MANAGEMENT EN ADVIES PELTYN
ActiveMANAGEMENT EN ADVIES PELTYN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-13k. Equity is shrinking by ~12% per year across the filed fiscal years. Its solvency ranks better than 95% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 25.75 against 49.37 in 2024; short-term debt: 1.2% and cash: 30.5% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
-33.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
40 d early
2023
57 d early
2022
46 d early
2021
92 d late
2020
31 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 25.1%
2024 · €52k
2018: €100k
2019: €104k
2020: €98k
2021: €85k
2022: €76k
2023: €72k
2024: €52k
2018 → 2025
Total assets
€39k▼ 24.8%
2024 · €52k
2018: €113k
2019: €116k
2020: €104k
2021: €127k
2022: €118k
2023: €73k
2024: €52k
2018 → 2025
Net result
€-13k▲ 36.2%
2024 · €-20k
2018: €13k
2019: €5k
2020: €-6k
2021: €-12k
2022: €-10k
2023: €-3k
2024: €-20k
2018 → 2025
Working capital
€12k▼ 36.9%
2024 · €18k
2018: €94k
2019: €99k
2020: €92k
2021: €69k
2022: €65k
2023: €33k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€76k▼ 11.6%€72k▼ 4.1%€52k▼ 28.2%€39k▼ 25.1%
Operating result€-11k-€-8k▲ 24.6%€-3k▲ 68.4%€-20k▼ 700%€-13k▲ 36.5%
Net result€-12k-€-10k▲ 19.0%€-3k▲ 68.6%€-20k▼ 559%€-13k▲ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€27k▼ 18.7%
Current assets
€12k▼ 35.7%
Equity and liabilities €39k
Equity
€39k▼ 25.1%
Debt
€467▲ 23.3%
The debt ratio rises from 0.7% to 1.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▲
2024 · €-14k
Cash flow
€-7k▲
2024 · €-14k
Solvency
98.8%▼
2024 · 99.3%
Current ratio
25.75▼
2024 · 49.37
Quick ratio
25.75▼
2024 · 49.37
Debt / equity
0.01▲
2024 · 0.01
ROE
-33.6%▲
2024 · -39.4%
ROA
-33.2%▲
2024 · -39.1%
Interest coverage
-86.97▲
2024 · -192.75
Debt
€467▲
2024 · €379
Debt ≤ 1 year
€467▲
2024 · €379
Income taxes
€165▼
2024 · €181
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€39k▼
Fixed assets21/28€34k€27k▼
Tangible fixed assets22/27€28k€22k▼
Plant, machinery and equipment23€1k€679▼
Furniture and vehicles24€27k€21k▼
Financial fixed assets28€5k€5k=
Current assets29/58€19k€12k▼
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€19k€12k▼
Equity and liabilities
Total equity and liabilities10/49€52k€39k▼
Equity10/15€52k€39k▼
Contributions10/11€19k€19k=
Reserves13€52k€51k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€51k€51k=
Profit (loss) carried forward14€-19k€-30k▼
Amounts payable17/49€379€467▲
Amounts payable within one year42/48€379€467▲
Trade debts44€76€0▼
Suppliers440/4€76€0▼
Taxes, remuneration and social security45€181€346▲
Taxes450/3€181€346▲
Other amounts payable47/48€121€121=
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€-14k€-6k▲
Operating profit (loss)9901€-20k€-13k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€74€75▲
Recurring financial charges65€74€75▲
Profit (loss) for the period before taxes9903€-20k€-13k▲
Income taxes67/77€181€165▼
Profit (loss) for the period9904€-20k€-13k▲
Profit (loss) for the period to be appropriated9905€-20k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-32k▼
Profit (loss) brought forward from the previous period14P€1k€-19k▼
Transfer from equity791/2-€2k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 107.37
Current ratio from 51.10 to 107.37; short-term debt falls from €1k to €308.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Liquidity times 5current ratio 84.65
Current ratio from 16.35 to 84.65; short-term debt falls from €6k to €822.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €104k ▲4%
2 profitable years in a row build equity to €104k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Meise
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Egelantierlaan 181860 MeiseGround area
592 m²
Building footprint
156 m²
Volume, LiDAR
930 m³
Parcel 23050F0135/00A015, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0135/00A015 | Flanders | 592 m² | 1 · 156 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BMbraced
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MAISON DE L'EMPLOI DE SCHAERBEEK
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MERCKX 4 SOLUTIONS
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,663 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-02-2006
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.