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MALUMA

Active Risk: not assessed Private limited companyfounded 2022active for 4 yearsTongersestraat 75, 3740 Bilzen-HoeseltKBO/BCE: BE 0785.512.037

Overview

Lifetime

3 annual accounts with figures on one time axis
peak €125,300 (2023)
€61,782▲ 17.9%
peak €345,448 (2023)
€177,630▲ 5.6%
peak €791,223 (2025)
€791,223▲ 28.9%
€1.6m▲ 26.0%
peak 0 FTE (2023)
-not published
Board3 names since 2022
3 directorsLAEVEREN Corinne Charlina Josephina and 2 others
Documentsfilings and deeds
17-06-202644 days before the deadline
2025abbreviated format
Gross margin from €52,403 to €61,782Equity from €613,594 to €791,223Debts from €1.3m to €1.6mInvestments €410,000

Key points

from the 2025 annual accounts

Turnover

≈ €150,000 estimated

The abbreviated format states no turnover.

Subsidiaries

-€147,031

Subsidiary with negative equity. MALUCO · loss of €157,031 in 2025.

Group

3 companies controlled

Heads a group.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
44 days early
2024
51 days early
2023
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 43 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

LC
Director, since 28-04-2022
ML
Director, since 28-04-2022
MM
Director, since 28-04-2022
  • MAES Maurice 200 sharesdeed of 02-05-2022
  • LAEVEREN Corinne Charlina Josephina 200 sharesdeed of 02-05-2022
  • MAES Matthias Johannes Roger 300 sharesdeed of 02-05-2022
and 1 other shareholder

Shares in 3 companies, including IMMO MONTAIGU and MACOMA

Board & ownership

Recent changes

Incorporation Founding capital of €100,000, 1,000 shares · Founders: MAES Maurice, LAEVEREN Corinne Charlina Josephina, MAES Matthias Johannes Roger and 1 other · Appointments: LAEVEREN Corinne Charlina Josephina, MAES Matthias Johannes Roger and MAES Lukas Edmond Mathijs · published on 02-05-2022 · Gazette deed
First establishment Tongersestraat 75, Bilzen-Hoeselt
All 7 events

Comparable companies

same main activity, similar in size and age
Company
MALUMA Bilzen-Hoeselt €2.4m €61,782 32.6% -
Casimas Hasselt €2.0m €63,718 6.1% -
AUTOMOOVE.IT Wellen €2.9m €58,968 1.1% -
PRIMA SERVICES Evergem €2.3m €60,743 48.4% 0
FC 18-21 Sint-Niklaas €2.2m €68,775 0.0% -
LDC Invest Kapellen €2.5m €71,588 24.9% -
CROSSINTERNATIONAL HOLDCO Machelen (Brab.) €2.0m €63,346 31.8% 0

These companies have the same main activity as MALUMA: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €2m and €2.9m, founded between 2021 and 2022.

Official details

Source: KBO
Status
Active since 28-04-2022Normal situation
Activity
Activities of holding companiesNACE 64210
Establishment unit
2.331.312.7473740 Bilzen-Hoeselt, since 28-04-2022
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€177,630▲ 5.6%
€791,223▲ 28.9%
€2.4m▲ 26.9%
Filing
Filed on 17-06-2026, 44 days before the end of the filing period
Financials

Companies linked to MALUMA

Subsidiaries and holdings

Insights on MALUMA

MALUMA files the abbreviated format. That format states no turnover. The gross margin fell from €125,300 in 2023 to €61,782 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 17-06-2026, 44 days before the deadline
€791,223
▲ 28.9%
€2.4m
▲ 26.9%
€177,630
▲ 5.6%
32.6%
▲ 0.5 percentage points
22.5%
▼ 5.0 percentage points
7.3%
▼ 1.5 percentage points

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €2.4m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

32.6%

Higher than 34% of 6,708 companies in 2025.

7.3%

Higher than 62% of 6,673 companies in 2025.

MALUMA Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: middle half · Equity: middle half · Balance sheet total: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 2.4m1.9m2.0m
21/28 2.2m1.8m1.8m
22/27 1,6152,2722,929
23 1,6152,2722,929
28 2.2m1.8m1.8m
29/58 211,801107,186164,299
40/41 144,27027,83027,830
40 27,83027,83027,830
41 116,440--
54/58 64,84976,832135,307
490/1 2,6822,5241,163
Balance sheet: equity and liabilities
10/49 2.4m1.9m2.0m
10/15 791,223613,594445,448
10/11 100,000100,000100,000
13 691,223513,594345,448
133 691,223513,594345,448
17/49 1.6m1.3m1.5m
17 777,5711.0m1.2m
170/4 777,5711.0m1.2m
42/48 850,513284,313279,660
42 229,667226,835224,047
44 1,5892,0877,978
440/4 1,5892,0877,978
45 28,58239,26535,173
450/3 28,58239,26535,173
47/48 590,67516,12612,462
492/3 4,1084,3148,048
Income statement
9900 61,78252,403125,300
630 657657356
640/8 1,4051,0273,894
9901 59,72050,719121,051
75/76B 150,000150,0001.0m
75 150,000150,0001.0m
65/66B 24,47826,736761,275
65 24,47826,73661,275
66B -0700,000
9903 185,242173,983359,775
67/77 7,6135,83814,327
9904 177,630168,145345,448
9905 177,630168,145345,448
Appropriation of the result
9906 177,630168,145345,448
691/2 177,630168,145345,448
6921 177,630168,145345,448
Social balance sheet
9087 -00
Document PDFPDFPDF

The notes to these accounts have 17 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 17-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 17-06-2026 2026-00168162 PDF
31-12-2024 abbreviated format 10-06-2025 2025-00127774 PDF
31-12-2023 abbreviated format 27-06-2024 2024-00170571 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
500,00002.5m
-11,983-58,475-
32.6%32.1%22.6%
22.5%27.4%77.6%
7.3%8.8%17.6%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item202520242023
Debts secured on the company's own assets-€834,073-

Source: notes to the 2023 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets--€3,285
Financial fixed assets€500,000-€2.5m
€657€657€356

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on MALUMA

The operating result for 2025 is 18% higher than in 2024. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 67.9% to 67.4%. Equity and debt are higher.

Board & ownership

Board

3 directors, since incorporation
Director (not named in the articles)
since 28-04-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 17-06-2026
Director (not named in the articles)
since 28-04-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 17-06-2026
Director (not named in the articles)
since 28-04-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 17-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Indien de vennootschap door meer dan één bestuurders wordt bestuurd, vormen zij een collegiaal bestuursorgaan. Onverminderd de algemene…”
deed of 02-05-2022

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
LAEVEREN Corinne Charlina Josephina
Director (not named in the articles)
MAES Lukas Edmond Mathijs
Director (not named in the articles)
MAES Matthias Johannes Roger
Director (not named in the articles)
Board
Mandates as a list
  • LAEVEREN Corinne Charlina Josephina
    • Director (not named in the articles), from 28-04-2022 to date
  • MAES Lukas Edmond Mathijs
    • Director (not named in the articles), from 28-04-2022 to date
  • MAES Matthias Johannes Roger
    • Director (not named in the articles), from 28-04-2022 to date

See the board, name and registered office on a given date →

Control

This company
MALUMA
Equity €791,223
Profit €177,630 in 2025

Capital

Contribution
€100,000
Shares
1,000
Contribution per share
€100
Equity per share
€791 in 2025
Source
deed of 02-05-2022

Articles of association

deed of 02-05-2022 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Wednesday of June at 18:00

Shareholders

At incorporation deed of 02-05-2022 ↗

Network & group

Holdings

own 2025 accounts, the bar shows equity in euros
This companyMALUMA3 holdings, 1 country 2025 accounts

Belgium 3 Equity Result

Source: list of holdings in its own 2025 accounts. Every holding stands with its own latest accounts.

At the same address

Tongersestraat 75, 3740 Bilzen-Hoeselt · 1 other company
MACOMA
registered office since 11-05-1988 · founded in 1988
5.3 FTE (2025)
0433.808.645

Holdings and subsidiaries

3 holdings

Holdings 3

Share, source and own figures per holding (3)

Source for every holding own accounts 2025

  • IMMO MONTAIGUsubsidiary
    Equity €365,037 Loss of €34,963 in 2025 Checked score 68
    100%
  • MACOMAsubsidiary
    Equity €1.7m Profit of €182,188 in 2025 (profit of €235,873 in 2024) Checked score 95
    100%
  • MALUCOsubsidiary
    Equity -€147,031 Loss of €157,031 in 2025 Checked score 48
    100%
Holdings through the years 2023 to 2025

Source: list of holdings in its own accounts

Board mandates elsewhere

1 board mandate
Board mandates of MALUMAMALUMA sits on their board1
Director
Founded in 1988 · 5.3 FTE (2025)

Connections & network

3 current directors
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

7 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 44 days before the deadline
2025
Annual accounts 2024 filed PDFabbreviated format · 51 days before the deadline
2024
Weakest financial year net €168,145 ▼51.3% The net result drops to €168,145, the lowest from 2023 to 2025. It recovers the following year.
Equity above €500,000 equity €613,594 ▲37.7% With a profit in every financial year since 2023, equity grows to €613,594.
Annual accounts 2023 filed PDFabbreviated format · 34 days before the deadline
2022
IncorporationFounding capital of €100,000, 1,000 shares · Founders: MAES Maurice, LAEVEREN Corinne Charlina Josephina, MAES Matthias Johannes Roger and 1 other · Appointments: LAEVEREN Corinne Charlina Josephina, MAES Matthias Johannes Roger and MAES Lukas Edmond Mathijs · published on 02-05-20228 points ▸

Open the deed in the Belgian Official Gazette

First establishment Tongersestraat 75, Bilzen-Hoeselt

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 28 April 2022, MALUMA was incorporated as a private limited company by four natural persons, with a starting capital of €100,000.12 Total assets went from €2.0m in 2023 to €2.4m in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-05-2022
  3. 3National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0785.512.037
VAT number
BE 0785.512.037
Peppol ID
0208:0785512037
Other Peppol ID
9925:BE0785512037
Legal form
Private limited company
Status
Active, normal situation
Founded
28-04-2022
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Wednesday of June at 18:00
deed of 02-05-2022 (in Dutch)
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
MALUMA in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-05-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Tongersestraat 75, 3740 Bilzen”
deed of 02-05-2022 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
64200 Holdings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verlenen aan de ondernemingen waarin zij deelneemt en aan derden, al dan niet bezoldigd, van alle bijstand, hetzij technisch…”
8 activities
  1. Het verlenen aan de ondernemingen waarin zij deelneemt en aan derden, al dan niet bezoldigd, van alle bijstand, hetzij technisch, industrieel, commercieel of administratief, hetzij financieel, met inbegrip van de borgstelling, avalgeving, of inpandgeving van onroerende goederen.
  2. Consulting op het gebied van beheer, management en marketing.
  3. Het waarnemen van bestuursopdrachten, het uitoefenen van mandaten en functies welke rechtstreeks of onrechtstreeks met haar maatschappelijk doel verband houden alsook het optreden als bemiddelaar of vereffenaar.
  4. Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa.
  5. De participatie, onder welke vorm het ook zij, in de oprichting, ontwikkeling, omvorming en controle van alle ondernemingen, Belgische of buitenlandse, commerciële, financiële, industriële of andere; de verwerving voor eigen rekening van eender welke titels of rechten door middel van participatie, inbreng, onderschrijving, koop op vaste levering of aankoopoptie, verhandeling, of op iedere andere wijze.
  6. Onderneming in onroerende goederen; welke onder meer omvat : de verwerving, de vervreemding, het beheer, de borgstelling, de uitbating, de valorisatie, de verkaveling, de ordening, de huur en de verhuur, het doen bouwen en verbouwen, evenals alle onroerende verhandelingen in de meest brede zin.
  7. Onderneming voor het beheer van eigen beleggingen en vermogens.
  8. De verhuring van installaties, uitrusting en materieel.
deed of 02-05-2022 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Tongersestraat 75 registered office 3740 Bilzen-Hoeselt 28-04-2022 2.331.312.747

Buildings and parcels at the address

Ground area
2,178 m²
Buildings
1,403 m²
Volume, LiDAR
8,205 m³
Tallest building
6.6 m
Buildings to scale, each on its own parcel
1,403 m², 6.6 m 1,403 m², 6.6 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
73006H0660/00G0002,178 m² 1 · 1,403 m² 6.6 m · 2