MALUFLO
ActiveMALUFLO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €4k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 1987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-10
Solvency54▲+1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 1.38 in 2024; short-term debt: 35.3% and cash: 6.2% of total assets), but 71% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
102 d early
2024
23 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
16 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▼ 71.7%
2024 · €14k
2018: €7k
2019: €-45k
2020: €-520
2021: €20k
2022: €13k
2023: €-7k
2024: €14k
2018 → 2025
Working capital
€85k▲ 135%
2024 · €36k
2018: €40k
2019: €-4k
2020: €-3k
2021: €15k
2022: €29k
2023: €22k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€30k▲ 77.4%€23k▼ 23.7%€37k▲ 61.7%€41k▲ 11.0%
Operating result€20k-€13k▼ 35.4%€-7k€14k€4k▼ 70.9%
Net result€20k-€13k▼ 35.6%€-7k€14k€4k▼ 71.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€6k▲ 1,042%
Current assets
€134k▲ 2.9%
Equity and liabilities €140k
Equity
€41k▲ 11.0%
Debt
€99k▲ 5.3%
The debt ratio falls from 72.1% to 71.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €14k
Cash flow
€5k▼
2024 · €14k
Solvency
29.0%▲
2024 · 27.9%
Current ratio
2.72▲
2024 · 1.38
Quick ratio
0.24▼
2024 · 0.45
Debt / equity
2.45▼
2024 · 2.58
ROE
9.9%▼
2024 · 38.9%
ROA
2.9%▼
2024 · 10.9%
Interest coverage
19.78▼
2024 · 92.24
Debt
€99k▲
2024 · €94k
Debt ≤ 1 year
€49k▼
2024 · €94k
Debt > 1 year
€50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€140k▲
Fixed assets21/28€502€6k▲
Tangible fixed assets22/27€502€6k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€502€218▼
Current assets29/58€130k€134k▲
Stocks and contracts in progress3€88k€122k▲
Stocks30/36€88k€122k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€5k€0▼
Other amounts receivable41€403€3k▲
Cash at bank and in hand54/58€37k€9k▼
Deferred charges and accrued income490/1€548€524▼
Equity and liabilities
Total equity and liabilities10/49€131k€140k▲
Equity10/15€37k€41k▲
Contributions10/11€12k€12k=
Reserves13€40k€40k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€38k€40k▲
Profit (loss) carried forward14€-16k€-12k▲
Amounts payable17/49€94k€99k▲
Amounts payable after more than one year17-€50k
Other amounts payable178/9-€50k
Amounts payable within one year42/48€94k€49k▼
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Taxes, remuneration and social security45€582€0▼
Taxes450/3€582€0▼
Other amounts payable47/48€81k€40k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€285€550▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-14k
Other operating charges640/8€387€14k▲
Gross operating margin9900€15k€5k▼
Operating profit (loss)9901€14k€4k▼
Financial income75/76B€150€114▼
Recurring financial income75€150€114▼
Financial charges65/66B€157€237▲
Recurring financial charges65€157€237▲
Profit (loss) for the period before taxes9903€14k€4k▼
Profit (loss) for the period9904€14k€4k▼
Profit (loss) for the period to be appropriated9905€14k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-12k▲
Profit (loss) brought forward from the previous period14P€-30k€-16k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-45k ▼748%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vronerodelaan 1281180 UkkelGround area
884 m²
Building footprint
277 m²
Volume, LiDAR
2,998 m³
2 parcels, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MALUFLO
since 20102.193.193.457
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0056/02C072 | Brussels | 785 m² | 1 · 187 m² | 14.8 m · 3 fl. |
| 21618B0278/00P006 | Brussels | 98 m² | 1 · 90 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,654 companies in sector 90111 we hold annual accounts for 383. 306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2010
Fiscal year end31-12
Activities, NACEBEL
90031Arts creation and performing arts activities
90111Literary creation
46499Wholesale of other household goods
47690Retail sale of other cultural and recreation goods
47787Retail trade
58190Other publishing activities, excluding software publishing
73110Advertising agencies
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.