Mamareine is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €95k and a net result of €18k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 9863 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
27 d early
2022
34 d early
2021
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€95k▲ 22.9%
2023 · €77k
2021: €41k
2022: €54k
2023: €77k
2021 → 2024
Net result
€18k▼ 22.6%
2023 · €23k
2021: €38k
2022: €44k
2023: €23k
2021 → 2024
Total assets
€141k▼ 5.1%
2023 · €148k
2021: €147k
2022: €153k
2023: €148k
2021 → 2024
Solvency
67.3%▲ 15.3pp
2023 · 52.0%
2021: 27.6%
2022: 35.4%
2023: 52.0%
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€41k-€54k▲ 33.5%€77k▲ 42.0%€95k▲ 22.9%
Operating result€29k-€36k▲ 23.9%€29k▼ 20.2%€22k▼ 22.3%
Net result€38k-€44k▲ 14.4%€23k▼ 47.8%€18k▼ 22.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 22% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €141k
Fixed assets
€115k=
Current assets
€26k▼ 22.7%
Equity and liabilities €141k
Equity
€95k▲ 22.9%
Debt
€46k▼ 35.4%
The debt ratio falls from 48.0% to 32.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
67.3%▲
2023 · 52.0%
ROE
18.6%▼
2023 · 29.6%
ROA
12.5%▼
2023 · 15.4%
Debt
€46k▼
2023 · €71k
Debt ≤ 1 year
€14k▼
2023 · €39k
Debt > 1 year
€32k=
2023 · €32k
Income taxes
€5k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€148k€141k▼
Fixed assets21/28€115k€115k=
Financial fixed assets28€115k€115k=
Current assets29/58€33k€26k▼
Amounts receivable within one year40/41€30k€19k▼
Trade receivables40€30k€18k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€148k€141k▼
Equity10/15€77k€95k▲
Contributions10/11€3k€3k=
Reserves13€75k€92k▲
Distributable reserves133€75k€92k▲
Amounts payable17/49€71k€46k▼
Amounts payable after more than one year17€32k€32k=
Other amounts payable178/9€32k€32k=
Amounts payable within one year42/48€39k€14k▼
Current portion of amounts payable after more than one year42€24k€10k▼
Trade debts44€614€759▲
Suppliers440/4€614€759▲
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Other amounts payable47/48€6k-
Income statement
Code20232024
Other operating charges640/8€499€513▲
Gross operating margin9900€29k€23k▼
Operating profit (loss)9901€29k€22k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€39€39▲
Recurring financial charges65€39€39▲
Profit (loss) for the period before taxes9903€29k€22k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€23k€18k▼
Profit (loss) for the period to be appropriated9905€23k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€18k▼
Transfer to equity691/2€23k€18k▼
To other reserves6921€23k€18k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €18k ▼22.6%
Net result drops to €18k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 1.83
Current ratio from 0.85 to 1.83; short-term debt falls from €39k to €14k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €44k ▲14.4%
Operating result €36k, net result €44k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Zilverbergstraat 1008800 RoeselareGround area
857 m²
Building footprint
209 m²
Volume, LiDAR
617 m³
Parcel 36302B1439/00L000, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mamareine
since 20212.312.865.426
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B1439/00L000 | Flanders | 857 m² | 1 · 209 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 12,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@eranco.be