MANAGEMENT CONSEILS SERVICES
ActiveMANAGEMENT CONSEILS SERVICES has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €83k. Equity is growing by ~49.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency74▲+43
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.1 in 2024; short-term debt: 50.7% and cash: 47.3% of total assets), and 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.3%
Return on assets
35%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
27 d late
2023
28 d late
2022
31 d late
2021
9 d late
2020
10 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 244%
2024 · €34k
2018: €-59
2019: €7k
2020: €-28k
2021: €37k
2022: €73k
2023: €96k
2024: €34k
2018 → 2025
Total assets
€237k▼ 61.4%
2024 · €613k
2018: €95k
2019: €38k
2020: €58k
2021: €168k
2022: €113k
2023: €548k
2024: €613k
2018 → 2025
Net result
€83k▼ 55.1%
2024 · €184k
2018: €-58k
2019: €7k
2020: €-35k
2021: €65k
2022: €37k
2023: €22k
2024: €184k
2018 → 2025
Working capital
€49k▲ 3.2%
2024 · €48k
2018: €-5k
2019: €7k
2020: €-28k
2021: €37k
2022: €73k
2023: €102k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€73k▲ 99.6%€96k▲ 30.3%€34k▼ 64.5%€117k▲ 244%
Operating result€65k-€37k▼ 43.0%€23k▼ 38.8%€242k▲ 968%€113k▼ 53.2%
Net result€65k-€37k▼ 43.4%€22k▼ 39.4%€184k▲ 730%€83k▼ 55.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€67k▼ 10.4%
Current assets
€169k▼ 68.6%
Equity and liabilities €237k
Equity
€117k▲ 244%
Debt
€120k▼ 79.3%
The debt ratio falls from 94.5% to 50.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▼
2024 · €250k
Cash flow
€91k▼
2024 · €192k
Solvency
49.3%▲
2024 · 5.5%
Current ratio
1.41▲
2024 · 1.10
Quick ratio
1.41▲
2024 · 1.10
Debt / equity
1.03▼
2024 · 17.06
ROE
70.9%▼
2024 · 542.8%
ROA
35.0%▲
2024 · 30.0%
Interest coverage
247.59▼
2024 · 510.70
Debt
€120k▼
2024 · €579k
Debt ≤ 1 year
€120k▼
2024 · €490k
Income taxes
€30k▼
2024 · €58k
Staff costs
€100k▲
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€613k€237k▼
Fixed assets21/28€75k€67k▼
Tangible fixed assets22/27€25k€17k▼
Plant, machinery and equipment23€25k€17k▼
Financial fixed assets28€50k€50k=
Current assets29/58€538k€169k▼
Amounts receivable within one year40/41€388k€56k▼
Trade receivables40€215k€29k▼
Other amounts receivable41€172k€28k▼
Cash at bank and in hand54/58€150k€112k▼
Deferred charges and accrued income490/1€603€856▲
Equity and liabilities
Total equity and liabilities10/49€613k€237k▼
Equity10/15€34k€117k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€14k€96k▲
Amounts payable17/49€579k€120k▼
Amounts payable after more than one year17€89k-
Other amounts payable178/9€89k-
Amounts payable within one year42/48€490k€120k▼
Trade debts44€142k€15k▼
Suppliers440/4€142k€15k▼
Taxes, remuneration and social security45€54k€51k▼
Taxes450/3€52k€48k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€294k€53k▼
Income statement
Code20242025
Remuneration, social security and pensions62€86k€100k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Gross operating margin9900€336k€221k▼
Operating profit (loss)9901€242k€113k▼
Financial charges65/66B€490€490=
Recurring financial charges65€490€490=
Profit (loss) for the period before taxes9903€242k€113k▼
Income taxes67/77€58k€30k▼
Profit (loss) for the period9904€184k€83k▼
Profit (loss) for the period to be appropriated9905€184k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€168k€96k▼
Profit (loss) brought forward from the previous period14P€-17k€14k▲
Transfer from equity791/2€92k-
Profit to be distributed694/7€246k-
Return on contributions (dividend)694€246k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €117k ▲244%
5 profitable years in a row build equity to €117k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €184k ▲730%
Operating result €242k, net result €184k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.86
Current ratio from 1.28 to 2.86; short-term debt falls from €131k to €39k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Sarts 114910 TheuxGround area
1.1 ha
Building footprint
496 m²
Volume, LiDAR
2,131 m³
2 parcels, Wallonia · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue Slar 49, 4801 Verviers
since 19962.076.188.097
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63060C0171/00D000 | Wallonia | 9,754 m² | 1 · 309 m² | 6.1 m · 1 fl. |
| 63074B0267/00G000 | Wallonia | 939 m² | 1 · 187 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Lievegems Tegelhuis
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Tegels Christiaens
BE 0793.649.347
Puurs-Sint-Amands · Eq €117k
Caro vloer- en tegelwerken
BE 0734.728.181
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GIOVANNY CONSTRUCTION
BE 0795.875.595
Walcourt · Eq €116k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-1996
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.