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MAMAO

Active
Private limited companyfounded 2010active for 16 yearsHogeschoollaan 9, 1050 Elsene, BelgiumKBO/BCE: BE 0822.398.959
Summary

MAMAO has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,900 and a net result of -€5,483. Equity is shrinking by about 5.6% per year across the filed financial years. Its solvency ranks better than 46% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
MAMAOActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of chocolate and confectionery
NACE 47242
1 site
Size
€199,635total assets 2025
Equity
€56,900
Loss
-€5,483
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
  • LICHTERT PhilippeDirector
  • MARTINOTTI ValentinaDirector
2025 accounts filed 66 days late1 of 3 deeds summarised
Why 65raises riskLast filed accounts filed 66 days late; 3 of the last 3 lateLoss of €5,483 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskFounded in 2010Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 41% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 54+4
equity 28.5% of total assets
Liquidity 55+5
short-term debt 15.6% · cash 6.5%
Profitability 44-36
return on assets -2.7%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)
Last 24 months 11-2024: 2.8% 12-2024: 3.6%▲ +0.8 percentage points vs 11-2024 01-2025: 4.7%▲ +1.1 percentage points vs 12-2024highest value 02-2025: 4.7%● unchanged vs 01-2025highest value 03-2025: 4.7%● unchanged vs 02-2025highest value 04-2025: 4.6%▼ -0.1 percentage points vs 03-2025 05-2025: 4.3%▼ -0.3 percentage points vs 04-2025 06-2025: 4.1%▼ -0.2 percentage points vs 05-2025 07-2025: 4.1%● unchanged vs 06-2025 08-2025: 4.6%▲ +0.5 percentage points vs 07-2025 09-2025: 4.4%▼ -0.2 percentage points vs 08-2025 10-2025: 0.8%▼ -3.6 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.8%▲ +0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.7%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.6 percentage points vs 07-2026 09-2026: 1.6%▲ +0.3 percentage points vs 08-2026 10-2026: 1.1%▼ -0.5 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.56, compared with 0.94 in 2024, below 1; short-term debt: 15.6% and cash: 6.5% of total assets), and 71.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 44% on solvency, 60% on liquidity, 32% on profitability and 27% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 66 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €5,483 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 66 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-10-2026, 66 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
66 days late
2024
47 days late
2023
117 days late
2022
3 days early
2021
3 days late
2020
6 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €22,935

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 66 days View
  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €199,635 View

By topic

Financials

Financial year
2025
Total assets
€199,635
Loss
-€5,483
Solvency
28.5%
Turnover▼ 14.9%
Net result
20182022
Go to Financials

Timeline

Events
20
Since
2011
Next accounts
by 31-07-2027
  1. 25-11-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 20-12-2023Resignation: MARTINOTTI Valentina (statutory manager)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of chocolate and confectioneryNACE 47242
Founded
19-01-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about MAMAO

What is the company number of MAMAO?
0822.398.959. In Belgium the VAT number is the company number with BE in front: BE 0822.398.959.
Where is MAMAO based?
The registered office is at Hogeschoollaan 9, 1050 Elsene.Company details
What does MAMAO do?
According to the KBO register, the main activity is retail sale of chocolate and confectionery (NACE 47242).
What is the legal form of MAMAO?
Private limited company (BV).
When was MAMAO founded?
On 19-01-2010.
Is MAMAO still active?
Yes, MAMAO is an active enterprise in the KBO register.
How many employees does MAMAO have?
On average 1.9 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of MAMAO?
€207,629 in financial year 2022, according to the filed annual accounts.
Is MAMAO profitable?
In financial year 2025, MAMAO made a loss of €5,483.
Where can I find the annual accounts of MAMAO?
MAMAO filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MAMAO due?
By 31-07-2027, for financial year 2026.Timeline

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