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MAN&ZOU

Active
Private limited companyfounded 20233 years activeAssesteenweg 116, 1740 Ternat, BelgiumKBO/BCE: BE 0804.023.793
Summary

The computed 12-month bankruptcy probability of MAN&ZOU is 10.9% (high). The 2025 annual accounts show equity of €7,012 and a net result of €8,188. Its solvency ranks better than 25% of 5,633 sector peers (NACE 49, fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Overview

Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330Other postal and courier activities NACE 53200
1 site
Size
€52,458total assets 2025
Equity
€7,012
Profit
€8,188
Turnover not published (abridged schema)
Financial health
32 Weak Checked score 2025
Bankruptcy probability, 12 months
10.9%
Structure
Accounts filed 31 days late0 of 1 deed read
Why 32- Founded in 2023- Sector Land transport and transport via pipelines (NACE 49)- Ex-officio strike-off in the KBO- Latest accounts 31 days late; 2 of the last 3 lateShow the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 47% of its sector peers (NACE 49, micro)
Financial strength · tick = 2024
Weak
Solvency 38+38
equity 13.4% of total assets
Liquidity 7+7
short-term debt 86.6% · cash 3.9%
Profitability 77+77
return on assets 15.6%
Bankruptcy probability, 12 months
10.9% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,058 companies)
Last 24 months 11-2024: 4.2%lowest value 12-2024: 4.2%● unchanged vs 11-2024 01-2025: 4.6%▲ +0.4 percentage points vs 12-2024 02-2025: 5.0%▲ +0.4 percentage points vs 01-2025 03-2025: 5.0%● unchanged vs 02-2025 04-2025: 4.8%▼ -0.2 percentage points vs 03-2025 05-2025: 4.8%● unchanged vs 04-2025 06-2025: 5.1%▲ +0.3 percentage points vs 05-2025 07-2025: 5.3%▲ +0.2 percentage points vs 06-2025 08-2025: 5.3%● unchanged vs 07-2025 09-2025: 9.6%▲ +4.3 percentage points vs 08-2025 10-2025: 9.6%● unchanged vs 09-2025 11-2025: 9.6%● unchanged vs 10-2025 12-2025: 9.6%● unchanged vs 11-2025 01-2026: 9.6%● unchanged vs 12-2025 02-2026: 17.0%▲ +7.4 percentage points vs 01-2026highest value 03-2026: 16.7%▼ -0.3 percentage points vs 02-2026 04-2026: 16.7%● unchanged vs 03-2026 05-2026: 16.7%● unchanged vs 04-2026 06-2026: 16.2%▼ -0.5 percentage points vs 05-2026 07-2026: 16.1%▼ -0.1 percentage points vs 06-2026 08-2026: 16.7%▲ +0.6 percentage points vs 07-2026 09-2026: 10.8%▼ -5.9 percentage points vs 08-2026 10-2026: 10.9%▲ +0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.15; short-term debt: 86.6% and cash: 3.9% of total assets), and 86.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 25% on solvency, 8% on liquidity, 57% on profitability and 99% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
+raises risk○neutral
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 5633 sector peers (2025).
NBB · sector comparison
Position among 5633 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 days late
2024
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 92 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout stopped
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €8,188
  3. Liquidity times 9current ratio 1.15

Key points

  • Total assets 20252 fiscal years filed €52,458 View
  • Active since 2023founded 12-07-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€52,458
Profit
€8,188
Solvency
13.4%
Total assets▲ 31,486%
Net result
20242025
Go to Financials

Timeline

Events
6
Since
2025
Next accounts
by 31-07-2027
  1. 31-12-2025Annual accounts filed
  2. 29-08-2025Address strikeout stopped
  3. 18-08-2025Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
On-demand passenger transport by chauffeured vehicleNACE 49330
Founded
12-07-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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