MALPERTUIS

Active

Private limited companyfounded 20196 yrs activeGooikeveldstraat 47, 1755 Pajottegem, BelgiumKBO/BCE: BE 0735.529.125

The computed 12-month bankruptcy probability of MALPERTUIS is 3.3% (moderate). The 2025 annual accounts show negative equity (€-359k) and a net result of €-36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 18173 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

16 / 100

Critical

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency0=

Growth32=

Track record100

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.2 against 0.96 in 2024; short-term debt: 466% and cash: 0.9% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-366%

Return on assets

-37%

Age of the figures

18 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2122232425

2021 to 2025 · latest year €-359k

Filed after the deadline

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

3 d late

2024

2 d early

2023

30 d late

2022

17 d late

2021

2 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close19-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-359k▼ 11.2%

2024 · €-323k

2021: €55k 2022: €80k 2023: €-105k 2024: €-323k

2021 → 2025

Total assets

€98k▼ 47.0%

2024 · €185k

2021: €346k 2022: €490k 2023: €379k 2024: €185k

2021 → 2025

Net result

€-36k▲ 83.4%

2024 · €-218k

2021: €30k 2022: €24k 2023: €-184k 2024: €-218k

2021 → 2025

Working capital

€-368k▼ 5,231%

2024 · €-7k

2021: €38k 2022: €247k 2023: €123k 2024: €-7k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€55k-€80k▲ 43.8%€-105k€-323k▼ 209%€-359k▼ 11.2%

Operating result€35k-€33k▼ 4.1%€-181k€-210k▼ 16.0%€-24k▲ 88.7%

Net result€30k-€24k▼ 20.4%€-184k€-218k▼ 18.5%€-36k▲ 83.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €24k in 2025 against €210k in 2024; the loss shrinks.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €98k

91.0%

Fixed assets €9k▼ 69.4%

Current assets €89k▼ 42.9%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-15k▲

2024 · €-196k

Cash flow

€-27k▲

2024 · €-204k

Solvency

-366.0%▼

2024 · -174.3%

Current ratio

0.20▼

2024 · 0.96

Quick ratio

0.02▼

2024 · 0.29

Debt / equity

-1.27▲

2024 · -1.57

ROA

-37.0%▲

2024 · -117.9%

Interest coverage

-1.17▲

2024 · -24.98

Debt

€457k▼

2024 · €508k

Debt ≤ 1 year

€457k▲

2024 · €163k

Debt > 1 year

€0▼

2024 · €345k

Staff costs

€0▼

2024 · €8k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€185k€98k▼

Fixed assets21/28€29k€9k▼

Intangible fixed assets21€17k€9k▼

Tangible fixed assets22/27€5k€192▼

Plant, machinery and equipment23€104€0▼

Furniture and vehicles24€531€192▼

Leasing and similar rights25€4k€0▼

Financial fixed assets28€7k€0▼

Current assets29/58€156k€89k▼

Stocks and contracts in progress3€109k€79k▼

Stocks30/36€109k€79k▼

Amounts receivable within one year40/41€44k€10k▼

Trade receivables40€43k€10k▼

Other amounts receivable41€2k€0▼

Cash at bank and in hand54/58€805€868▲

Deferred charges and accrued income490/1€2k€0▼

Equity and liabilities

Total equity and liabilities10/49€185k€98k▼

Equity10/15€-323k€-359k▼

Contributions10/11€25k€25k=

Profit (loss) carried forward14€-348k€-384k▼

Amounts payable17/49€508k€457k▼

Amounts payable after more than one year17€345k€0▼

Financial debts170/4€95k€0▼

Other amounts payable178/9€250k€0▼

Amounts payable within one year42/48€163k€457k▲

Current portion of amounts payable after more than one year42€21k€13k▼

Financial debts43€47k€48k▲

Credit institutions430/8€47k€48k▲

Trade debts44€66k€13k▼

Suppliers440/4€66k€13k▼

Advances received on contracts in progress46€6k€0▼

Taxes, remuneration and social security45€449€150▼

Taxes450/3€449€150▼

Remuneration and social security454/9€0-

Other amounts payable47/48€23k€383k▲

Accrued charges and deferred income492/3€0-

Income statement Code20242025

Non-recurring operating income76A-€11k

Remuneration, social security and pensions62€8k€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€9k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-

Other operating charges640/8€878€1k▲

Non-recurring operating charges66A€30k€0▼

Gross operating margin9900€-158k€-14k▲

Operating profit (loss)9901€-210k€-24k▲

Financial income75/76B€0€143▲

Recurring financial income75€0€143▲

Financial charges65/66B€8k€13k▲

Recurring financial charges65€8k€13k▲

Profit (loss) for the period before taxes9903€-218k€-36k▲

Profit (loss) for the period9904€-218k€-36k▲

Profit (loss) for the period to be appropriated9905€-218k€-36k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-348k€-384k▼

Profit (loss) brought forward from the previous period14P€-130k€-348k▼

Transfer from equity791/2€0-

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-10-2026

2025

03-11

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 3 days late

2024

29-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

31-03

Financial Weakest financial yearnet €-218k

Net result drops to €-218k, the lowest in the series; recovery starts the following year.

2023

30-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2022

17-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 17 days late

2021

02-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 2 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Pajottegem · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gooikeveldstraat 471755 Pajottegem

Ground area

906 m²

Building footprint

248 m²

Volume, LiDAR

1,519 m³

Parcel 23024B0214/00M002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

MALPERTUIS

Gooikeveldstraat 47, 1755 PajottegemRetail sale of wines and spirits

since 20192.294.246.176

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23024B0214/00M002	Flanders	906 m²	1 · 248 m²	10.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Destelbergen · Eq €81k

Of 2,333 companies in sector 47251 we hold annual accounts for 422. 315 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-10-2019

Fiscal year end31-03

Activities, NACEBEL

47251Retail sale of wines and spirits

47279Other retail sale of food

47299Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.