Mancino

Active

Private limited companyfounded 20242 yrs activePlace du Crucifix 2, 6660 Houffalize, BelgiumKBO/BCE: BE 1008.543.147

Summary

The computed 12-month bankruptcy probability of Mancino is 2.4% (moderate). The 2025 annual accounts show equity of €30,229 and a net result of €12,444. Its solvency ranks better than 46% of 14676 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

MancinoActiveChecked score 54/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111Full-service restaurants NACE 56101Limited-service restaurants NACE 56102

1 site

Size

€114,915total assets 2025

Staff: 3.4 FTE
Equity: €30,229
Profit: €12,444

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 2.4%

Structure

Accounts filed 54 d late0 of 1 deed read

Why 54- Sector Food and beverage service activities (NACE 56)- Founded in 2024- Latest accounts 54 days late; 2 of the last 3 late+ Liquidity: current ratio 1.67, cash €74,707Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 67% of its sector peers (NACE 56, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 51+9

equity 26.3% of total assets

Liquidity 81+2

short-term debt 40.8% · cash 65.0%

Profitability 72-2

return on assets 10.8%

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,482 companies)

Last 24 months 05-2025: 3.9% 06-2025: 3.9%● 0.0% vs 05-2025 07-2025: 4.1%▲ +4.1% vs 06-2025 08-2025: 3.1%▼ -23.6% vs 07-2025 09-2025: 3.1%● 0.0% vs 08-2025 10-2025: 3.2%▲ +2.1% vs 09-2025 11-2025: 3.4%▲ +6.3% vs 10-2025 12-2025: 3.4%● 0.0% vs 11-2025 01-2026: 3.3%▼ -1.9% vs 12-2025 02-2026: 3.3%▼ -1.1% vs 01-2026 03-2026: 3.2%▼ -0.8% vs 02-2026 04-2026: 3.4%▲ +3.7% vs 03-2026 05-2026: 3.4%▲ +0.6% vs 04-2026 06-2026: 3.3%▼ -1.8% vs 05-2026 07-2026: 3.3%▲ +0.9% vs 06-2026 08-2026: 4.1%▲ +22.0% vs 07-2026highest value 09-2026: 2.7%▼ -32.9% vs 08-2026 10-2026: 2.4%▼ -11.4% vs 09-2026lowest value

Sector Food and beverage service activities (NACE 56) raises the probability
Liquidity: current ratio 1.67, cash €74,707 lowers the probability
Founded in 2024 raises the probability for this profile
Latest accounts 54 days late; 2 of the last 3 late raises the probability

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 1.67 against 1.51 in 2024; short-term debt: 40.8% and cash: 65% of total assets), but 73.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 47%, liquidity 83%, profitability 52%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Food and beverage service activities (NACE 56)

In the bankruptcy model this factor raises the probability.

KBO

Liquidity: current ratio 1.67, cash €74,707

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts 54 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

54 d late

2024

82 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 68 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage