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MANAGEMENT FINANCE CONCEPT

Active
Private limited companyfounded 2004active for 22 yearsRue de Sourenne 2, 6470 Sivry-Rance, BelgiumKBO/BCE: BE 0864.627.415

From the official registers: KBO 22 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

MANAGEMENT FINANCE CONCEPT has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €786,472 and a net result of €170,014. Equity has been growing by about 29% per year since 2018. Its solvency ranks better than 24% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 08-04-2004 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.137.198.030 6534 Thuin, since 08-04-2004
Financial year end
31 December
Peppol
Reachable since 04-12-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€476,114
▲ 77.7%
Turnover
≈ €680,000
estimated
Profit
€170,014
▲ 51.2%
Equity
€786,472
▲ 15.2%
Total assets
€3.6m
▼ 1.1%
Filed on 13-08-2026, 13 days after the deadlineat the National Bank
Score breakdownraises riskEquity €786,472 (22.1% of total assets)lowers riskSize: total assets €3.6mFigures for financial year 2025 (filed on 18-08-2026)Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of small companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 47+3
equity 22.1% of total assets
Liquidity 60+12
short-term debt 9.1% · cash 7.7%
Profitability 75+2
return on assets 4.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,518 companies, NACE 70, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.86 (0.42 in 2024), below 1. Short-term debt is 9.1% and cash 7.7% of total assets. 77.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 23% of them on solvency, 80% on liquidity, 69% on profitability and 71% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €3.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 18-08-2026)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Equity €786,472 (22.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 39242 sector peers (2025).
NBB · sector comparison
Position among 39242 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
26 days late
2023
16 days early
2022
117 days early
2021
18 days early
2020
16 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 93% of companies in head offices and management consultancysector median €27,197 · 39,258 companies €170,014 View
  • Positive: Result rose in 2025from €112,415 to €170,014 ▲ 51.2% View
  • Positive: 7 profitable years in a rowprofit 2025: €170,014 7 years View

Comparable companies

These companies have the same main activity as MANAGEMENT FINANCE CONCEPT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3.2m and €4m, founded between 2002 and 2005.

CompanyTotal assetsGross margin
MANAGEMENT FINANCE CONCEPT Sivry-Rance€3.6m€0.5m
EDOUARD JACMIN CONSULTANT Tournai€3.5m€0.5m
CETEBO Frameries€4.0m€0.4m
BAVAR Tournai€3.3m€0.6m
LANVESTOR Kapellen€3.7m€0.5m
RIAS BAIXAS Oostkamp€3.7m€0.5m
HADI Pajottegem€3.2m€0.4m
Full comparison

Documents

Key facts about MANAGEMENT FINANCE CONCEPT

What is the company number of MANAGEMENT FINANCE CONCEPT?
The company number of MANAGEMENT FINANCE CONCEPT is 0864.627.415. The VAT number is the same number with BE in front: BE 0864.627.415.
Where is MANAGEMENT FINANCE CONCEPT based?
The registered office is at Rue de Sourenne 2, 6470 Sivry-Rance.Company details
What does MANAGEMENT FINANCE CONCEPT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of MANAGEMENT FINANCE CONCEPT?
The legal form of MANAGEMENT FINANCE CONCEPT is Private limited company (BV).
When was MANAGEMENT FINANCE CONCEPT founded?
MANAGEMENT FINANCE CONCEPT was founded on 08-04-2004.
Is MANAGEMENT FINANCE CONCEPT still active?
Yes, MANAGEMENT FINANCE CONCEPT is an active enterprise in the KBO register.
What is the turnover of MANAGEMENT FINANCE CONCEPT?
The turnover in financial year 2025 is ≈ €680,000. This figure is estimated from the gross margin of €476,114 and 94 comparable companies (NACE 70200). It probably lies between €560,000 and €1.2m.Financials
Is MANAGEMENT FINANCE CONCEPT profitable?
In financial year 2025, MANAGEMENT FINANCE CONCEPT made a profit of €170,014.
Where can I find the annual accounts of MANAGEMENT FINANCE CONCEPT?
MANAGEMENT FINANCE CONCEPT filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of MANAGEMENT FINANCE CONCEPT due?
MANAGEMENT FINANCE CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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