Man With A Plan
ActiveSummary
Man With A Plan has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €62k. Equity is growing by ~43.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 15.49 against 33.76 in 2024; short-term debt: 6% and cash: 80.5% of total assets), and 6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
28.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-09-2025, 36 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
36 d early
2024
6 d early
2023
6 d early
2022
11 d early
2021
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€205k▲ 7.7%
2024 · €190k
2021: €14klowest in 5 years
2022: €74k▲ +421% vs 2021
2023: €131k▲ +76.5% vs 2022
2024: €190k▲ +45.5% vs 2023
2025: €205k▲ +7.7% vs 2024highest in 5 years
2021 → 2025
Total assets
€218k▲ 11.3%
2024 · €196k
2021: €26klowest in 5 years
2022: €112k▲ +332% vs 2021
2023: €136k▲ +20.7% vs 2022
2024: €196k▲ +44.2% vs 2023
2025: €218k▲ +11.3% vs 2024highest in 5 years
2021 → 2025
Net result
€62k▲ 4.9%
2024 · €59k
2021: €12klowest in 5 years
2022: €60k▲ +411% vs 2021
2023: €61k▲ +1.4% vs 2022
2024: €59k▼ -1.9% vs 2023
2025: €62k▲ +4.9% vs 2024highest in 5 years
2021 → 2025
Working capital
€190k▲ 3.4%
2024 · €184k
2021: €10klowest in 5 years
2022: €69k▲ +576% vs 2021
2023: €126k▲ +82.6% vs 2022
2024: €184k▲ +45.6% vs 2023
2025: €190k▲ +3.4% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€74k▲ 421%€131k▲ 76.5%€190k▲ 45.5%€205k▲ 7.7%
2021: €14klowest in 5 years
2022: €74k▲ +421% vs 2021
2023: €131k▲ +76.5% vs 2022
2024: €190k▲ +45.5% vs 2023
2025: €205k▲ +7.7% vs 2024highest in 5 years
Operating result€15k-€76k▲ 420%€78k▲ 1.5%€77k▼ 0.3%€86k▲ 11.0%
2021: €15klowest in 5 years
2022: €76k▲ +420% vs 2021
2023: €78k▲ +1.5% vs 2022
2024: €77k▼ -0.3% vs 2023
2025: €86k▲ +11.0% vs 2024highest in 5 years
Net result€12k-€60k▲ 411%€61k▲ 1.4%€59k▼ 1.9%€62k▲ 4.9%
2021: €12klowest in 5 years
2022: €60k▲ +411% vs 2021
2023: €61k▲ +1.4% vs 2022
2024: €59k▼ -1.9% vs 2023
2025: €62k▲ +4.9% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€15k ▲ 133%
Current assets
€203k ▲ 7.3%
Equity and liabilities €218k
Equity
€205k ▲ 7.7%
Debt
€13k ▲ 134%
Debt's share of the balance-sheet total rises from 2.9% to 6.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▲
2024 · €79k
Cash flow
€65k▲
2024 · €62k
Current ratio
15.49▼
2024 · 33.76
Debt to equity
0.06▲
2024 · 0.03
ROE
30.5%▼
2024 · 31.3%
ROA
28.7%▼
2024 · 30.4%
Interest coverage
51.94▲
2024 · 38.07
Debt ≤ 1 year
€13k▲
2024 · €6k
Income taxes
€22k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€196k€218k▲
Fixed assets21/28€6k€15k▲
Tangible fixed assets22/27€6k€15k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€524€3k▲
Current assets29/58€189k€203k▲
Amounts receivable within one year40/41€25k€19k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€5k-
Cash at bank and in hand54/58€154k€175k▲
Deferred charges and accrued income490/1€11k€8k▼
Equity and liabilities
Total equity and liabilities10/49€196k€218k▲
Equity10/15€190k€205k▲
Contributions10/11€3k€3k=
Reserves13€188k€202k▲
Distributable reserves133€188k€202k▲
Amounts payable17/49€6k€13k▲
Amounts payable within one year42/48€6k€13k▲
Trade debts44€606€335▼
Suppliers440/4€606€335▼
Taxes, remuneration and social security45€5k€12k▲
Taxes450/3€5k€12k▲
Other amounts payable47/48-€336
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€115€137▲
Gross operating margin9900€80k€89k▲
Operating profit (loss)9901€77k€86k▲
Financial income75/76B€34-
Recurring financial income75€34-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€75k€84k▲
Income taxes67/77€16k€22k▲
Profit (loss) for the period9904€59k€62k▲
Profit (loss) for the period to be appropriated9905€59k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€62k▲
Transfer from equity791/2-€48k
Transfer to equity691/2€59k€62k▲
To other reserves6921€59k€62k▲
Profit to be distributed694/7-€48k
Return on contributions (dividend)694-€48k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €2k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €158 | €1k | €2k | €2k | €3k | ▲ 26.0% |
| Other operating charges640/8 | - | €167 | €155 | €115 | €137 | ▲ 19.7% |
| Gross operating margin9900 | €15k | €78k | €80k | €80k | €89k | ▲ 11.4% |
| Operating profit (loss)9901 | €15k | €76k | €78k | €77k | €86k | ▲ 11.0% |
| Financial income75/76B | - | €63 | €0 | €34 | - | - |
| Recurring financial income75 | €0 | €63 | €0 | €34 | - | - |
| Financial charges65/66B | - | €216 | €1k | €2k | €2k | ▼ 18.4% |
| Recurring financial charges65 | - | €216 | €1k | €2k | €2k | ▼ 18.4% |
| Profit (loss) for the period before taxes9903 | €15k | €76k | €76k | €75k | €84k | ▲ 11.8% |
| Income taxes67/77 | €3k | €16k | €16k | €16k | €22k | ▲ 37.5% |
| Profit (loss) for the period9904 | €12k | €60k | €61k | €59k | €62k | ▲ 4.9% |
| Profit (loss) for the period to be appropriated9905 | €12k | €60k | €61k | €59k | €62k | ▲ 4.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26k | €112k | €136k | €196k | €218k | ▲ 11.3% |
| Fixed assets21/28 | €4k | €5k | €4k | €6k | €15k | ▲ 133% |
| Tangible fixed assets22/27 | €4k | €5k | €4k | €6k | €15k | ▲ 133% |
| Plant, machinery and equipment23 | - | - | - | - | €6k | - |
| Furniture and vehicles24 | - | €5k | €4k | €6k | €5k | ▼ 6.3% |
| Other tangible fixed assets26 | - | - | €598 | €524 | €3k | ▲ 542% |
| Current assets29/58 | €22k | €108k | €131k | €189k | €203k | ▲ 7.3% |
| Amounts receivable within one year40/41 | €15k | €17k | €22k | €25k | €19k | ▼ 21.8% |
| Trade receivables40 | - | €15k | €22k | €20k | €19k | ▼ 1.9% |
| Other amounts receivable41 | - | €2k | - | €5k | - | - |
| Cash at bank and in hand54/58 | €8k | €86k | €96k | €154k | €175k | ▲ 13.9% |
| Deferred charges and accrued income490/1 | - | €4k | €13k | €11k | €8k | ▼ 21.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26k | €112k | €136k | €196k | €218k | ▲ 11.3% |
| Equity10/15 | €14k | €74k | €131k | €190k | €205k | ▲ 7.7% |
| Contributions10/11 | - | €3k | €3k | €3k | €3k | = |
| Reserves13 | - | €72k | €128k | €188k | €202k | ▲ 7.8% |
| Distributable reserves133 | - | €72k | €128k | €188k | €202k | ▲ 7.8% |
| Profit (loss) carried forward14 | €12k | - | - | - | - | - |
| Amounts payable17/49 | €12k | €38k | €5k | €6k | €13k | ▲ 134% |
| Amounts payable within one year42/48 | €12k | €38k | €5k | €6k | €13k | ▲ 134% |
| Trade debts44 | - | €28k | €70 | €606 | €335 | ▼ 44.7% |
| Suppliers440/4 | - | €28k | €70 | €606 | €335 | ▼ 44.7% |
| Taxes, remuneration and social security45 | - | €10k | €4k | €5k | €12k | ▲ 149% |
| Taxes450/3 | - | €10k | €4k | €5k | €12k | ▲ 149% |
| Other amounts payable47/48 | - | - | €861 | - | €336 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €60k | €61k | €59k | €62k | ▲ 4.9% |
| + Depreciation and write-downs630 | €158 | €1k | €2k | €2k | €3k | ▲ 26.0% |
| Operating cash flow (approximation) | €12k | €61k | €63k | €62k | €65k | ▲ 5.7% |
| Investment in fixed assets (approximation) | - | €-2k | €-1k | €-4k | €-11k | ▼ 175% |
| Change in cash | - | €78k | €10k | €58k | €21k | ▼ 63.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2021net €62k ▲4.9%
Operating result €86k, net result €62k, both a record.
31-03
Financial
Equity above €200kEq €205k ▲7.7%
5 profitable years in a row build equity to €205k.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €150kEq €190k ▲45.5%
4 profitable years in a row build equity to €190k.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity times 9current ratio 25.77
Current ratio from 2.80 to 25.77; short-term debt falls from €38k to €5k.
31-03
Financial
Equity above €100kEq €131k ▲76.5%
3 profitable years in a row build equity to €131k.
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2021
Ground area
670 m²
Building footprint
99 m²
Volume, LiDAR
609 m³
Parcel 12002A0259/00D000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Man With A Plan
since 20212.313.683.788
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002A0259/00D000 | Flanders | 670 m² | 1 · 99 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,814 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2021
Fiscal year end31-03
Abbreviation NL
MWAP
Activities, NACEBEL 2025
70200Business and other management consultancy
42220Construction of utility projects for electricity and telecommunications
47920Retail trade
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70100Activities of head offices
77400Rental and leasing activities
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.