MALT SOLUTIONS
ActiveThe computed 12-month bankruptcy probability of MALT SOLUTIONS is 1.9% (moderate). The 2024 annual accounts show equity of €34k and a net result of €15k. Its solvency ranks better than 76% of 15867 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency97▲+22
Growth78
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.1 against 2.47 in 2023; short-term debt: 23.7% and cash: 28.7% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
72.1%
Return on assets
31.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€34k▲ 78.6%
2023 · €19k
2023: €19k
2023 → 2024
Total assets
€47k▲ 22.8%
2023 · €39k
2023: €39k
2023 → 2024
Net result
€15k▲ 6.4%
2023 · €14k
2023: €14k
2023 → 2024
Working capital
€35k▲ 58.7%
2023 · €22k
2023: €22k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€19k-€34k▲ 78.6%
Operating result€21k-€22k▲ 5.7%
Net result€14k-€15k▲ 6.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 6% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €47k
Fixed assets
€1k▼ 23.3%
Current assets
€46k▲ 24.8%
Equity and liabilities €47k
Equity
€34k▲ 78.6%
Debt
€13k▼ 32.0%
The debt ratio falls from 50.5% to 27.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2023 · €21k
Cash flow
€15k▲
2023 · €14k
Solvency
72.1%▲
2023 · 49.5%
Current ratio
4.10▲
2023 · 2.47
Quick ratio
4.10▲
2023 · 2.47
Debt / equity
0.39▼
2023 · 1.02
ROE
44.0%▼
2023 · 73.9%
ROA
31.7%▼
2023 · 36.6%
Interest coverage
32.65▼
2023 · 48.10
Debt
€13k▼
2023 · €20k
Debt ≤ 1 year
€11k▼
2023 · €15k
Income taxes
€6k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€39k€47k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€37k€46k▲
Amounts receivable within one year40/41€18k€31k▲
Trade receivables40-€10k
Other amounts receivable41€18k€21k▲
Cash at bank and in hand54/58€18k€14k▼
Deferred charges and accrued income490/1€874€1k▲
Equity and liabilities
Total equity and liabilities10/49€39k€47k▲
Equity10/15€19k€34k▲
Contributions10/11€5k€5k=
Reserves13€14k€29k▲
Distributable reserves133€14k€29k▲
Amounts payable17/49€20k€13k▼
Amounts payable within one year42/48€15k€11k▼
Current portion of amounts payable after more than one year42€12k€8k▼
Trade debts44€3k€638▼
Suppliers440/4€3k€638▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Accrued charges and deferred income492/3€5k€2k▼
Income statement
Code20232024
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€267€379▲
Other operating charges640/8€248€621▲
Gross operating margin9900€22k€23k▲
Operating profit (loss)9901€21k€22k▲
Financial income75/76B€1€2▲
Recurring financial income75€1€2▲
Financial charges65/66B€442€691▲
Recurring financial charges65€442€691▲
Profit (loss) for the period before taxes9903€21k€22k▲
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€14k€15k▲
Profit (loss) for the period to be appropriated9905€14k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€15k▲
Transfer to equity691/2€14k€15k▲
To other reserves6921€14k€15k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geetbets · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tuinwijkstraat 243450 GeetbetsGround area
449 m²
Building footprint
116 m²
Volume, LiDAR
576 m³
Parcel 24028C0139/00F000, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MALT SOLUTIONS
since 20232.343.625.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24028C0139/00F000 | Flanders | 449 m² | 1 · 116 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,745 companies in sector 46150 we hold annual accounts for 757. 549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2023
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.