Equity
€48,141 from €281,437 in 2013
Equity fell by 83% in 12 years.
MALY
Lifetime
19 annual accounts with figures on one time axis, 35 filings since 1990peak €153,776 (2016)
-€2,200▲ €1,752
lowest -€15,090 (2014)
-€3,193▼ €8,719
peak €281,437 (2013)
€48,141▼ 6.2%
€56,393▲ 4.5%
Board2 names since 2015
1 director
Owners
Documentsfilings and deeds
18-05-202643 days before the deadline
2025micro format
Gross margin from -€3,952 to -€2,200Loss of €3,193
Key points
from the 2025 annual accountsFilings
35 annual accounts since 1990
The 2019 accounts came 7 days late. The other nine of the last ten were filed on time.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 12,344 companies had the same profile as MALY has now. Each dot stands for 31 companies, two years later.
90.1%
were still trading
8.7%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,344 companies, not a prediction for MALY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Change of role: , from manager to director
General meeting of 29-12-2023 · Gazette deed
Capital decrease of €195,000 to €45,000
Capital from €240,000 to €45,000 · General meeting of 24-11-2015 · Gazette deed
New manager
appointed, resigned · Director discharge: (manager) · General meeting of 20-07-2015 · Gazette deed
First establishment
Bergendriesstraat 16, Lokeren
Official details
Source: KBO- Status
- Active since 16-03-1989Normal situation
- Activity
- “Kopen,verkopen,afstaan,ruilen en beheer van alle roerende waarden,aandelen,maatschappelijke aandelen,obligaties,staatsfondsen en van alle roerende en onroerende…” (deed in Dutch)From the articles, 12 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.045.746.4309160 Lokeren, since 23-11-1989
- Financial year end
- 30 November
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-11-2025
- €104,535▼ 0.7%
- Filing
- Filed on 18-05-2026, 43 days before the end of the filing period
Insights on MALY
MALY files the micro format. That format states no turnover. The gross margin fell from €8,311 in 2006 to -€2,200 in 2025.
The balance sheet grew most from 2012 to 2013 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MALY
- What is the company number of MALY?
- The company number of MALY is 0437.051.613. The VAT number is the same number with BE in front: BE 0437.051.613.
- Where is MALY based?
- The registered office is at Bergendriesstraat 16, 9160 Lokeren.Company details
- What is the legal form of MALY?
- MALY is a private limited company (BV).
- When was MALY founded?
- MALY was founded on 16-03-1989.
- Is MALY still active?
- Yes, MALY is an active enterprise in the KBO register.
- What is the turnover of MALY?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is MALY profitable?
- In financial year 2025, MALY made a loss of €3,193.
- Where can I find the annual accounts of MALY?
- MALY filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MALY due?
- MALY must file the annual accounts for financial year 2026 by 30-06-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.