia | 328 m² | 1 · 273 m² | - |
| 53403G0620/00F000 | Wallonia | 97 m² | 1 · 56 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.258.876.810
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LIBRAIRIE SCHUMAN
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STATION AUSTERLITZ
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Of 599 companies in sector 47610 we hold annual accounts for 240. 184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2016
Fiscal year end31-12
Activities, NACEBEL
47610Retail trade
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47260Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mandsonsprl@gmail.com
Phone:0486/020902