Maludek

Active

Private limited companyfounded 20251 yr activeGrote Thems 23, 8490 Jabbeke, BelgiumKBO/BCE: BE 1026.952.658

Maludek has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €28k. Its solvency ranks better than 69% of 516 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

93 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency100

Growth-

Stability67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 2.68), and 32.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

67.8%

Return on assets

63.1%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

21 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€30k

Total assets

€45k

Net result

€28k

Working capital

€24k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition

Assets €45k

13.8%

86.2%

Fixed assets €6k

Current assets €38k

Equity and liabilities €45k

67.8%

32.2%

Equity €30k

Debt €14k

Debt finances 32.2% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€36k

Cash flow

€28k

Solvency

67.8%

Current ratio

2.68

Quick ratio

2.68

Debt / equity

0.48

ROE

93.0%

ROA

63.1%

Interest coverage

3601.15

Debt

€14k

Debt ≤ 1 year

€14k

Income taxes

€8k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Total assets 20/58€45k

Fixed assets 21/28€6k

Tangible fixed assets 22/27€6k

Current assets 29/58€38k

Amounts receivable within one year 40/41€14k

Cash & bank 54/58€7k

Total equity & liabilities 10/49€45k

Equity 10/15€30k

Contributions / capital 10/11€3k

Reserves 13€28k

Amounts payable 17/49€14k

Amounts payable within one year 42/48€14k

Trade debts payable within one year 44€528

Income statement Code2025

Gross operating margin 9900€36k

Operating result 9901€36k

Financial income 75€0

Financial charges 65€10

Result before taxes 9903€36k

Income taxes 67/77€8k

Net result for the period 9904€28k

Result to be appropriated 9905€28k

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

10-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

NBB filing

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 82,341 companies in sector 70200 we hold annual accounts for 50,889. 33,115 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-08-2025

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

63920Other information service activities

64210Activities of holding companies

66199Other activities auxiliary to financial services, excluding insurance and pension funding

70100Activities of head offices

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-08-2026. Scores and ratios are computed by Checked and are not a credit decision.