MALTA
ActiveMALTA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-61k) and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 5491 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5491 sector peers (2025).
NBB · sector comparisonPosition among 5491 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
48 d early
2023
49 d early
2022
48 d early
2021
23 d late
2020
41 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-61k▼ 20.1%
2024 · €-51k
2018: €103k
2019: €106k
2020: €106k
2021: €-31k
2022: €-37k
2023: €-43k
2024: €-51k
2018 → 2025
Net result
€-10k▼ 27.0%
2024 · €-8k
2018: €704
2019: €3k
2020: €660
2021: €-138k
2022: €-5k
2023: €-6k
2024: €-8k
2018 → 2025
Total assets
€378k▼ 0.1%
2024 · €379k
2018: €519k
2019: €503k
2020: €492k
2021: €360k
2022: €370k
2023: €383k
2024: €379k
2018 → 2025
Solvency
-16.1%▼ 2.7pp
2024 · -13.4%
2018: 19.8%
2019: 21.0%
2020: 21.6%
2021: -8.7%
2022: -9.9%
2023: -11.1%
2024: -13.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-31k-€-37k▼ 17.5%€-43k▼ 15.7%€-51k▼ 18.8%€-61k▼ 20.1%
Operating result€-87k-€-4k▲ 95.5%€-3k▲ 27.4%€-5k▼ 61.7%€-7k▼ 56.7%
Net result€-138k-€-5k▲ 96.0%€-6k▼ 5.4%€-8k▼ 38.7%€-10k▼ 27.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €5k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €378k
Fixed assets
€372k▼ 1.4%
Current assets
€7k▲ 272%
Key figures and ratios
Solvency
-16.1%▼
2024 · -13.4%
ROE
16.8%▲
2024 · 15.9%
ROA
-2.7%▼
2024 · -2.1%
Debt
€439k▲
2024 · €429k
Debt ≤ 1 year
€384k▲
2024 · €374k
Debt > 1 year
€56k=
2024 · €56k
Income taxes
€229▼
2024 · €235
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€378k▼
Fixed assets21/28€377k€372k▼
Tangible fixed assets22/27€18k€13k▼
Furniture and vehicles24€18k€13k▼
Financial fixed assets28€359k€359k=
Current assets29/58€2k€7k▲
Amounts receivable within one year40/41€579€5k▲
Trade receivables40€441€5k▲
Other amounts receivable41€138€300▲
Cash at bank and in hand54/58€33€286▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€379k€378k▼
Equity10/15€-51k€-61k▼
Contributions10/11€63k€63k=
Reserves13€25k€25k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-138k€-148k▼
Amounts payable17/49€429k€439k▲
Amounts payable after more than one year17€56k€56k=
Financial debts170/4€56k€56k=
Amounts payable within one year42/48€374k€384k▲
Financial debts43€40k€40k=
Credit institutions430/8€40k€40k=
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€2k€464▼
Taxes450/3€2k€464▼
Other amounts payable47/48€329k€335k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€985€800▼
Gross operating margin9900€2k€-1k▼
Operating profit (loss)9901€-5k€-7k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-8k€-10k▼
Income taxes67/77€235€229▼
Profit (loss) for the period9904€-8k€-10k▼
Profit (loss) for the period to be appropriated9905€-8k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-138k€-148k▼
Profit (loss) brought forward from the previous period14P€-130k€-138k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Weakest financial yearnet €-138k ▼20949%
Net result drops to €-138k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial
Highest result since 2018net €3k ▲298%
Net result €3k, the highest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tichelarijstraat 622300 TurnhoutGround area
1.4 ha
Building footprint
1,535 m²
Volume, LiDAR
18,966 m³
Parcel 13040B0968/00H000, Flanders · tallest building 19.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Malta
since 20042.139.242.255
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13040B0968/00H000 | Flanders | 1.4 ha | 1 · 1,535 m² | 19.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2004
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.