MANAGELAB
ActiveMANAGELAB has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.28M and a net result of €20k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-54
Solvency100=
Growth46▼-17
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 14.03 against 11.07 in 2024), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
0.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
30 d early
2023
36 d early
2022
20 d early
2021
29 d early
2020
31 d early
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€160k▼ 0.1%
2024 · €160k
2021: €159k
2022: €159k
2023: €159k
2024: €160k
2021 → 2025
EBIT margin
17.5%▼ 9.5pp
2024 · 27.0%
2021: 50.4%
2022: 34.2%
2023: 34.2%
2024: 27.0%
2021 → 2025
Net result
€20k▼ 97.5%
2024 · €803k
2018: €149k
2019: €156k
2020: €146k
2021: €237k
2022: €243k
2023: €221k
2024: €803k
2018 → 2025
Working capital
€1.09M▲ 1.6%
2024 · €1.08M
2018: €-387k
2019: €-261k
2020: €-120k
2021: €112k
2022: €351k
2023: €272k
2024: €1.08M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€159k-€159k▲ 0.2%€159k▲ 0.3%€160k▲ 0.3%€160k▼ 0.1%
Equity€1.30M-€1.54M▲ 18.7%€1.46M▼ 5.1%€2.26M▲ 54.9%€2.28M▲ 0.9%
Operating result€80k-€54k▼ 32.1%€55k▲ 0.4%€43k▼ 21.0%€28k▼ 35.4%
Net result€237k-€243k▲ 2.5%€221k▼ 9.1%€803k▲ 264%€20k▼ 97.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.37M
Fixed assets
€1.19M▲ 0.2%
Current assets
€1.18M▼ 0.5%
Equity and liabilities €2.37M
Equity
€2.28M▲ 0.9%
Debt
€84k▼ 21.4%
The debt ratio falls from 4.5% to 3.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
96.5%▲
2024 · 95.5%
Current ratio
14.03▲
2024 · 11.07
Quick ratio
14.03▲
2024 · 11.07
Debt / equity
0.04▼
2024 · 0.05
ROE
0.9%▼
2024 · 35.5%
ROA
0.8%▼
2024 · 33.9%
Debt
€84k▼
2024 · €107k
Debt ≤ 1 year
€84k▼
2024 · €107k
Income taxes
€7k▼
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.37M€2.37M▼
Fixed assets21/28€1.19M€1.19M▲
Financial fixed assets28€1.19M€1.19M▲
Current assets29/58€1.18M€1.18M▼
Amounts receivable within one year40/41€1.11M€609k▼
Other amounts receivable41€1.11M€609k▼
Current investments50/53-€133k
Cash at bank and in hand54/58€77k€435k▲
Equity and liabilities
Total equity and liabilities10/49€2.37M€2.37M▼
Equity10/15€2.26M€2.28M▲
Contributions10/11€12k€12k=
Reserves13€1.41M€1.43M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.41M€1.43M▲
Profit (loss) carried forward14€844k€844k=
Amounts payable17/49€107k€84k▼
Amounts payable within one year42/48€107k€84k▼
Trade debts44€24k€81k▲
Suppliers440/4€24k€81k▲
Taxes, remuneration and social security45€83k€2k▼
Taxes450/3€83k€2k▼
Income statement
Code20242025
Turnover70€160k€160k▼
Goods, raw materials, services and sundry goods60/61€116k€131k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€44k€29k▼
Operating profit (loss)9901€43k€28k▼
Financial income75/76B€850k-
Recurring financial income75€850k-
Financial charges65/66B€517€506▼
Recurring financial charges65€517€506▼
Profit (loss) for the period before taxes9903€892k€27k▼
Income taxes67/77€89k€7k▼
Profit (loss) for the period9904€803k€20k▼
Profit (loss) for the period to be appropriated9905€803k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.65M€864k▼
Profit (loss) brought forward from the previous period14P€844k€844k=
Transfer to equity691/2€803k€20k▼
To other reserves6921€803k€20k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €20k ▼97.5%
Net result drops to €20k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €803k ▲264%
Net result €803k, the highest in the series.
31-12
Financial
Liquidity times 6current ratio 11.07
Current ratio from 1.83 to 11.07; short-term debt falls from €326k to €107k.
31-12
Financial
Equity above €2MEq €2.26M ▲54.9%
7 profitable years in a row build equity to €2.26M.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity times 6current ratio 11.81
Current ratio from 2.03 to 11.81; short-term debt falls from €109k to €33k.
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 2.03
Current ratio from 0.46 to 2.03; short-term debt falls from €222k to €109k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.06M ▲15.9%
3 profitable years in a row build equity to €1.06M.
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Varingstraat(Sme) 149506 GeraardsbergenGround area
733 m²
Building footprint
178 m²
Volume, LiDAR
802 m³
Parcel 41065A0318/00H000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Varingstraat(Sme) 14, 9506 Geraardsbergen
since 20122.204.396.957
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41065A0318/00H000 | Flanders | 733 m² | 1 · 178 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 18,603 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.