MANAGEMENT AND INVEST CO
ActiveMANAGEMENT AND INVEST CO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.09M and a net result of €-441k. Equity is growing by ~3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▼-40
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
short-term debt: 0% and cash: 1.2% of total assets, and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.2%
Return on assets
-10.9%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-441k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
6 d late
2022
364 d late
2021
73 d late
2020
3 d late
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3.09M▼ 12.5%
2023 · €3.53M
2018: €2.67M
2019: €2.96M
2020: €3.42M
2021: €3.33M
2022: €3.56M
2023: €3.53M
2018 → 2024
Total assets
€4.05M▼ 11.6%
2023 · €4.58M
2018: €4.29M
2019: €4.40M
2020: €4.84M
2021: €5.08M
2022: €5.00M
2023: €4.58M
2018 → 2024
Net result
€-441k▼ 1,216%
2023 · €-33k
2018: €214k
2019: €288k
2020: €460k
2021: €-95k
2022: €203k
2023: €-33k
2018 → 2024
Working capital
€992k▼ 2.0%
2023 · €1.01M
2018: €862k
2019: €1.09M
2020: €1.53M
2021: €888k
2022: €959k
2023: €1.01M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3.42M-€3.33M▼ 2.8%€3.56M▲ 7.0%€3.53M▼ 0.9%€3.09M▼ 12.5%
Operating result€-96k-€-102k▼ 6.2%€318k€20k▼ 93.6%€-478k
Net result€460k-€-95k€203k€-33k€-441k▼ 1,216%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €478k after €20k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.05M
Fixed assets
€3.06M▼ 14.2%
Current assets
€992k▼ 2.3%
Equity and liabilities €4.05M
Equity
€3.09M▼ 12.5%
Provisions
€24k▼ 78.9%
Debt
€942k▲ 0.2%
The debt ratio rises from 20.5% to 23.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-374k▼
2023 · €135k
Cash flow
€-337k▼
2023 · €81k
Solvency
76.2%▼
2023 · 77.0%
Debt / equity
0.31▲
2023 · 0.27
ROE
-14.3%▼
2023 · -0.9%
ROA
-10.9%▼
2023 · -0.7%
Interest coverage
-7.01▼
2023 · 3.20
Debt
€942k▲
2023 · €941k
Debt ≤ 1 year
€20▼
2023 · €4k
Debt > 1 year
€942k▲
2023 · €937k
A ratio outside any meaningful range has been withheld (balance sheet total €4.05M, equity €3.09M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.58M€4.05M▼
Fixed assets21/28€3.57M€3.06M▼
Intangible fixed assets21€198k€125k▼
Tangible fixed assets22/27€531k€537k▲
Land and buildings22€531k€537k▲
Financial fixed assets28€2.84M€2.40M▼
Current assets29/58€1.02M€992k▼
Amounts receivable after more than one year29€73k€73k=
Other amounts receivable291€73k€73k=
Amounts receivable within one year40/41€762k€769k▲
Other amounts receivable41€762k€769k▲
Current investments50/53-€100k
Cash at bank and in hand54/58€177k€49k▼
Deferred charges and accrued income490/1€3k€963▼
Equity and liabilities
Total equity and liabilities10/49€4.58M€4.05M▼
Equity10/15€3.53M€3.09M▼
Contributions10/11€214k€214k=
Reserves13€3.31M€2.87M▼
Non-distributable reserves130/1€21k€21k=
Reserves not available under the articles1311€21k€21k=
Tax-exempt reserves132€328k€58k▼
Distributable reserves133€2.97M€2.79M▼
Provisions and deferred taxes16€115k€24k▼
Deferred taxes168€115k€24k▼
Amounts payable17/49€941k€942k▲
Amounts payable after more than one year17€937k€942k▲
Other amounts payable178/9€937k€942k▲
Amounts payable within one year42/48€4k€20▼
Trade debts44-€20
Suppliers440/4-€20
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115k€104k▼
Other operating charges640/8€7k€7k▲
Non-recurring operating charges66A-€440k
Gross operating margin9900€142k€72k▼
Operating profit (loss)9901€20k€-478k▼
Financial income75/76B€6k€122▼
Recurring financial income75€6k€122▼
Financial charges65/66B€42k€53k▲
Recurring financial charges65€42k€53k▲
Profit (loss) for the period before taxes9903€-16k€-531k▼
Transfer from deferred taxes780€4k€91k▲
Income taxes67/77€22k-
Profit (loss) for the period9904€-33k€-441k▼
Transfer from tax-exempt reserves789€10k€270k▲
Profit (loss) for the period to be appropriated9905€-23k€-171k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-171k▼
Transfer from equity791/2€23k€171k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-441k
Net result drops to €-441k, the lowest in the series.
31-12
Financial
Liquidity times 174current ratio 49585.27
Current ratio from 284.86 to 49585.27; short-term debt falls from €4k to €20.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 364 days late
2023
31-12
Financial
Liquidity times 81current ratio 284.86
Current ratio from 3.53 to 284.86; short-term debt falls from €379k to €4k.
2022
31-12
Financial
Back to profitnet €203k
Net result €203k after one loss-making year.
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-12
Financial
Highest result since 2018net €460k ▲59.5%
Net result €460k, the highest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 25.02
Current ratio from 10.61 to 25.02; short-term debt falls from €90k to €45k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veurestraat 179051 GentGround area
3,604 m²
Building footprint
360 m²
Volume, LiDAR
1,833 m³
2 parcels, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kleine Goedingenstraat 24 E, 9051 Gent
since 19992.092.962.169
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44002B0123/00T003 | Flanders | 2,925 m² | 1 · 205 m² | 10.3 m · 2 fl. |
| 44002A0153/00A006 | Flanders | 679 m² | 1 · 155 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64888AAB5840V74QYG89
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-1999
Fiscal year end31-12
Abbreviation NL
M.I.C.
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.